Venus Wilson is a Series 66-licensed financial advisor with Thrivent Investment Management in Bowie, MD, bringing 20 years of industry experience. She has worked with Thrivent Financial for Lutherans and Thrivent Investment Management since 2008. Outside of her advisory role, Wilson serves as an advisory board member for the Maryland Insurance Administration, providing input on licensing issues related to life and health advisors. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary trading authority. The firm’s approach includes written recommendations on various planning topics and the option to combine planning with managed-account services under a consolidated billing system called “WealthPlan.”

Connor Delaney is a financial advisor with LPL Financial in Columbia, MD, holding a Series 66 designation and six years of industry experience. His prior roles include positions at BFJ Wealth Management, Avantax Investment Services, and Dynamic Capital Consulting. Outside of advising, he has been involved with Wellspring Health, Inc. since 2018. LPL Financial serves a broad range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers financial planning, advisory programs, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Meeshan Reid is a CFP® professional with 12 years of industry experience, currently serving as a financial advisor at Ameriprise. Prior to joining Ameriprise, Meeshan worked at firms including Commonwealth Financial Network, Morgan Stanley, E*Trade Securities, Capital One Investing, Massmutual, and Pinnacle Investments. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning with a focus on dependable income sources and tax-aware withdrawal strategies.

Denika Tokunaga is a financial advisor at LPL Financial with 18 years of industry experience and holds the Series 66 designation. She has been with LPL Financial since 2014. In addition to her advisory role, she is involved as a life coach and serves as a board member and committee member for Project Culture. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Christopher Obrien is a financial advisor at Wells Fargo Clearing with credentials including Series 63 and Series 65 and four years of industry experience. He has held multiple roles within Wells Fargo and its affiliates since 2016. Outside of his advisory work, he has occasionally worked as a delivery driver for DoorDash. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Ryan Mazzarino is a financial advisor at RBC Capital Markets with 23 years of industry experience. He holds the Series 66 designation and has been with RBC Capital Markets Corporation since 2009. RBC Wealth Management serves a diverse client base that includes individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers various wrap fee advisory programs and tailors investment strategies based on each client’s Advisory Risk Profile, utilizing a combination of in-house and third-party managers.

Sean Eldred is a CFP® and CFA® with 21 years of industry experience. He has been with Ameriprise Financial Services since 2016 and is currently based in Columbia, MD. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written retirement income recommendations and ongoing tax-aware withdrawal planning for clients approaching or in retirement.

Cameron Heard is a financial advisor with Fidelity Investments, holding a Series 66 designation and one year of industry experience. Prior to joining Fidelity in 2024, Cameron worked at T. Rowe Price and has a background including roles at Salisbury University. Fidelity’s Strategic Advisers LLC, where Cameron is based, provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm employs a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction, and offers discretionary and non-discretionary advisory services along with model portfolio delivery.

David Greeley is a Series 66 credentialed financial advisor with 11 years of industry experience, currently serving clients at Edward Jones in Hanover, MD. He has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, managing approximately $1.01 trillion in assets. The firm offers a range of discretionary and non-discretionary investment strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

John Perrot is a financial advisor at Cambridge Investment Research Advisors with credentials including Series 63 and Series 65 licenses and four years of industry experience. His prior roles include positions at JPMorgan Chase Bank, Alex Brown (a division of Raymond James), and Alight Financial Solutions. Outside of his advisory duties, he is involved with Athlon Advisors in a service capacity related to insurance, benefits, and human resources. Cambridge Investment Research Advisors serves a wide range of clients including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers services such as financial planning, investment management, and retirement plan advisory through a network of independent professionals, employing both proprietary and third-party investment strategies across various platform arrangements.

Peter Rosenfelder is a financial advisor at Edelman Financial Engines with nine years of industry experience. He holds the Series 63 and Series 65 licenses and has worked at Edelman Financial Engines and its affiliated entities since 2015. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines proprietary modeling with planner delivery and online tools, offering diversified portfolios and both discretionary and non-discretionary management options.

Fred Sherrill is a financial advisor with RBC Capital Markets and holds a Series 66 designation. He has 20 years of industry experience, including roles at City National Bank since 2017 and RBC Capital Markets LLC since 2008. Outside of finance, he is involved in a residential real estate development company as managing director and is an active owner of a small private company related to interior design. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers tailored advisory programs with discretionary and non-discretionary portfolio management, utilizing both in-house and third-party investment managers.

Kaktrale Austin is a Senior Vice President and Senior Financial Advisor with Merrill Lynch Wealth Management. In his role, he provides tailored advice and guidance to individuals, families, and nonprofit organizations, helping them understand and manage multiple aspects of their financial lives. Kaktrale employs a personalized approach that involves understanding the unique characteristics and priorities of each client to develop customized financial strategies. He has experience in developing retirement strategies that consider cash-flow needs, investment preferences, and distribution requirements, and he is knowledgeable about various retirement vehicles. Kaktrale assists clients with income preservation, tax-sensitive investment management, defined benefit analysis, life insurance, business succession planning, and long-term care insurance. Additionally, he works with religious organizations and other nonprofits, helping them establish disciplined and transparent investment programs to support their stability and mission. Kaktrale holds a Bachelor's Degree from the University of North Carolina at Charlotte and possesses several professional designations including Accredited Asset Management Specialist (AAMS), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He participates in community service, volunteering with organizations such as the American Red Cross, Make A Wish Foundation, Special Olympics, Toys For Tots, United Way, and the V Foundation For Cancer Research. In his personal time, he enjoys chess, golfing, swimming, watching movies, and spending time with his family.

Andrew Dans is a financial advisor at Fisher Investments with 11 years of industry experience. He holds the Series 63 and Series 65 designations. His prior experience includes roles at MML Investors Services, MassMutual Life Insurance Co., Ameriprise, American General Life Insurance, and AIG Capital Services. Fisher Investments serves a global mix of institutional and private clients, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm employs a centralized investment process with a five-member committee and uses tax-aware strategies alongside defensive tactics to manage risk and positioning.

Caryl Lyn Mazullo is a financial advisor at Morgan Stanley with 31 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at UBS Financial Services for 12 years before joining Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC in 2022. Mazullo is involved with the University of Akron Barker Center for Economic Education. Morgan Stanley Wealth Management offers a wide range of advisory programs to individual and institutional clients, providing tailored financial planning supported by firm-approved tools and models.

Ryan Williams is a financial advisor at Raymond James Financial with four years of industry experience. He holds the Series 66 designation and has worked at Raymond James Financial and Raymond James Financial Services since 2021. Outside of his advisory role, he works as a branch associate at Wagenerlee LLC, where he assists clients and executes requests. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, pension plans, charitable organizations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, utilizing asset-allocation analysis and firm research to develop tailored recommendations.

Kirk Michel is a financial advisor at Thrivent Investment Management with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including WesBanco Securities, Morgan Stanley, E*TRADE Securities, and TIAA-CREF. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing holistic, goal-based financial planning without discretionary trading authority. The firm combines planning with managed-account programs under separate but consolidated arrangements and serves clients through a network of financial advisors.

Michael Beaumont is a CFP® with 16 years of industry experience, currently serving at Wells Fargo Clearing since 2016. Prior to this, he worked at Wells Fargo Advisors LLC from 2009 to 2016. He is also an executor for his grandmother’s estate, a role he performs outside of his advisory work. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Paul Burdett Jr. is a financial advisor at Raymond James Financial with 43 years of industry experience. He has held roles at Raymond James Financial Services, Inc. since 1999 and previously worked at Capitalist Investment Services from 2004 to 2024. He holds Series 63 and Series 65 credentials. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, corporations, and municipal entities. The firm provides financial planning and non-discretionary investment consulting, emphasizing tailored financial plans developed through client interviews and risk profiling.

Charles Menk III is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His prior roles include positions at Cambridge Investment Research Advisors, Tensley Consulting, and The MITRE Corporation. He is also president and CEO of The CGMA Group LLC, an independent business he has led since 2016. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, supported by model portfolios, third-party research, and various management strategies.