Jesse Newman is a Series 66-licensed advisor with Merrill in Mahwah, NJ, with one year of industry experience. Prior to joining Merrill and Bank of America in 2026, Jesse worked at Equitable Advisors, LLC, InvestorFlow, Intralinks, and ATSG. Merrill provides managed account services through the Select Portfolio Solutions program to a broad client base, including individuals, high-net-worth clients, and institutional fiduciaries. The firm integrates model-based, discretionary, and related investment strategies within Bank of America’s platform, offering access to diverse products and services.

Manoda Chauhan is a financial advisor at Ameriprise with 27 years of industry experience. She holds a Series 63 designation and has been with Ameriprise and its affiliated entities since 2005. Chauhan serves on the Board of Directors for Willowcreek Home Owners and is Vice President and a Board Member of 7 Cross Meadows in Fair Lawn, NJ. Ameriprise is a large institutional firm offering a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria. The firm provides a range of advisory, brokerage, and insurance solutions through affiliated companies, combining research, modeling, and tax-efficiency analysis in its retirement planning approach.

Robert Descherer is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 licenses and 29 years of industry experience. He has been with Mass Mutual Investors Services since 2017 and previously worked at MetLife Securities Inc. from 2015 to 2017. In addition to his advisory role, he is also an insurance agent specializing in individual and group life and health insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements and offers programs including wrap accounts, money-manager options, and educational seminars.

Frank Gonnella is a Series 66-licensed advisor with Ameriprise in Randolph, NJ, having 21 years of industry experience. He has been with Ameriprise and its affiliated entities since 2004. Outside of his advisory role, he serves on the Board of Directors for the Orange/West Orange Chapter of UNICO National and is a board member of the Alberto Institute for Italian Studies. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement, focusing on clients with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver customized, non-discretionary recommendations, supported by a centralized consulting team.

Jayson Decandia is a financial advisor at Mass Mutual Investors Services with 19 years of industry experience. He holds a Series 66 designation and has worked at Mass Mutual Investors Services since 2017, with prior experience at Massachusetts Mutual Life Insurance Company and MetLife Securities Inc. In addition to his advisory role, he is an independent insurance agent and serves as a financial adviser for life settlements. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including money-manager options and educational seminars.

Mark Milano is a financial advisor at Cetera with 11 years of industry experience. He holds the Series 66 designation and has prior experience running Milano Financial Services, where he provides accounting, tax preparation, consulting, and research services. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management, financial planning, and retirement services through a large network of independent advisors and utilizes multiple program structures and third-party managers.

Laura Ingraffea is a financial advisor with Cetera, holding Series 65 and Series 66 credentials and bringing 30 years of industry experience. She has worked at Cetera and its related entities since 2005 and also operates as a CPA with over 40 years in accounting and tax services. Outside of her financial career, she serves as a volunteer emergency medical technician and treasurer for an EMS organization. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a variety of portfolio management and consulting services through a multi-manager platform, supported by a nationwide network of over 10,000 advisors.

Lydia Kotevski is a Senior Financial Advisor with Merrill Lynch Wealth Management. She has been with Merrill Lynch since 1999, focusing on a client-centered approach that combines personalized financial guidance with the investment resources and banking convenience of Bank of America. Lydia and her team apply their extensive experience to managing client portfolios, aiming to meet long-term financial goals while minimizing risk and preserving capital through market fluctuations. Lydia holds the Personal Investment Advisor (PIA) designation. She earned her high school diploma from Garfield High School. Beyond her professional work, Lydia is involved with the National Down Syndrome Society and works closely with families of children with disabilities. She is also active in the theatre and fashion communities. Lydia is a mother of three children and grandmother to three grandchildren.

Benjamin Meyers is a Series 66-credentialed financial advisor with Morgan Stanley, based in Sparta, NJ, bringing 23 years of industry experience. He has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, N.A. since 2024. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services. The firm uses structured planning tools and proprietary models to assist clients, managing approximately $2.74 trillion in client assets.

Charles Marisca is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and 38 years of industry experience. He has worked with several firms including MetLife Securities, New England Securities, and Provident Mutual. In addition to his advisory role, he operates as an independent insurance agent selling various insurance products. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using technology to analyze client goals and provide tailored recommendations.

Anthony Pio Costa IV is a financial advisor with Ameriprise, holding a Series 66 designation and 26 years of industry experience. He has been with Ameriprise since 2007, initially with Ameriprise Financial Services, Inc., and continuing through the current firm structure since 2020. Outside of his advisory role, he is involved in managing several family real estate and business entities. Ameriprise provides retirement-income planning services targeting individuals with significant investable assets, offering tailored recommendation reports that incorporate income, Social Security, and tax strategies. The firm combines research and modeling with advisory support, primarily focusing on Ameriprise-managed accounts and utilizing algorithmic tools overseen by dedicated committees.

Arnaz Maneckshana is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has worked at Equitable Advisors since 1999, including its predecessor AXA Advisors, LLC. His other business activity includes an outside insurance contract. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to implement client recommendations.

Curtis White is a financial advisor at Ameriprise with 37 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Ameriprise and its affiliated entities since 2010. Outside of his advisory role, he is involved with L&J Operations LLC as a registered team member. Ameriprise offers a retirement-income planning service targeting individuals with substantial investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research and modeling with a centralized consulting team to deliver tailored, non-discretionary advice primarily for clients holding assets in Ameriprise-managed accounts.

Kenneth Quazza is a financial advisor at Edward Jones with seven years of industry experience. He holds the Series 66 designation and has worked at Edward Jones since 2018. His prior experience includes roles at Smith and Smith Accountants & Auditors, Hy-Test Packaging, and involvement with local education boards in Mahwah and West Milford, New Jersey. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages over $1 trillion in assets and offers a range of advisory programs with discretionary and non-discretionary strategies, supported by a nationwide network of more than 23,700 financial advisors.

Ivy Lau is a Vice President and Executive Planning Consultant at Fidelity Investments, a position she has held since 2018. In her role, she emphasizes the importance of listening to clients to effectively address their financial concerns and aspirations. She holds a California Insurance License, which supports her work in financial planning and consulting. Outside of her professional responsibilities, Ivy engages in activities such as cooking and baking, outdoor adventures, parenthood, solving puzzles, traveling, and volunteering.

Carla Gomory is a financial advisor with Morgan Stanley in Little Falls, NJ, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. She has been with Morgan Stanley since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a variety of advisory programs to individuals and institutional clients. The firm emphasizes a structured financial planning process using approved planning tools and modeling techniques, serving clients through both direct relationships and corporate financial planning agreements.

Robert Singley III is a financial advisor at Equitable Advisors with a Series 66 designation. He has been with Equitable Advisors since 2025. Prior to his current role, he held positions at BSI Group and PAL Environmental Safety Corp, and worked in education at Rowan University and Morris Knolls High School. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party managers. The firm utilizes a hybrid referral and implementation model and offers both advisory and brokerage/insurance services.

Edward Ryan Jr. is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. His career includes long-term roles at Avantax Advisory Services and Avantax Insurance Agency, as well as his current position at Cetera since 2025. Outside of advising, he serves as a director and secretary for a nonprofit scholarship fund supporting children attending Catholic high schools, and he holds leadership roles in professional associations such as the National Association of Enrolled Agents. Cetera Investment Advisers LLC provides a broad range of advisory services through a large network of independent advisors, serving individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers access to various investment platforms, including third-party managers and bespoke strategies, managing over $256 billion in assets across more than 10,000 advisors.

James Capitanello is a financial advisor at OSAIC with 28 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at OSAIC since 2023. Prior to this, he was with Sagepoint Financial, Inc. and Capacity Benefits & Financial Services Group, LLC for extended periods. Capitanello is also the owner and president of JimCap Consulting, LLC, which receives commissions from life, disability, and long-term care insurance carriers. OSAIC serves a diverse group of retail and institutional clients, including individuals, pension plans, corporations, and charitable organizations, offering integrated brokerage and investment advisory services through a large network of affiliated advisers and multiple platforms. The firm utilizes asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing in portfolio construction, and supports both discretionary and non-discretionary management accounts with access to third-party money managers.

Michael Staufenberger is a financial advisor with Stifel, holding Series 63 and Series 65 designations and 32 years of industry experience. He has been with Stifel since 2007. Outside of his advisory role, he owns and manages Whitetail Ridge Farm in New Jersey, where he is involved in hay and corn farming as well as maintaining food plots for hunting. Stifel serves individuals, including high net worth and non-HNW clients, as well as institutional clients such as pension plans and charitable organizations. The firm provides brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.