Raquel Rudder is a financial advisor at Hantz Financial Services, Inc. with 17 years of industry experience. She holds the ChFC® designation along with Series 63 and Series 65 licenses. Rudder has been with Hantz Financial Services since 2008. Hantz Financial Services serves individual investors, charitable organizations, corporate clients, and retirement plan sponsors, offering financial planning, portfolio management, and fiduciary services. The firm employs model-driven ETF strategies combined with separately managed accounts and unified managed account solutions, supported by a parent company structure that includes a state-chartered trust bank and affiliated tax, business consulting, insurance, and mortgage services.

Kenneth Morris is a financial advisor with Kestra Advisory, holding a ChFC® designation and Series 63 license, with 46 years of industry experience. His career includes prior roles at LPL Financial and INVEST Financial Corporation. He serves as Vice President of the Society for Lifetime Planning and is the author of the book *A Thought for Your Pennies*. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base, including institutional and individual investors. The firm offers fiduciary services, plan design, compliance testing, and access to a broad range of management platforms and third-party solutions.

Jeffrey Palleschi is a CFP® with nine years of industry experience, currently with Focus Partners Wealth, LLC. He has previously worked at The Colony Group, Buckingham Strategic Wealth, LifePlan Financial Advisory Group, Baron Wealth Management, and Plante Moran Financial Advisors. Focus Partners Wealth serves a diverse client base including individuals, high-net-worth families, family offices, corporations, retirement plans, and institutions. The firm emphasizes a long-term, tax- and fee-sensitive investment approach through enhanced open architecture, combining fundamental and quantitative analysis alongside third-party managers and alternative strategies.

Melissa Santoyo is a financial advisor at Goldman Sachs Wealth Services with two years of industry experience. She holds the Series 66 designation and previously worked at CBRE and Maxim Healthcare Services. Goldman Sachs Wealth Services provides financial planning and portfolio management to a diverse client base, including individual investors, corporate participants, executives, and institutional clients. The firm uses strategic allocation models and manager selections from specialized internal groups, offering a range of fee arrangements and access to affiliated Goldman Sachs capabilities.

Gayane Toukhanian is a financial advisor with Goldman Sachs Wealth Services holding a Series 66 designation and nine years of industry experience. She has worked at Goldman Sachs Ayco since 2017 and previously held roles at Academia Book Buyers and Huntington Technology Finance. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including high-net-worth individuals, corporate participants, and institutional clients. The firm leverages centralized investment resources and offers tailored services such as Executive Wealth and Private Family Office support within a large integrated financial group.

Benjamin Wicks is a financial advisor at Goldman Sachs Wealth Services with a Series 66 designation and one year of industry experience. Prior to joining Goldman Sachs, he held positions at Bridge Business Credit, Lee Industrial Contracting, Kroger, and Michigan State University among others. Goldman Sachs Wealth Services advises a diverse client base including individual investors, corporate and employer-sponsored participants, executives, plan sponsors, and institutional clients. The firm offers tailored financial planning and portfolio management supported by proprietary research, strategic allocation models, and a range of service platforms across the broader Goldman Sachs ecosystem.

Nathan Hartwig is a financial advisor at Creative Planning with a Series 66 designation and six years of industry experience. His prior roles include positions at PNC Investments LLC, Citizens Securities, Inc., AXA Advisors, LLC, and Alliance Catholic Credit Union. Outside of finance, he was involved with Cutting Edge Athletics from 2014 to 2018. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in assets and employs a financial planning–led investment approach that combines low-cost indexing with supplemental strategies, supported by a large advisory team and centralized infrastructure.

Caleb Sheng is a financial advisor with NewEdge Advisors holding a Series 66 designation and three years of industry experience. He has previously worked at Raymond James Financial Services and Waldo Wealth Partners. Outside of advising, Sheng is the owner of Sheng Law Group, PLLC, a business he has maintained since 2011. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, pension plans, corporations, trusts, estates, and charitable organizations through a network of independent investment adviser representatives. The firm provides a range of portfolio management, financial planning, and consulting services and employs technology and centralized due diligence in managing advisor and client needs.

John Ursu is a financial advisor with Private Advisor Group, LLC in Troy, MI, holding Series 65 and Series 66 licenses and possessing 22 years of industry experience. He has been affiliated with Private Advisor Group, Millennium Wealth Management, and LPL Financial since 2013. Ursu operates under the business name Artemis Wealth Advisors for his investment advisory services. Private Advisor Group, LLC is an SEC-registered firm managing over $41 billion across more than 135,000 client relationships, serving individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients. The firm offers discretionary and non-discretionary portfolio management, financial planning, retirement plan consulting, and access to third-party asset management programs, employing various investment strategies and coordinating custody and reporting through multiple custodians.

Jack Stephens is a financial advisor at Hantz Financial Services, Inc. He holds a Series 66 designation and has been with Hantz since 2025. Prior to joining the firm, he held various roles across multiple industries, including positions at Detroit Catholic Central and Adrian College. Outside of his advisory work, he serves as an assistant coach for the Detroit Catholic Central High School rugby team. Hantz Financial Services serves a diverse client base, offering financial planning, portfolio and wealth management, retirement-plan advisory, and fiduciary services. The firm employs model-driven ETF strategies supplemented by separately managed accounts and unified managed account solutions, and it provides expanded implementation capabilities through affiliated businesses including a state-chartered trust bank and in-house tax and consulting services.

Keith Barr is a CFP®, ChFC®, and Series 63 credentialed advisor at Focus Partners Wealth, LLC with 16 years of industry experience. He previously worked at Lifeplan Financial Advisory Group, LLC for 19 years and has held roles at Buckingham Strategic Wealth, LLC and The Colony Group, LLC. Focus Partners Wealth, LLC provides wealth advisory and investment management services to individuals, families, family offices, retirement plans, institutions, and businesses. The firm employs a long-term investment approach that emphasizes tax- and fee-sensitivity within an enhanced open architecture framework combining active and passive strategies, separate account managers, private funds, mutual funds, and ETFs.

Robert Hyneman is a CFP® professional with 25 years of experience, currently serving at VALIC Financial Advisors since 2000. He also holds the Series 63 and Series 66 licenses and has been affiliated with Agia since 2022, where he acts as an agent for non-securities insurance products. VALIC Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Tyler Corliss is a financial advisor with Citizens Securities, Inc. in Livonia, MI, holding Series 63 and Series 65 credentials and four years of industry experience. His prior roles include positions at J.P. Morgan Securities, JPMorgan Chase Bank, N.A., and Huntington National Bank. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm operates various advisory platforms, including a digital advisory program and managed accounts, and is wholly owned by Citizens Bank, N.A.

Sandra Scolari is a CFP® with 31 years of industry experience, currently affiliated with Primerica Advisors and Park Avenue Securities. Her work history includes roles at Guardian Life Insurance and Ohio National Financial Services. She is the founder of Raise Your Game, a non-investment-related business. Park Avenue Securities serves a broad retail client base with both brokerage and advisory services, offering proprietary and third-party investment programs alongside financial and retirement planning. The firm manages approximately $15 billion in regulatory assets and supports a range of investment strategies and account-level services.

Timothy Giampetroni is a CFA® charterholder with nine years of industry experience. He is currently an advisor at Osaic Advisory Services, LLC and has previously worked at firms including SageView, First Allied Advisory Services, and Bloomfield Hills Financial. He also serves as chief investment officer at Bloomfield Hills Advisory, where he manages model portfolios and oversees partnership finances. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving a diverse client base including individuals, pension and profit-sharing plans, corporations, trusts, and charitable organizations. The firm offers investment management, financial planning, retirement plan consulting, and related services through a variety of program models, utilizing both proprietary guidance and third-party platforms.

Rohnne Saad is a Financial Advisor at Merrill Lynch Wealth Management. In this role, Rohnne provides comprehensive financial guidance tailored to the unique needs of individuals, families, and business owners. He focuses on developing strategies aligned with both short- and long-term goals, drawing on his expertise across various financial services. Rohnne's areas of client focus include college education planning, corporate benefits, divorce transition planning, family wealth management strategies, institutional and corporate benefit services, small business strategies, and sports and entertainment. He holds a Bachelor's Degree from Michigan State University and is a Personal Investment Advisor (PIA). Outside of his professional responsibilities, Rohnne enjoys activities such as biking, chess, football, hiking, music, running, soccer, tennis, traveling, and watching movies. He is an avid Detroit sports fan and Michigan State alumnus.

Christopher Willerer is a financial advisor at NewEdge Advisors with 27 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Raymond James and Associates for 10 years. He is also a managing partner at Willerer Wealth Management LLC, a pass-through entity for his financial advisory activities. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, pension plans, corporations, trusts, and charitable organizations through a network of independent advisers. The firm provides a wide range of portfolio management, financial planning, and consulting services, employing both in-house and third-party strategies supported by centralized due diligence and technology tools.

Ronald Miller II is a CFP® with 12 years of industry experience, currently advising at PNC Wealth Management. His prior roles include positions at Bank of America, Merrill, JP Morgan Chase, and several other financial firms. Outside of his advisory work, he serves as an officer for Great Lakes Bowling, a non-investment related activity. PNC Wealth Management provides retail brokerage and advisory services through model-based programs, including an invitation-only discretionary digital offering that uses algorithm-driven risk assessments to guide investment in mutual funds and ETFs.

Jordan Cater is a financial advisor at Hantz Financial Services, Inc. with 10 years of industry experience. He holds the Series 66 designation and has been with Hantz Financial Services since 2015. Hantz Financial Services serves a diverse client base including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs model-driven ETF strategies alongside separately managed accounts and unified managed account solutions, and offers a range of financial planning, portfolio management, and fiduciary services supported by affiliated tax, business consulting, insurance, and mortgage origination capabilities.

Raymond Biswanger IV is a CFP®-certified financial advisor with Sanctuary Advisors, LLC, based in Bloomfield Hills, MI, and has 14 years of industry experience. He previously worked at Morgan Stanley and Morgan Stanley Private Bank, National Association for eight years before joining Sanctuary Wealth. Sanctuary Advisors, LLC serves a diverse client base, including individuals, corporations, pension plans, trusts, and charitable organizations, providing investment advisory and financial planning services through a network of over 400 independent investment adviser representatives. The firm offers portfolio management, retirement plan consulting, and employs multiple analytical approaches while acting as a fiduciary under written agreements.