Ciro Iovine is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior roles include positions at Morgan Stanley and Mayo Law. Outside of his financial career, he has entrepreneurial experience running Anitmo's Italian Kitchen for seven years. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, institutional investors, and charitable organizations.

Robert Cundari is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and 13 years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2018 and previously at TD Ameritrade from 2014 to 2018. J.P. Morgan Securities provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Devashish Shah is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has worked at Wells Fargo Clearing since 2019 and previously spent ten years at UBS Financial Services Inc. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Adam Altman is a financial advisor with Charles Schwab, holding a Series 66 designation and 20 years of industry experience. He has worked at Charles Schwab since 2021 and previously held positions at Fidelity Personal and Workplace Advisors and Fidelity Investments. Outside of his advisory role, he is a partner in White Pelican Development, an investment venture focused on multi-family real estate. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining multi-asset model portfolios with alternative investments and centralized custodial services.

Bryant Perez is Vice President and Financial Consultant at Fidelity Investments. He has been with Fidelity since 2011, progressing through roles including Relationship Manager and Investment Consultant before his current position since 2016. His professional focus includes market trends, investments, and economic analysis. Bryant emphasizes transparency, education, and empowering clients, aiming to provide value in every interaction and offering a unique perspective. Outside of his professional work, Bryant has personal interests in comedy, fitness, football, pets, and running.

Denis Kenny is a financial advisor at Merrill with 29 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Bank of America and Wells Fargo in various capacities. Outside of his advisory role, he serves as an executor in a non-investment related capacity. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base including individuals, high-net-worth clients, and institutional fiduciaries.

David Munoz is a financial advisor with Merrill in Dayton, NJ, holding Series 63 and Series 66 licenses and 13 years of industry experience. He has worked at Merrill since 2018 and previously at Wells Fargo Clearing. He has been employed at Bank of America, N.A. since 2025. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based, discretionary, and third-party managed strategies to a diverse client base including individuals, high-net-worth clients, and institutional investors.

Stefanos Nyktas is a financial advisor at Merrill with eight years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Merrill in 2018, he was involved with Redd Pen Media and Rider University and operated It's Nutts Restaurant. Outside of his advisory role, he owns and manages Night Investment Properties, a limited liability company focused on residential property acquisitions and management. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, pension plans, and charitable organizations.

Brandon Marshall is a financial advisor with Ameriprise Financial Services, LLC, holding a Series 66 designation and eight years of industry experience. He has worked at Ameriprise since 2017 and previously attended Saint Joseph's University. Outside of his advisory role, he is employed at WPM Management, where he performs transaction follow-up and money movement tasks related to advisory services. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through written recommendations and annual advice. The firm’s approach integrates internal research, third-party data, and algorithmic tools, with implementation guided by clients and their advisors within a defined investment universe.

Alicja Plonska is a Series 66-licensed financial advisor at Morgan Stanley with 17 years of industry experience. She has worked at Morgan Stanley and its Private Bank division since 2017 and previously worked at Bank of America and Merrill. Morgan Stanley Wealth Management serves individual and institutional clients by offering a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through both direct client relationships and Corporate Financial Planning agreements.

Madeline Mc Nulty is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. Her prior work includes roles at University of Maryland and several positions across different industries. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Raquel Sutherland is a Financial Advisor with Merrill Lynch Wealth Management, dedicated to prioritizing clients' needs. She focuses on connecting clients with plans and processes tailored to their individual ambitions, assisting with goals such as college education planning, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management, and small business strategies. Raquel works closely with clients to incorporate their personal perspectives and priorities into wealth planning, striving to simplify and bring transparency to complex investing decisions. Her approach centers on creating personalized plans aimed at helping clients achieve their family’s long-term financial objectives. Outside of her professional role, Raquel’s personal interests include baseball, basketball, football, interior decorating, soccer, spending time with her family, watching movies, and woodworking.

Rohan Puri is a financial advisor at J.P. Morgan Securities with Series 63 and Series 66 credentials. He has one year of industry experience and previously worked at Morgan Stanley and JPMorgan Chase Bank, N.A. Prior to his current role, his background includes positions outside the financial sector. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a combination of quantitative asset-allocation modeling and centralized due diligence. The firm applies an ESG eligibility framework in its investment recommendations and offers services on a non-discretionary basis, with clients retaining final decision-making authority.

David Winward II is a Series 66-licensed financial advisor with Merrill, based in Pennington, NJ, with three years of industry experience. Prior to joining Merrill, he held positions at Bank of America, N.A., and has experience working in various service and automotive roles. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies for a broad client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, and charitable organizations.

James Powner is a financial advisor at Merrill with Series 63 and Series 66 credentials and 32 years of industry experience. He has worked at Merrill Lynch, Pierce, Fenner & Smith, Inc. since 1999 and Bank of America, N.A. since 2009. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm is integrated into Bank of America’s broader corporate platform, providing access to a wider set of products including swaps, derivatives, lending, and custody services.

Priyanka Kanth Singh is a financial advisor with Merrill, holding Series 63 and Series 66 credentials and six years of industry experience. Her prior roles include positions at HSBC Bank Plc, HSBC Bank USA, and Bank of America. She serves as a director of Friends of Prayas, a New Jersey-based nonprofit focused on welfare and social issues for children and youth. Merrill provides managed account services through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, and institutional fiduciaries.

Chris Raimo is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and bringing 28 years of industry experience. He has worked at J.P. Morgan Securities since 2012 and has been with JPMorgan Chase Bank, N.A. since 2008. Outside of his advisory role, he serves as a board member and vice president of Ocean Dunes Investments, LLC, a real estate entity. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis while clients retain final decision authority.

Brian Coelho is a Financial Advisor at Merrill Lynch Wealth Management. He works directly with individuals and families to develop personalized investment plans and tax-efficient retirement strategies. Brian specializes in retirement income planning, IRA rollovers, and integrating investment strategies within the Merrill Lynch and Bank of America ecosystem. He holds a Bachelor's degree in Economics from Pennsylvania State University and has a professional designation as a Personal Investment Advisor (PIA). His professional background includes roles in financial compliance and risk analysis, as well as advisory experience at Equitable Advisors and Merrill Lynch. Outside of his professional work, Brian enjoys activities such as golfing, baseball, ice hockey, running, and traveling. He values preparation, teamwork, and discipline, which he applies in his client relationships.

Terrence Murphy is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and 28 years of industry experience. He has worked at Merrill and Bank of America since 2023, following roles at Pruco Securities, Prudential Insurance, Eagle Strategies, New York Life, and Keller Williams. Additionally, he engages in real estate referrals through Keller Williams as an independent contractor. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base including individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Sandeep Grewal is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. He previously worked at RBC and has held various roles in financial services and other sectors. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a wide range of clients including individuals, high-net-worth clients, and institutional investors.