Nicholas Kopff is a financial advisor at LPL Financial with Series 63 and Series 65 credentials and six years of industry experience. He has worked at several firms including MPWM Advisory Solutions and Wealthone LLC. Kopff also operates MPWM Advisory Solutions, an independent registered investment advisor. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of financial planning and investment services, utilizing model portfolios, third-party subadvisors, and customized strategies across various asset classes.

Jake Austro is a Financial Consultant at Fidelity Investments, where he partners with clients to develop comprehensive financial plans that align with their goals and needs. He holds the Certified Financial Planner (CFP®) designation, underscoring his commitment to helping clients make informed decisions regarding their family's wealth. Jake's experience in the financial industry includes roles as a Financial Consultant, Investment Consultant, and Financial Representative at Fidelity Investments from 2023 to the present. Prior to joining Fidelity, he worked as a Relationship Banker at Bank of America from 2022 to 2023. Outside of his professional work, Jake enjoys fishing, fitness, spending time at the lake, and engaging in outdoor adventures.

Tyler Gregory is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. Prior to joining LPL Financial in 2024, he worked at WPS Holdings and has experience in education and screen printing. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive technology and a large network of over 22,800 advisors.

Alissa Quinn is a financial advisor with UBS Financial Services in Albany, NY, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. She has been with UBS since 2009 and serves on the finance committee of the Fort Orange Club, where she reviews financial statements and the 401(k) plan. Quinn is also an author, with her book *The Power of Impact Circles* available for sale, and participates in related book signings and speaking engagements. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research to tailor investment strategies according to clients’ goals and risk tolerances.

Ellen Reidy is a financial advisor at Equitable Advisors with four years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Cadaret, Grant & Co., Inc. and has been involved in event planning through 408 Events and Occasion. Equitable Advisors serves a broad client base including individuals, retirement plans, corporations, and charitable organizations, providing financial planning and asset management services through a network of Investment Adviser Representatives and third-party program sponsors.

John Decrescente is a financial advisor with LPL Financial holding a Series 66 license and 10 years of industry experience. His prior roles include eight years at Hazard & Siegel Advisory Services LLC and two years at Next Financial Group, Inc. Outside of his advisory work, he is also involved in music as a musician, writer, and producer, receiving some royalties annually. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology tools and a broad array of financial products.

Ashley LaBelle is a Planning Consultant at Fidelity Investments, where she partners with two wealth management teams to assist clients in achieving their financial goals through a personalized approach. She has been with Fidelity Investments since 2023, progressing through roles including Financial Representative and Relationship Manager. Prior to joining Fidelity, Ashley worked as an Investor Accounting Specialist at Broadview Federal Credit Union from 2020 to 2023, and as a Commercial Lending Coordinator at Trustco Bank between 2018 and 2020. Her professional experience spans various aspects of financial services, focusing on client relationship management and financial planning. Outside of her professional role, Ashley enjoys beach activities, fitness, hiking, snowboarding, traveling, and yoga.

Johnathan Wilsey is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. His career includes roles at Cetera and Foresters Financial. Wilsey also operates BPS Financial Services, where he works as a financial planner. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of over 10,000 independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services, utilizing a multi-manager platform with discretionary and non-discretionary options and approximately $256 billion in assets under management.

Steven Yezzo is a financial advisor with LPL Financial and holds a Series 63 designation. He has 34 years of industry experience, including roles at Pombo Wealth Management and Cadaret, Grant & Co., Inc. Outside of his advisory work, he is associated with Pombo Wealth Management, a business entity related to his LPL activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with a range of discretionary and non-discretionary investment strategies.

Ian Mann is a financial advisor at LPL Financial in Albany, NY, holding the CFP® designation with nine years of industry experience. His prior roles include positions at Goldman Sachs/Ayco and MassMutual, as well as running Sit Back Tax LLC, a tax preparation and accounting business. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Michael Hastings is a financial advisor with LPL Financial in Albany, NY, holding a Series 66 designation and 17 years of industry experience. He previously worked at Goldman Sachs & Co. LLC for four years and The AYCO Company, L.P./Mercer Allied for thirteen years. Hastings is also involved with Broadview Federal Credit Union. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management services, utilizing both proprietary and third-party strategies, and supports its advisors with advanced operational and research technologies.

Nolan Hart is a financial advisor with UBS Financial Services in Albany, NY, holding Series 63, 65, and 66 licenses and bringing nine years of industry experience. His prior roles include positions at Bank of America, Merrill, Bernstein Private Wealth Management, AllianceBernstein, and Kellogg Northwestern. Nolan joined UBS in 2024. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining proprietary research and model-based asset allocations to tailor financial plans. The firm integrates institutional trading capabilities with wealth management and offers a broad range of capital markets services.

Joseph Smith is a Financial Advisor at Merrill Lynch Wealth Management. He applies his background in financial analysis, strategic planning, and risk management to support individuals and families in making informed financial decisions. His approach emphasizes attentive service, transparent communication, and tailoring strategies to each client's specific circumstances, priorities, and long-term goals. Joseph holds a Bachelor's Degree from LeMoyne College and a Master's Degree from Rensselaer Polytechnic Institute. He also holds the Personal Investment Advisor (PIA) designation. His work involves translating complex financial information into clear guidance, focusing on listening to clients to develop personalized strategies that align investments with broader objectives. Committed to building trust through sound judgment and relationship building, Joseph begins his advisory process by understanding client priorities and comfort with risk. He aims to evolve financial strategies over time to adapt to changing needs.

Tyler Lesniewski is a financial advisor at LPL Financial with a Series 66 designation and one year of industry experience. His prior roles include positions at Holistic Wealth Advisors and Kensington Investment Company, as well as work in corporate and other sectors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Thomas Brown Jr. is a financial advisor at LPL Financial with 15 years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America, Merrill Lynch, Key Investment Services, Citizens Securities, and Morgan Stanley. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment solutions through a large network of advisers, utilizing both proprietary and third-party strategies across multiple account types.

Lorissa Hoff is a financial advisor at Cetera with eight years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Cetera since 2019. Prior to joining Cetera, she was with Foresters Financial Services and Foresters Financial. Hoff is also a co-owner of Greenwood Hoff Wealth Management, which operates as a dba for her Cetera business. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors.

Robert Hicks is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and two years of industry experience. His background includes roles at Google and various other companies, alongside ongoing positions at PFS Investments Inc. and Primerica Financial Services. He is also affiliated with Alfred University and has experience in diverse fields such as delivery services and education. Primerica Advisors serves primarily individual investors, including non-high-net-worth and high-net-worth clients, as well as corporate and charitable organizations. The firm operates a wrap-fee asset management program using model-delivery strategies from unaffiliated asset managers, supported by custodial and trade execution services from Pershing and BNY Mellon Advisors.

Salvatore Schittino is a CFP®-credentialed financial advisor with Raymond James Financial Services Advisors, Inc., bringing 13 years of industry experience. He previously worked at Northwestern Mutual for six years before joining Raymond James in 2019. In addition to his advisory role, he is an employee at Kelton Financial Group, a support company that provides client service and advisory plan development. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored financial planning and investment consulting using analytical tools and risk profiling, with advisory programs supported by an extensive advisor network and specialized services in municipal and public finance.

Bradley Hayslette is a financial advisor at LPL Financial with 42 years of industry experience. He has worked at LPL Financial since 2018 and previously spent three years at INVEST Financial Corporation. Outside of advisory work, he is an insurance agent specializing in life, health, and long-term care insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, third-party asset management, and institutional platforms, supporting advisors with proprietary research and technology tools.

James Sullivan II is a financial advisor at LPL Financial in Albany, NY, holding a Series 66 designation with 10 years of industry experience. He has been affiliated with LPL Financial since 2015 and concurrently with Albany Financial Group since 2021. Outside of his advisory roles, he is involved in non-variable insurance services through several entities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.