David Siddons is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 designations and 19 years of industry experience. He has been with Vanguard since 2006 in various roles, including at Vanguard Marketing Corporation and The Vanguard Group, and has served as an agent for his father in a limited capacity. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach that emphasizes personalized asset allocation and tax-aware portfolio features. The firm manages a large client base through a combination of digital platforms and advisor teams.

Brady Emmi is a financial advisor at Merrill with two years of industry experience. Prior to joining Merrill, he worked at Vector Marketing and Buddies Burgers. Outside of his advisory role, he serves as a head JV and freshman lacrosse coach at Salesianum School. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, and other institutional clients.

Harry Orth is a financial advisor with Ameriprise who holds a Series 63 designation and has 32 years of industry experience. He worked at Ameriprise Financial Services, Inc. for 15 years from 2005 to 2020. Outside of his advisory role, he is involved in business ownership unrelated to investment activities and has multiple other business engagements. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver written recommendation reports. As a large institutional firm, Ameriprise offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Shawn Kada is a CFP® professional with 19 years of industry experience, currently serving as a financial advisor at Vanguard Advisers in Malvern, PA. He has been with The Vanguard Group since 2010. Vanguard Advisers provides automated and human-supported investment advice through its Digital Advisor and Personal Advisor services, primarily serving retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach utilizing proprietary models to set personalized asset allocations, with portfolios constructed mainly from Vanguard funds and ETFs.

Zachary Oser is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. He has held previous roles at Bank of America and worked in education at Temple University, North Penn High School, and Pennbrook Middle School. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies for a broad client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Ratnadeep Damle is a Senior Financial Advisor at Merrill Lynch Wealth Management. He focuses on understanding clients' financial and life priorities to customize strategies that align with their goals. His expertise includes college education planning, international wealth management, legacy planning, personal retirement planning, portfolio management, small business strategies, tax minimization, and retirement income. Before joining Merrill, Ratnadeep managed the international division of an aerospace software company. He holds a Bachelor's Degree from the Massachusetts Institute of Technology and a Master's Degree from Columbia University. He carries the Personal Investment Advisor (PIA) designation. Ratnadeep is involved with community organizations such as Civil Air Patrol, CyberPatriot, and the MIT Alumni Group in the Delaware Valley Region. He speaks English, Marathi, French, Hindi, German, and Japanese. His personal interests include hiking, music, reading, singing, spending time with family, traveling, and yoga.

Brian Mclaughlin is a financial advisor at Merrill with 26 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Bank of America and Merrill since 2012. Merrill provides managed account services through the Select Portfolio Solutions program, serving a broad client base including individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm offers model-based and discretionary investment strategies integrated with Bank of America’s broader corporate platform.

Keith Lecky is a financial advisor with Mass Mutual Investors Services and holds the Series 66 designation. He began his advisory career in 2025 after prior experience in education and retail, including roles at Giant Food Store and several schools. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual planning engagements using firm-approved tools and also provides specialized services such as divorce planning and employer-sponsored programs.

Brette Husar is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. Prior to joining Raymond James in 2022, she worked at Janney Montgomery Scott from 2013 to 2022. Outside of her advisory role, she sells photographs that she has taken, edited, and produced. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses through a combination of non-discretionary advisory relationships and institutional consulting services.

Kate Lauer is a financial advisor with Vanguard Advisers, holding Series 66 and Series 63 licenses and 13 years of industry experience. She has been with Vanguard entities since 2013, including her current role at Vanguard Advisers since 2025. Outside of her professional work, she serves as a power of attorney for immediate family members. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and constructs portfolios mainly from Vanguard funds and ETFs, offering multiple customization options and tax-aware features.

Lisa Bolten is a financial advisor at Vanguard Advisers with four years of industry experience. She holds a Series 66 designation and has previously worked at Northwestern Mutual Life Insurance Company and O'Meara Financial Group. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach to set personalized asset allocations and manages a large client base through a digital platform supported by over 2,200 advisors.

Peter Seelaus is a financial advisor at OSAIC with over 31 years of industry experience. He holds the ChFC® designation and the Series 63 license. Prior to joining OSAIC in 2024, he worked at Woodbury Financial Services for 17 years and has been associated with Employee Benefit Specialist, Inc. since 2006. Seelaus serves as a board member of the Wedgewood Swim Club. OSAIC serves a diverse range of retail and institutional clients, providing integrated brokerage and investment advisory services through a large network of affiliated advisers. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to manage portfolios across various asset classes on both discretionary and non-discretionary bases.

William Ferraro is a financial advisor at Wells Fargo Clearing with one year of industry experience. He holds a Series 66 designation and previously worked at Computer Services Inc. from 2021 to 2024. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, with options for both discretionary and non-discretionary services.

John Wilcox is a financial advisor at Ameriprise with 13 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked for The Vanguard Group for 10 years. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

James Cleary is a financial advisor at Mass Mutual Investors Services with 42 years of industry experience. He holds a Series 63 designation and has worked at Mass Mutual Investors Services since 2017, previously serving at MetLife Securities Inc. and Massachusetts Mutual Life Insurance Company. Outside of advising, he is involved as an agent in life settlements and insurance brokerage and serves as a trustee for multiple family trusts. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and investment services to individuals, including high-net-worth clients, business owners, and charitable organizations. The firm offers a range of programs including asset management and educational seminars, structuring financial planning as ongoing, collaborative engagements.

Kate Forester is Vice President and Branch Leader at Fidelity Investments, a role she has held since 2019. She leads and coaches a team of financial professionals dedicated to working with clients and their families to develop personalized financial plans aimed at achieving their financial goals and providing peace of mind. Kate has extensive experience in the financial services industry, having held various positions at Fidelity Investments since 1998, including Senior Relationship Manager and Relationship Manager. Prior to joining Fidelity, she worked as a Financial Advisor and Associate at other firms starting in 1996. Outside of her professional responsibilities, Kate enjoys cooking and baking, fitness, reading, skiing, traveling, and volunteering.

Colby Moneta is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds the Series 66 designation and has worked at JP Morgan Chase Bank, TD Ameritrade, and PNC Bank. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Hanna Mc Carthy is a financial advisor with Edward Jones in West Chester, PA, holding a Series 66 designation and bringing one year of industry experience. Her prior work includes roles at Johnson and Johnson and five years as a self-employed professional. Outside of advisory work, she teaches yoga classes at local fitness centers and is a co-owner of a print advertising business. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates under a fiduciary standard.

Benjamin Yeager is a financial advisor with Mass Mutual Investors Services, holding the ChFC® designation and Series 66 license. He has 16 years of industry experience, including roles at Mass Mutual Investors Services since 2017 and MassMutual Life Insurance Co since 2016. Outside of his advisory work, he operates a financial services LLC that brokers insurance products and manages assets. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, wrap programs, and educational seminars, focusing on collaborative annual planning engagements using firm-approved analytical tools.

Mc Cafferty Gray is a Series 66-licensed advisor with Vanguard Advisers, based in Malvern, PA. Gray has been with Vanguard Advisers and related Vanguard entities since 2025. Prior to joining Vanguard, Gray held roles in academia and the winery business, including positions at West Chester University and Penns Woods Winery. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to asset allocation, managing portfolios using Vanguard funds and ETFs, with a range of customization options and a high client-to-advisor ratio supported by its digital platform and team servicing model.