Benjamin Irizarry is a financial advisor at Wells Fargo Clearing with two years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at JPMorgan Chase Bank, N.A., J.P. Morgan Securities, and Silver Edge Financial. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related investment options alongside traditional offerings.

Joseph Lombardo Jr. is a financial advisor with UBS Financial Services in Westfield, NJ, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with UBS since 2005. UBS Financial Services serves individual, corporate, and institutional clients through a blend of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and offers a range of capital markets and research resources to support tailored client solutions.

Ethan Locker is a financial advisor with LPL Financial in Warren, NJ, holding Series 63 and Series 65 credentials and four years of industry experience. Prior to joining LPL Financial, he worked at Equitable Distributors, LLC for five years and has held various roles in financial services and other industries. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Joseph Wirtshafter is a financial advisor at Wells Fargo Clearing with a Series 66 credential and one year of industry experience. Prior to joining Wells Fargo, he worked at KPMG LLC for three years. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute and third parties.

Michael Dirocco is a Series 66-licensed financial advisor with Equitable Advisors in Woodbridge, NJ, where he has worked for 13 years. Prior to Equitable Advisors, he was with Axa Advisors for seven years. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives and utilizes both proprietary and third-party investment solutions.

Russell Rabadeau is a CFP® with 21 years of industry experience, currently serving as a financial advisor at Raymond James Financial. His prior experience includes roles at Wells Fargo Advisors LLC and Wells Fargo Clearing. He is also the president of Rabadeau Wealth Group, a support company based in Westfield, NJ. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary advice using analytical tools and supports advisory programs alongside unique municipal and public-finance capabilities.

James Dill is a financial advisor with UBS Financial Services in Warren, NJ, holding a Series 66 designation and 19 years of industry experience. He has been with UBS since 2008. UBS Financial Services Inc. provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering fee-based financial planning, portfolio management, and a range of capital markets services through a network of financial advisors who utilize proprietary research and model-based asset allocations.

Matthew Power is a financial advisor at Wells Fargo Advisors with 29 years of industry experience. He holds the CFP® designation along with Series 63 and Series 65 licenses. Prior to joining Wells Fargo Advisors in 2024, he worked at UBS Financial Services from 2012 to 2024. Outside of his advisory work, he serves on the finance committee for Holy Trinity Roman Catholic Church in Westfield, NJ. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, education, risk, and wealth-transfer planning. The firm integrates advisory services with banking, lending, and trust offerings through a large network of financial advisors.

Julie Hafler is a financial advisor at J.P. Morgan Securities with two years of industry experience. She holds a Series 66 designation and previously worked at Jefferies LLC. Hafler has also been involved with the Greater Miami Jewish Federation, Inc. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with affiliated brokerage, distribution, and investment management capabilities.

Richard Fortune is a financial advisor with Mass Mutual Investors Services, holding a Series 63 credential and over 40 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously spent 34 years at Metlife Securities Inc. Outside of his advisory role, Fortune serves as treasurer and chairperson of the finance committee for The Center of Great Expectations, a nonprofit human services organization. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, employing a collaborative, annual planning approach that uses firm-approved analytical tools and does not include investment discretion.

William White is a financial advisor with Merrill in Short Hills, NJ, holding a Series 66 designation and 28 years of industry experience. He has worked with Merrill since 2009 and concurrently with Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, and institutional investors using model-based and discretionary strategies developed by internal and third-party managers.

Mark Zawistowski is a financial advisor at Merrill with seven years of industry experience. He holds a Series 66 designation and has worked at Bank of America and Merrill Lynch since 2018. Outside of finance, he has experience in the restaurant industry, including roles at Haven Riverfront Restaurant, Grove Square, and HopsSotch. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Lav Varma is a Series 65–licensed financial advisor with Equitable Advisors, where he has worked since 1999. He has 43 years of industry experience and previously worked at Axa Advisors. Varma serves as a member of the Board of Trustees for Art N Beat, a nonprofit organization. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management programs. The firm employs a range of advisory models implemented through third-party managers and emphasizes tailored client risk assessment and program matching.

Ronald Reno is the Resident Director and Wealth Management Advisor at the Staten Island Merrill Lynch Wealth Management office. He has been in the financial advisory business since 1991 and holds professional designations including Chartered Retirement Planning Counselor™ (CRPC™), Personal Investment Advisor (PIA), and Certified Plan Fiduciary Advisor (CPFA). He is also a Senior Vice President. Ron focuses on total wealth management, offering solutions tailored to clients' personal and business financial situations. He develops investment strategies based on each client's risk tolerance, time horizon, liquidity needs, investment goals, and associated costs. Ronald follows a defined process that involves understanding clients' specific situations, establishing objectives, recommending appropriate strategies, and regularly reviewing progress to align financial lives with personal circumstances. Ronald received his high school diploma from Port Richmond High School. He is involved in his community through participation in the St Anthony Holy Name Society. Outside of work, he enjoys baseball, cooking, drawing/sketching, golfing, hiking, ice hockey, painting, skiing, spending time with his family, and watching movies.

Sebastian Parco is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2025. In this role, he builds strong relationships with clients by understanding their personal and financial situations. He analyzes risks and works with clients to develop and improve their overall financial plans, assisting in implementing agreed-upon strategies and maintaining ongoing communication to adjust plans as client goals evolve. Sebastian has been with Fidelity Investments since 2016, progressing through roles including Financial Consultant, Planning Consultant, Relationship Manager, Financial Representative, and OSG Associate. Prior to that, he was a Registered Representative at GAC from 2013 to 2014. His experience spans various aspects of financial consulting and client relationship management. Outside of his professional work, Sebastian enjoys family activities, exploring food, football, movies, soccer, and traveling.

Wendy Wasilewski is a financial advisor with Wells Fargo Clearing, holding 36 years of industry experience. She has worked with Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives, with a notable inclusion of insurance-related investment options.

Jeffrey Yoanides is a CFP® professional with 44 years of industry experience, currently affiliated with Wells Fargo Advisors. His career includes roles at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. He also owns a separate investment-related business, Jeffrey Yoanides, LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients with a broad range of investment and financial planning services, offering tailored recommendations supported by proprietary research and planning tools.

Edward Kelleher is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 28 years of industry experience. He has been with Cetera Wealth Services, LLC since 2013 and with Cetera since 2023. Cetera Investment Advisers LLC serves a wide range of clients including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors and operates a multi-manager platform with diverse program options and custodial relationships.

Gerard Scorziello is a financial advisor with Wells Fargo Advisors, holding a Series 63 designation and bringing 36 years of industry experience. His prior roles include positions at Wells Fargo Clearing, A.G. Edwards & Sons, Inc., and Morgan Stanley DW Inc. Outside of his advisory work, he serves as a member of the Clifton, NJ Board of Adjustment and works as a wine consultant for the Flow Wine Group. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and integrates advisory solutions with other financial products, providing tailored recommendations through its network of advisors.

John Schmitt is a financial advisor with UBS Financial Services in Westfield, NJ. He holds Series 63 and Series 66 designations and has 40 years of industry experience. He has been with UBS Financial Services since 2011. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.