Chad Czerwinski is a Series 66-licensed financial advisor at UBS Financial Services in Hartford, CT, with 24 years of industry experience. He has been with UBS since 2010. Outside of his advisory role, he serves on the Board of Directors for Hartford Youth Scholars, a nonprofit providing training and education to youth in Hartford, CT, and oversees the management of an irrevocable trust. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor plans to clients' goals and risk tolerances.

Christopher Borowiec is a financial advisor with Merrill in Hartford, CT, holding a Series 66 designation and bringing 12 years of industry experience. He has worked at both Bank of America, N.A. and Merrill since 2009. Outside of his advisory role, he serves as a committee member for the Springfield Museums, a charitable organization. Merrill provides managed account services through the Select Portfolio Solutions program, serving a diverse client base including individuals, high-net-worth clients, pension plans, and charitable organizations. The firm offers various model-based and discretionary investment strategies integrated into Bank of America’s broader corporate platform.

Angelo Carlone is a financial advisor with LPL Enterprise holding CFP®, Series 63, and Series 66 designations and has 33 years of industry experience. His prior roles include positions at Prudential Insurance Company of America, Pruco Securities, LLC, and Wells Fargo Advisors. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory services, and access to model portfolios and third-party asset management through an integrated platform combining advisory programs with brokerage and insurance products.

Jason Tutin is a financial advisor with LPL Financial in Farmington, CT, holding a Series 66 designation and 14 years of industry experience. He has worked at LPL Financial since 2017 and previously at Webster Bank. He serves as Treasurer on the board of VARK, Inc., a for-profit organization. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charities through a national network of advisors. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management with access to model portfolios, research, and advanced technologies.

Michael Gandolfini is a financial advisor with LPL Financial, holding a Series 66 designation and six years of industry experience. Prior to joining LPL in 2024, he worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities from 2022 to 2024, and at Bank of America and Merrill from 2019 to 2022. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Jason Gutcheon is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and 27 years of industry experience. He serves as President of Professional Business Insurers, providing employee benefit plans and health insurance services to small businesses. Gutcheon is also a board member of the Greater Hartford Arts Council and Junior Achievement of Southwest New England, where he contributes to arts advocacy and financial education. Cetera Investment Advisers LLC supports a large nationwide network of independent advisors and offers a range of portfolio management, financial planning, and retirement services for individuals, employer plans, corporate, charitable, and institutional clients. The firm operates a multi-manager platform with various program structures and custodial relationships, managing over $256 billion in assets across more than 10,000 advisors.

Kari Mcleod is a Series 65-registered financial advisor with Cambridge Investment Research Advisors, bringing 10 years of industry experience. She has worked at Cambridge since 2020 and previously spent four years at Pangaro Wealth Management and two years at Gap, Inc. Mcleod owns Wealth Strategies Team, LLC, a business based in Farmington, CT. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension and profit-sharing plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, providing both discretionary and non-discretionary investment options tailored to client needs.

Nathan Stephens is a financial advisor at Charles Schwab with 12 years of industry experience and holds a Series 66 designation. His prior roles include positions at Fidelity Personal and Workplace Advisors and TD Ameritrade. Outside of his advisory work, he owns a rental property used for short-term vacation rentals. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory models with access to discretionary separately managed accounts and alternative investments.

Nicholas Provost is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has been in the financial services industry since 2025. Prior to his current role, he has worked in various positions including roles at UPS and several local businesses. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm employs a collaborative annual planning process using firm-approved software and provides specialized programs such as divorce planning and estate settlement services.

Todd Rosen is a financial advisor with LPL Financial who holds Series 63 and Series 65 designations and has 21 years of industry experience. Prior to joining LPL Financial in 2022, he worked at VOYA Financial Advisors and affiliated entities from 2014 to 2022. Rosen is also involved in non-variable insurance activities outside his advisory role. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services supported by proprietary and third-party research resources.

Timothy Reynolds is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and 23 years of industry experience. He has been with Cambridge since 2010 and has also maintained a long-standing role at Viola Chrabaszc Reynolds and Co., LLC since 1977. Outside of his advisory work, Reynolds serves as a member of the board of directors for Peoples Bank and is an elected selectman for the town of Suffield, CT. He also holds a partnership role at a tax preparation and accounting firm. Cambridge Investment Research Advisors serves a diverse client base—including individuals, pension plans, and charitable organizations—providing financial planning, investment management, and retirement plan advisory services through a network of independent professionals. The firm offers multiple investment platforms and strategies, including proprietary models and access to third-party managers, with tailored approaches to suit client objectives.

Mason Neurath is a financial advisor with MassMutual Investors Services, holding Series 63 and Series 65 licenses and two years of industry experience. His prior work includes roles at Pepper Corn Mill and Maggie McFly's. He also serves as an insurance agent, focusing on life, disability, long-term care, fixed annuities, and health products. MML Investors Services, LLC, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, and charitable organizations, using firm-approved tools to support annual, collaborative planning relationships.

Mena Haile is a financial advisor at Morgan Stanley in Hartford, CT, holding the Series 63 and Series 65 designations with four years of industry experience. Prior to joining Morgan Stanley in 2025, Haile worked at CapAcuity Securities, Inc., Sidney Federal Credit Union, and several other firms. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and market simulations as part of its financial planning process.

Monica Forbes is a financial advisor with Edward Jones in Windsor, CT. She holds a Series 66 designation and has over 28 years of prior experience at IBM. She is also the owner and broker of Forbes Insurance Solutions LLC, a health insurance brokerage. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a wide range of advisory programs, managing approximately $1.01 trillion in assets. The firm is notable for its extensive retail advisor network and affiliated financial services.

Harvey Silverman is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 66 licenses and over 51 years of industry experience. He previously worked at Metlife Securities Co. for 14 years before joining MassMutual and its related entities in 2016. In addition to his advisory role, he is also a funeral director and embalmer, a position he has held since 1959. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser providing financial planning, asset management, and educational services to individuals, business owners, trusts, estates, and charitable organizations. The firm emphasizes collaborative, annual planning engagements using firm-approved analytical tools, with optional implementation of recommendations through brokerage or insurance arrangements.

Benjamin Emory is a CFP® professional with eight years of industry experience. He is currently with OSAIC and has previously worked at Ameriprise, Fidelity Investments, Lincoln Financial Advisors, Bank of America, Merrill, and the University of Connecticut. Emory also serves as Lead Advisor at IronBridge Wealth Counsel, LLC. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides brokerage and advisory services with access to various investment platforms and third-party managers, utilizing asset-allocation tools and automated rebalancing to manage portfolios across multiple asset classes.

Paul Muska is a financial advisor at Edward Jones in Newington, CT, holding the ChFC® designation and Series 66 license with seven years of industry experience. Before joining Edward Jones in 2018, he worked in the education sector at Bristol and Stafford Public Schools. He also serves as an Emergency Medical Technician for the Suffield Ambulance service. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products, supported by a large network of financial advisors and branch offices nationwide.

Kenneth Rizzio is a financial advisor at Cambridge Investment Research Advisors with 42 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 65 licenses. His career includes long-term roles at Connecticut Mutual Life Insurance Company and Washington National Insurance Company, alongside his current positions at Cambridge Investment Research Advisors and Ohanesian/Lecours, Inc., where he also works as an independent insurance agent. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning and investment management through a network of independent professionals, utilizing a variety of proprietary and third-party strategies across multiple platform arrangements.

Paul Raymond is a financial advisor with LPL Financial, holding the ChFC® designation and Series 63 and 65 licenses, with 39 years of industry experience. He previously worked at Woodbury Financial Services, Inc. for six years before joining LPL Financial in 2019. Outside of his advisory role, he serves as head coach for the girls varsity tennis team at St. Paul Catholic High School and is a board member for two nonprofit organizations. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and corporations through a national network of investment adviser representatives. The firm offers a broad range of financial planning and advisory programs supported by research and various model portfolio options.

Daniel Cirino is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity Investments in 2026, he held positions at Valenti Volkswagen of Old Saybrook and AAA Club Alliance. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to both retail and institutional clients. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios that include mutual funds, ETFs, and ETPs.