Stephen Lowman is a financial advisor at Morgan Stanley with 20 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2009 and 2015, respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools.

Matthew Carroccio is a financial advisor with Wells Fargo Clearing in Washington, DC, holding Series 63 and Series 65 licenses and 24 years of industry experience. He has worked with Wells Fargo Advisors LLC from 2009 to 2016 before joining Wells Fargo Clearing in 2016. Outside of his advisory work, Carroccio serves as a finance committee member for both the Washington Jesuit Academy and the Safe Shores DC Advocacy Center. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Wanda Rhim is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 26 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2010 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Zyon Jenkins is a financial advisor at Morgan Stanley in Washington, DC, holding Series 65 and Series 66 licenses with three years of industry experience. Prior to joining Morgan Stanley in 2025, he worked at Foreside Fund Services, Harborside Sales Group, Kestra Advisory, and Kestra Investment Services, as well as in roles outside finance including at Chewy and First National Bank. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and serves clients both directly and through Corporate Financial Planning agreements.

Kevin Ramos is a financial advisor at Merrill with 23 years of industry experience. He holds Series 63, 65, and 66 credentials and has worked previously at Raymond James & Associates and Morgan Stanley. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Stefan Shrivastava is a financial advisor with J.P. Morgan Securities in Washington, DC, holding Series 63, 65, and 66 licenses and bringing 12 years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2017 and previously held roles at Merrill and Yale University. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Richard Cox Jr. is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 credentials and 22 years of industry experience. He previously worked at Farmers Financial Solutions for 12 years and has been with Raymond James entities since 2017. Outside of his advisory role, he owns and operates Sentinels Financial Group LLC, which provides support and insurance services. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a wide range of clients including individuals, high-net-worth clients, pension plans, corporations, and institutional investors. The firm employs tailored, non-discretionary planning supported by analytical tools and serves a large network of advisors, with specialized municipal advisory capabilities and targeted consulting programs.

George Murdoch is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill and Bank of America, he held roles within Scouting America for eight years across various regional councils. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal teams and third-party managers.

Lee Bollhorst is a financial advisor with Ameriprise in Severna Park, MD, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009. Outside of his advisory role, he occasionally plays in a band on weekends. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations through a centralized consulting team.

Alejandra Dominguez Jimenez is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. She has held roles at Bank of America, Navy Federal Credit Union, Lowes Home Improvement, PNC Bank, and Capital One Bank. Additionally, she managed her own business, Jireh Printing & Graphics, LLC, for ten years. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Keith Apton is a Series 66-registered financial advisor with UBS Financial Services in Washington, DC, where he has worked since 2009. He has 24 years of industry experience. Outside of his advisory role, Apton serves on the boards of several organizations, including a pharmaceutical distribution company and a farming nonprofit, and is involved in employee ownership education through The ESOP Association and the National Center for Employee Ownership. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and capital market assumptions to tailor plans to clients’ goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services through a broad platform of investment, custody, and capital markets solutions.

Atleena Jino is a financial advisor at J.P. Morgan Securities with three years of industry experience. She holds a Series 66 designation and has worked at JPMorgan Chase Bank, NA and J.P. Morgan Securities since 2023. Prior to her current roles, she was associated with Aces In Motion and the University of Florida. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment recommendations.

Nicholas Day is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. His prior roles include positions at Fidelity Brokerage Services LLC, Platinum Wealth Partners, QID LLC, and Capitalrock Investments, LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm offers both brokerage and advisory solutions and manages approximately $671 billion in assets through a large network of financial advisors.

Jake Sodeman is a financial advisor at UBS Financial Services with 12 years of industry experience. He holds the Series 66 designation and has been with UBS since 2012. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and research resources.

Horace Daniel Sr. is a financial advisor with Raymond James Financial Services Advisors Inc. based in Kensington, MD. He holds the Series 66 designation and has 14 years of industry experience. His previous roles include positions at LPL Financial and CUNA Mutual Group. Outside of financial advising, he has extensive experience as a real estate broker, owning Urban Homes Realty since 1997. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and employs analytical tools to model potential outcomes, supporting clients through various advisory programs and institutional consulting services.

Jonathan Stroebel is a Wealth Management Advisor at Merrill Lynch Wealth Management. He specializes in assisting successful business owners and their employees in achieving a worry-free retirement by providing customized investment and planning processes. Drawing on the resources of a top-ranked global institutional research firm and an experienced advisory team, Jonathan aims to help clients navigate market volatility, inflation, taxes, and other financial challenges that can impact long-term savings. Jonathan holds a Bachelor's Degree from Washington and Lee University and maintains several professional designations, including Chartered Alternative Investment Analyst (CAIA), Chartered Financial Analyst (CFA), CERTIFIED FINANCIAL PLANNER (CFP), Certified 401(k) Professional (CKP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He is a member of professional organizations such as the CFA Society Washington, DC, Montgomery County Chamber of Commerce, and Society of Financial Service Professionals. Beyond his professional commitments, Jonathan is involved in his community through All Saints Church in Chevy Chase, MD, coaching youth soccer with MSI Soccer, and supporting the National Multiple Sclerosis Society. His personal interests include boating, golfing, music, soccer, spending time with family, and tennis.

Jason Goldstein is a financial advisor with Raymond James & Associates, holding Series 65 and Series 66 credentials and bringing 20 years of industry experience. Prior to joining Raymond James in 2014, he worked at Oppenheimer and Lehman Brothers Inc. He is also the owner of TGGTB LLC, a business involved in leasing activities unrelated to investment advisory services. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including high-net-worth individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a variety of portfolio management styles and affiliated research.

Adam Bellacicco is a CFP® and Series 66-licensed financial advisor at Edward Jones with seven years of industry experience. He has worked at Edward Jones since 2019 and previously held positions at Cordoba Corporation, Gap Inc., and Calypso Technology. Outside of his advisory role, he is the owner of a beach house rental property managed through a third party. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a broad range of investment advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of over 23,000 financial advisors.

Rick Starr is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan Securities and J.P. Morgan Chase Bank since 2023, following six years at Bank of America and Merrill. Outside of his advisory role, Starr serves as a board member at George Mason University, contributing approximately five hours weekly. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis while clients retain final decision authority.

Tolulope Adeyemi is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley and its Private Bank since 2018. Prior to that, he was with PNC Investments and PNC Bank from 2016 to 2018. Outside of his advisory work, he is a co-founder of Haulers LLC, a hauling and moving business. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning supported by firm-approved tools and analyses. The firm manages approximately $2.74 trillion in client assets and provides services through various channels including its Financial Advisors and Estate Planning Strategies Group.