Paul Crosby is a financial advisor with Morgan Stanley and holds Series 63 and Series 66 licenses. He has 17 years of industry experience, including prior roles at E*TRADE Capital Management LLC and C A L Ranch Stores. He is also employed by the Utah Department of Health and Human Services outside of his advisory work. Morgan Stanley Wealth Management provides advisory programs and financial planning services to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and uses a structured financial planning process supported by advanced modeling tools.

Aaron Dahle is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. He has worked at Cetera and its affiliated entities since 2019 and has operated his own tax and accounting services firms since 2003. Dahle is a partial owner of Dahle Financial Services and Dahle Tax & Accounting, where he performs administrative and accounting roles. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to various investment strategies and program structures.

David Hullinger is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been part of the Hullinger Team, which has a history of serving clients in Utah County for over 40 years. The team is recognized for its longstanding relationship with Merrill Lynch and Bank of America. David's areas of expertise include Family Wealth Management Strategies, Services for Endowments, Foundations, and Non-profits, Investment Consulting for Defined Contribution Plans, Legacy Planning, LGBT Wealth Planning, Women and Wealth, Individual and Corporate Investment Strategy, Tax Minimization, and Retirement Income. He is a member of a professional team comprised of 10 individuals with well over 100 years of combined experience. He holds a Bachelor's and a Master's Degree from Brigham Young University and maintains professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). David is active in his community as a basketball coach and serves as President of the Live wElle Foundation, Inc.

Christopher Reynolds is a financial advisor at Wells Fargo Clearing with 41 years of industry experience. He holds the Series 63 and Series 65 designations and has previously worked at Morgan Stanley and Citigroup Global Markets. He is based in Holladay, Utah. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Andrew Wilson is a financial advisor at Fidelity with 23 years of industry experience. He holds the Series 66 designation and previously worked for Key Investment Services LLC and Key Bank NA from 2008 to 2022. Outside of his advisory role, Wilson is a part owner of two entertainment businesses in Utah: a haunted house called Castle of Chaos and an escape room operation, Great Room Escape. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary investment portfolios.

James Francis is a financial advisor with LPL Financial, holding a Series 66 designation and 16 years of industry experience. He has worked with several firms, including Securities America Advisors and Kms Financial Services, and has operated Phoenix Financial since 2011. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management options, supported by advanced research and operational tools, serving a large network of over 22,800 advisors.

Joshua Willis is a financial advisor at Fidelity with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Fidelity Brokerage Services since 2015. Outside of his advisory role, he manages a consulting and property management business through Creatify Solutions LLC. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves as an advisor to multiple registered investment companies and develops model portfolios for intermediary platforms.

Jay Cherry is a financial advisor at Morgan Stanley with seven years of industry experience. He holds the Series 63 and Series 65 designations and has worked previously at E*TRADE Securities LLC. Outside of his advisory role, Jay writes and publishes fiction under his personal venture, Jay Cherry Writing. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and provides financial planning through a structured process without individual security recommendations as part of standalone plans.

Jeffrey Johnson is a financial advisor at Cetera with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Voya Financial Advisors and NFG Advisors. Johnson is also the owner of Sage Life Financial LLC and operates as an independent insurance agent specializing in fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with various portfolio management options, including model portfolios, third-party managers, and customized strategies.

Brian Slade is a financial advisor with LPL Financial in South Jordan, Utah. He holds the Series 63 and Series 66 designations and has 26 years of industry experience. Prior to joining LPL Financial in 2010, he worked at Equitable Advisors and Mony Securities Corporation. Outside of his advisory work, he is involved in selling fixed insurance products through Progressive Planning, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Chase Parry is a Series 66 licensed financial advisor with 13 years of industry experience. He has worked at Wells Fargo Clearing since 2019 and previously held positions at Bank of America and Merrill. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Jacob Cornia is a financial advisor with Fidelity Investments based in Salt Lake City, UT, holding a Series 66 credential and three years of industry experience. Prior to joining Fidelity, he worked at CitiBank for 15 years and was employed by Western Governors University. Outside of his advisory role, Cornia is the owner and trainer of Utah Defense Solutions, a company providing training and safe handling services. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to a diverse client base, including retail and institutional investors. The firm uses a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and manages multiple registered investment companies and fund-of-funds.

William Dahle III is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked at Cetera and its related entities since 2021 and has owned Dahle Financial Services since 2015. Dahle also serves as a board member for the Jordan Winds Owners Association. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, operating a multi-manager platform with multiple program structures and custodial relationships.

Jayce Russell is a financial advisor at Fidelity with a Series 66 credential and three years of industry experience. His prior work includes roles at Wells Fargo, Key Bank, and Fidelity Investments. Outside of his advisory work, he operates a small trading card business as a sole proprietor. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver diversified model portfolios.

Michael Sayre is a financial advisor with Osaic Wealth, Inc. in Salt Lake City, UT. He holds Series 63 and Series 65 licenses and has 13 years of industry experience. Prior to joining Osaic in 2024, he worked at Woodbury Financial Services and Hornor Townsend & Kent Inc. Sayre is a partner in several insurance and benefits-related businesses and serves as Director of Sponsorship for the Salt Lake chapter of the Society for Human Resource Management. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and third-party resources to support both discretionary and non-discretionary portfolio management.

River Bailey is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. He has held roles at Fidelity Investments since 2023 and previously worked at Bosso, Utah Tech University, and several other organizations. River works with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across mutual funds, ETFs, and ETPs.

Matthew Rogers is a financial advisor with Fidelity in Salt Lake City, UT, holding Series 63 and Series 66 credentials and five years of industry experience. He has worked with Fidelity Brokerage Service since 2020 and Fidelity Investments since 2025. Prior to his financial services career, he was employed at Kroger from 2014 to 2020. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm employs a systematic investment process combining fundamental research and quantitative analysis, with distinctive capabilities such as algorithmic portfolio construction and advisory roles to multiple registered funds.

Blake Nelson is a Certified Financial Planner (CFP®) associated with LPL Financial, based in Salt Lake City, UT, with 22 years of industry experience. He has worked at LPL Financial since 2015, following roles at VOYA Financial Advisors, CUNA Brokerage Services, OneAmerica Securities, Insphere Securities, and Allegis Advisors. Outside of finance, he owns and operates Nelson Lawn Care, a family-run lawn care business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, utilizing various investment models and strategies supported by technology and a broad platform that includes insurance and banking partnerships.

Jeffrey Rippon is a financial advisor with Ameriprise in Salt Lake City, UT, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been with Ameriprise since 2009. Outside of financial advising, he manages an online retail business, SneakerHeads LLC. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income services that provide written recommendation reports and ongoing planning advice. The firm’s retirement income solutions use proprietary research, third-party data, and algorithmic tools, with a focus on dependable income sources and tax-aware withdrawal strategies.

Domenique Buhagiar is a financial advisor at Morgan Stanley with six years of industry experience. They hold Series 63 and Series 65 licenses and have worked at Morgan Stanley since 2021. Prior to joining Morgan Stanley, Domenique worked at E*TRADE Securities LLC and has experience at Arizona State University. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets.