John Walsh is a CFP®-certified financial advisor with 32 years of industry experience. He has worked with Commonwealth Financial Network for over three decades before joining Cetera and Cetera Wealth Services, LLC in 2026. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors serving individual, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and retirement services through multiple program platforms and a multi-manager investment approach.

Dennis Seeley Jr. is a financial advisor with Charles Schwab in Framingham, MA, holding a Series 66 credential and over 20 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 2022 and previously held positions at TD Ameritrade Investment Management and Scottrade. Outside of his advisory role, he is a part owner of Salon Moxie, LLC, where he assists occasionally. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory programs, offering both non-discretionary and discretionary investment options with integrated brokerage, custody, and advisory services.

Paul Kapur is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 66 credentials and has 25 years of industry experience. Since 2016, he has been affiliated with Raymond James Financial Services Advisors and related entities. Outside of his advisory work, Kapur is involved in several rental real estate activities and holds a non-variable insurance license to provide life, disability, and long-term care insurance options. Raymond James Financial Services Advisors, Inc. serves a diverse client base, including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm offers financial planning and non-discretionary investment consulting supported by firm research and various implementation pathways, with a significant portion of its business conducted on a non-discretionary basis.

Adam Sachs is a financial advisor with Osaic Wealth, Inc. based in Needham Heights, MA, holding a CFP® certification and Series 63 and 65 licenses. He brings 32 years of industry experience, with prior roles at Global Laminates, John Hancock Life Insurance Co., and Signator Investors, Inc. Sachs serves on several nonprofit and community boards, including as president of the Ashland Business Association and a member of the board of the Office of NAIFA Massachusetts, and volunteers mentoring individuals on financial wellness. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services with a focus on portfolio construction using firm-provided tools, supporting both discretionary and non-discretionary accounts across multiple asset classes.

Curtis Rafter is a CFP® professional with seven years of industry experience, currently advising at RBC Capital Markets since 2026. His prior experience includes roles at Mass Mutual Life Insurance Company and Mass Mutual Investors Services, among others. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers a range of advisory programs with customizable portfolio management and financial planning services tailored to clients’ risk profiles.

Robert Weedon is a financial advisor with Equitable Advisors in Wellesley, MA. He holds a Series 66 designation and joined the firm in 2025. Prior to this role, his work experience includes positions outside the financial industry and attending the University of Vermont. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through various third-party programs. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage channels to meet client needs.

Drew Kaski is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2024. He has been with Fidelity Investments since 2018, progressing through positions including Financial Consultant, Planning Consultant, Relationship Manager, Investment Solutions Representative, and Customer Relationship Advocate. Prior to joining Fidelity, he worked as a Registered Representative at New York Life from 2017 to 2018. Drew focuses on understanding clients' priorities and helping them develop plans to achieve their long-term goals. He values open and collaborative relationships and aims to build trust through professional service. Outside of his professional work, Drew enjoys spending time at the beach, fishing, playing golf, and engaging in activities related to lake environments. He is also involved in parenthood.

Timothy Waas is a financial advisor with RBC Capital Markets in Wellesley Hills, MA, holding Series 63 and Series 66 licenses and having 10 years of industry experience. His prior work history includes six years at Wells Fargo Clearing and related affiliates. Outside of his advisory role, he also works as an Uber driver. RBC Wealth Management serves a diverse client base, including individual investors, institutions, and charitable organizations, offering discretionary and non-discretionary portfolio management, financial planning, and brokerage services. The firm implements client strategies through a combination of in-house and third-party investment managers and provides options for tax management and responsible investing.

Duane Mc Donald is a ChFC®-designated financial advisor with 29 years of industry experience. He is currently with Edward Jones and previously worked at Commonwealth Financial Network for 18 years. Outside of his advisory career, he co-owns and manages a two-family rental property in Waltham, Massachusetts. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory and investment solutions. The firm manages over $1 trillion in assets and operates a large national network of financial advisors and branch offices.

Nicholas Chigas is a financial advisor with Morgan Stanley in Wellesley, MA, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He has worked with Morgan Stanley Private Bank since 2015 and with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques to support its services.

Robert Silver is a financial advisor at Morgan Stanley with 32 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Mass Mutual Investors Services, MassMutual Life Insurance Co, and Metlife Securities Inc. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and serves clients directly as well as through corporate financial planning agreements.

Evangelos Ioakimidis is a financial advisor at Morgan Stanley with nine years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley since 2016, including roles at Morgan Stanley Private Bank, N.A. Prior to joining Morgan Stanley, he was employed at Santander Securities, LLC and Bank of America, N.A. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured discovery processes and firm-approved planning tools.

Jennifer Spear is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, she held roles at several firms including LuluLemon, Vertafore, and Ethos Hospitality Group. Outside of advising, she occasionally provides babysitting services for families in the Wellesley and Dover, Massachusetts areas. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Ann Irons is a financial advisor with Ameriprise in Hopkinton, MA, holding Series 65 and Series 66 licenses and two years of industry experience. She has operated her own CPA firm, Ann M Irons, CPA LLC, since 2003. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice, focusing on dependable income sources and tax-aware withdrawal strategies.

Dana Donovan is a financial advisor with Morgan Stanley in Wellesley, MA, holding a Series 66 designation and six years of industry experience. Prior to joining Morgan Stanley in 2019, Donovan worked at Universal Wilde and the Center for Diagnostic Imaging. Outside of finance, Donovan is involved in pet care through an activity associated with Rover. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutions, offering financial planning and investment programs supported by structured analysis tools and extensive resources.

K Wilmshurst is a financial advisor with Charles Schwab, holding Series 66 and Series 63 designations and two years of industry experience. Prior to Schwab, Wilmshurst worked at Fidelity Investments for two years and has a background that includes time in education and renovations. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset investment approach supported by centralized custody and operational infrastructure.

Christopher Suraci is a CFP® professional with 28 years of experience in the financial services industry. He is currently with Ameriprise, having previously worked for Citizens Investment Services Corp for over two decades. Outside of his advisory role, he is co-owner of MapleRock Wealth Management and owner of Durum Wheat Inc., which has a 50% interest in Winter Durum LLC. Ameriprise offers retirement-income planning services for individuals approaching or in retirement, focusing on clients with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations delivered through a centralized consulting team.

Jonas Killeen is a financial advisor at Charles Schwab with 27 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Citizens Securities, GWFS Equities, and TD Waterhouse Investor Services. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, offering a range of advisory, brokerage, custody, and cash-sweep services through its Schwab Wealth Advisory wrap fee program and affiliated managed-account solutions. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and maintains a centralized operational structure.

Nicholas Carlino is a financial advisor with Fidelity, holding a Series 66 designation and six years of industry experience. His career includes roles at Fidelity Brokerage Services LLC since 2019, as well as prior work at Northwestern Mutual Investment Services LLC and Northwestern Mutual Life Insurance Company. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including multi-manager and fund-of-funds structures.

James McDonnell is a CFP® professional with 23 years of industry experience, currently serving as an advisor at Cetera. His prior roles include positions at LPL Financial and ownership of McDonnell Wealth Inc., a financial services firm he founded. In addition to his advisory work, he is licensed as an insurance agent, selling life, disability, annuities, and long-term care products. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, corporate, charitable, and institutional clients with a range of portfolio management, financial planning, and retirement services. The firm operates a multi-manager platform offering access to affiliated and third-party managers, with over $256 billion in assets under management and more than 10,000 advisors nationwide.