Erika Boyer is a CFP® with nine years of experience in the financial industry, currently serving as an advisor at Edward Jones since 2017. She has experience with entrepreneurial ventures, including roles at Dryve LLC and RaspberryRed III LLC, a marketing consulting business. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment advisory services, including discretionary and non-discretionary strategies, and manages approximately $1.01 trillion in assets through a large network of financial advisors and branch offices nationwide.

Michael Rosenthal is a financial advisor at Stifel with 32 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Raymond James & Associates for 17 years and Overtime Angels, Inc. for nine years. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Richard Kelly is a financial advisor with Morgan Stanley in Shrewsbury, NJ, holding Series 63 and Series 65 designations and bringing 21 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2011. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, including tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Matthew Speedy is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has been with Equitable Advisors since 2009 and previously worked at AXA Advisors, LLC. He also operates under the DBA Private Wealth Strategies Group. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on clients’ goals, risk tolerance, and time horizon.

Kurt Rossi is a CFP®-credentialed financial advisor with 24 years of industry experience, currently serving clients at LPL Financial since 2008. He is based in Wall, NJ, and holds the Series 66 designation. Outside of his advisory role, Rossi is involved with KJ Rossi Group, LLC, a business entity used for office-related expenses. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting with discretionary and non-discretionary management supported by in-house and third-party research.

Geoffrey Ernst is a financial advisor at MassMutual Investors Services with 22 years of industry experience. He holds a Series 66 designation and has worked previously at MetLife Securities. In addition to his advisory role, he is a licensed insurance agent involved in dental, group disability income, fixed annuities, life, accident, health, long-term care, and property and casualty insurance. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars using firm-approved analytical tools to develop written recommendations tailored to client goals.

Samuel Marco Gugliemini is a financial advisor with Morgan Stanley in Toms River, NJ, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. His prior work includes roles at Bank of America, Merrill, and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning solutions.

Lauren Maguire is a financial advisor at Morgan Stanley with 11 years of industry experience. She has worked at Morgan Stanley since 2017 and previously at Merrill from 2013 to 2017. She holds a Series 66 designation and is based in Shrewsbury, New Jersey. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and investment outlook models.

Bradley Dobin is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 25 years of experience in the financial services industry. He leverages his background as an institutional trader and extensive expertise to serve an affluent clientele, including financial and technology executives, medical professionals, attorneys, and business owners. Since joining Merrill in 2009, Bradley has managed multiple discretionary portfolios, utilizing strategies such as cash flow-driven total return with options, equity-only investments, and fixed-income laddered bond portfolios. Bradley’s approach emphasizes a holistic and realistic wealth management philosophy that integrates investments, insurance, liabilities, and lending solutions through Bank of America. He focuses on risk reduction and cash flow-focused strategies tailored to client goals, including family wealth management, retirement planning, portfolio management, and structured settlements, particularly for malpractice attorneys. He holds several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), Certified Investment Management Analyst (CIMA), Certified Portfolio Manager (CPM), Personal Investment Advisor (PIA), and Retirement Manager Advisor (RMA). A graduate of Michigan State University, where he played baseball, Bradley draws parallels between consistent financial returns and sports, emphasizing steady progress over spectacular gains. Outside of work, he volunteers in the community and enjoys baseball, music, reading, running, and spending time with his family.

Paul Ulanich is a financial advisor with RBC Capital Markets in Red Bank, NJ, holding a Series 66 designation and 26 years of industry experience. He worked at Citigroup Global Markets for 17 years before joining RBC Capital Markets in 2024. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory programs featuring tailored investment strategies implemented through a mix of in-house and third-party managers, with options for tax management and responsible investing.

David Marks is a financial advisor at Edelman Financial Engines with 35 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several related firms, including Financial Engines Advisors L.L.C. and Personal Capital Advisors Corporation. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm offers a combination of committee-driven, proprietary modeling with planner delivery and online tools, managing diversified model portfolios with a long-term orientation.

Michael Broderick is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and possessing 32 years of industry experience. He has worked with Primerica Financial Services and PFS Investments Inc. since 1993. In addition to advisory services, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and separately managed account options primarily for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its investment services.

Lauren Ruperto is an Investment Consultant at Fidelity Investments, a position she has held since 2024. In this role, she collaborates with clients to develop personalized investment strategies that align with their unique financial goals, focusing on balancing risk, protection, and growth. Prior to joining Fidelity Investments, Lauren worked as a Financial Solution Advisor at Merrill Lynch from 2023 to 2024. Her professional experience centers on investment consulting and financial advising, aiming to provide tailored financial planning services. Outside of her professional work, Lauren has interests that include beach activities, cooking and baking, family activities, fitness, outdoor adventures, and parenthood.

David Cundey is a financial advisor with Morgan Stanley in West Palm Beach, FL, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2015. Outside of his advisory role, he is a managing partner at Big Hat Partners, a private real estate company based in Palm Beach, FL. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and modeling techniques.

Michael Didario is a financial advisor at Fidelity with a Series 66 designation and industry experience beginning in 2024. Prior to joining Fidelity, he was involved with Didario Financial L and has worked in roles outside of finance, including at the Hollywood Golf Club. Fidelity’s Strategic Advisers LLC, where he is employed, offers investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios from mutual funds, ETFs, and ETPs.

Nicholas Brewer is a financial advisor at Morgan Stanley based in Shrewsbury, NJ. He holds a Series 66 designation and has been with Morgan Stanley since 2025. Prior to joining the firm, he worked in various roles including at the High Bar Harbor Yacht Club and Northern Burlington Regional School District. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a range of advisory programs. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by advanced modeling tools.

Michael Nolan is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation. He has experience working at several firms, including Creative Financial Group, National Life Insurance of Vermont, and Northwestern Mutual. Nolan has been with Mass Mutual Investors Services and MassMutual Life Insurance Company since 2025. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers annual, collaborative planning engagements using firm-approved analytical tools and programs tailored to various client needs.

Eric Sciulla Jr. is a financial advisor at Cetera with 23 years of industry experience and holds a Series 66 designation. He has been affiliated with Cetera and its predecessor entities since 2008. Outside of his advisory role, Sciulla is involved in several business activities including managing partnerships in financial consulting and non-CPA tax preparation firms. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and retirement services, utilizing a multi-manager platform with discretionary and non-discretionary strategies.

Joseph Ganun Jr. is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and over 32 years of industry experience. He has been with Morgan Stanley since 2009, including his current role at Morgan Stanley Private Bank, National Association since 2015. Ganun serves as a board member for the Academy of Certified Portfolio Managers, an educational organization. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, emphasizing tailored financial planning through structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services including estate planning and comprehensive investment strategies.

Paul Lobosco is a financial advisor at Cetera with 35 years of industry experience. He holds the Series 63 and Series 66 licenses and has previously worked at I C Advisory Services, Inc. and The Investment Center, Inc. Lobosco is also the president of Forward Capital Management, LLC, a financial services firm, and is a co-founder and director of American Health Revolution, where he participates in organizational leadership and volunteer coordination. Cetera Investment Advisers LLC serves individual, corporate, and institutional clients through a nationwide network of independent advisors, offering a range of portfolio management and financial planning services. The firm operates a multi-manager platform with access to affiliated and third-party managers, managing over $256 billion in assets.