Kevin Anglim Jr. is a financial advisor at Morgan Stanley with a Series 66 credential and recent entry into the industry. His background includes roles at Morgan Stanley since 2024, as well as experience in education and hospitality sectors. Morgan Stanley Wealth Management provides a range of advisory programs to both individual and institutional clients, utilizing structured financial planning processes and firm-approved tools to support tailored investment strategies.

Daniel Rudd is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and 15 years of industry experience. His prior roles include positions at Hornor Townsend & Kent Inc, Penn Mutual Life Insurance Company, and New York Life Insurance Company. He is also active as a financial advisor in life, disability, and long-term care insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides comprehensive financial planning and asset management, utilizing firm-approved analytical tools to develop recommendations tailored to clients' goals.

Heather Lucas is a financial advisor at Morgan Stanley with 25 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and holds a Series 66 license. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and investment modeling in its financial planning process.

Ryan Little is a financial advisor at Morgan Stanley with nine years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Morgan Stanley and its affiliated entities since 2017, including Morgan Stanley Private Bank. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individual and institutional clients. The firm provides tailored financial planning supported by structured discovery and firm‑approved tools, managing approximately $2.74 trillion in client assets.

Christian Gehlen is a financial advisor at Wells Fargo Clearing with 23 years of industry experience. He holds the ChFC® and Series 63 designations and has previously worked at ESL Investment Services, LLC and LPL Financial. Outside of his advisory role, he owns Gehlen Enterprises LLC, a business involved in product invention. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and incorporates a broader range of financial products, including insurance-related vehicles and bank deposit sweep options.

Sarah Campbell is a financial advisor with LPL Financial in Rochester, NY, holding the ChFC® designation and Series 63 license. She has 15 years of industry experience, including her current roles at ESL Investment Services, LLC and LPL Financial since 2011. In addition to her advisory work, she is a commissioned notary public. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by technology tools for operational and research purposes.

Shannon De Lorme is a financial advisor at Morgan Stanley in Rochester, NY, holding a Series 66 credential and with six years of industry experience. Before joining Morgan Stanley in 2019, De Lorme worked at SUNY College at Brockport, Giuseppe's Inc., and Tops Friendly Markets. Outside of advisory work, De Lorme is involved in art and culture as a musician and in musical instrument sales through a sole proprietorship. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers comprehensive financial planning and investment management services supported by structured planning tools and a variety of advisory programs.

Gregory Murray is a financial advisor at Charles Schwab with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Charles Schwab and related entities since 2000. He is based in Pittsford, NY. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm operates a large-scale, integrated structure combining non-discretionary advisory relationships with access to discretionary separately managed accounts and offers centralized supervisory, custody, and order-routing services.

Cathy Elia is a financial advisor with OSAIC in Rochester, NY, holding a Series 63 designation and 29 years of industry experience. Her prior roles include positions at Securities America Advisors and Invest Financial Corp. She is also the owner of Envision Wealth & Health, a firm providing financial and insurance services, and she assists individuals aged 65 and older with Medicare enrollment through Ahrens Benefits Co. OSAIC serves a diverse client base ranging from individual to institutional investors through a large network of affiliated advisers and multiple platforms. The firm offers integrated brokerage and advisory services, utilizing proprietary asset-allocation tools and third-party solutions like Envestnet to manage portfolios across various asset classes.

Julieann Angie is a financial advisor with Mass Mutual Investors Services in Rochester, NY, holding a Series 63 designation and bringing 10 years of industry experience. Her prior roles include positions at Park Avenue Securities, Guardian Life Insurance, and AXA Advisors, LLC. She was involved with the Rochester Animal Shelter in 2018. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, utilizing firm-approved tools to analyze client goals and deliver written recommendations.

Justen Cruz is a financial advisor at Equitable Advisors with two years of industry experience. He holds the Series 66 credential and has worked across various roles prior to joining Equitable Advisors in 2023, including positions at Opticool Technologies and The Lighting Division. Equitable Advisors serves a diverse client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset management programs through a broad network of advisers and third-party managers.

Elise Syberg is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 10 years of industry experience. She previously worked at Merrill for six years before joining Wells Fargo Clearing in 2022. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Jennifer Jones is a Series 66-licensed financial advisor with 11 years of industry experience. She is currently with Cetera and has previously worked at Avantax Advisory Services and 1st Global Capital Corp. In addition to her advisory role, she serves on the advisory board of Canandaigua National Bank and holds multiple positions with UR Thompson Health, including board member, audit committee member, finance committee member, and treasurer. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a range of portfolio management and financial planning services with a multi-manager platform that includes affiliated and third-party strategies.

Ryan Barden is a Financial Advisor at Merrill Lynch Wealth Management. He joined the firm in May 2011 and provides customized service and support to clients, as well as internal services to the advisor team. Ryan plays a key role in helping clients manage their investments to pursue their retirement goals. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Ryan earned a Bachelor's Degree from the State University of New York System. Ryan resides in Horseheads, NY with his wife, Lindsey, and their sons, Rylen and Ronan.

James Henry is a financial advisor with Osaic Wealth, Inc. based in Pittsford, NY, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. His prior career includes roles at Cetera and Foresters Financial Services. He is also the owner and president of Atlas Wealth Advisors LLC, an advisory practice and OSJ, and works as an insurance producer focusing on fixed insurance and annuity sales. Osaic Wealth, Inc. serves a diverse client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, through a large network of financial advisers and multiple advisory platforms. The firm offers a range of integrated brokerage and advisory services and employs various tools and third-party solutions to construct and manage portfolios across asset classes.

Ricci Elnicki is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Ameriprise Financial Services, LLC since 2016. He co-owns the Elnicki Sutter Group LLC, through which he manages an Ameriprise advisory business. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, known for its specialized Premier Retirement Income service that provides tailored retirement income planning and tax-aware withdrawal strategies.

Christa Sharkey is a financial advisor with Mass Mutual Investors Services in Rochester, NY, holding a Series 66 license and bringing 11 years of industry experience. She has worked at Mass Mutual since 2016 and previously spent four years at METLIFE SECURITIES Inc. Sharkey is also an individual life insurance agent. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars.

Michael Valenti is a financial advisor with UBS Financial Services in Rochester, NY, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank and Manning and Napier Advisors. Outside of advisory work, he is involved as a member of CBCM Ventures LLLC and holds non-managing partner positions in Pittsford Sports Authority LLC and PSA Opportunities LLC. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and discretionary portfolio management, utilizing proprietary research and model-based asset allocations. The firm combines institutional trading capabilities with wealth management services and provides a broad platform including custody, underwriting, and capital markets solutions.

Dean Licata is an investment advisor representative with OSAIC, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. He previously worked at Securities America Advisors, Inc. for eight years and has operated Dean Licata and Associates since 1994. Licata also has experience in insurance sales outside of investment advisory activities. OSAIC Wealth, Inc. serves a diverse client base including retail and institutional investors by offering integrated brokerage and advisory services, financial planning, and access to multiple investment platforms and third-party managers. The firm uses various asset-allocation tools and supports both discretionary and non-discretionary account management.

Thomas Higgins is a CFP® with 43 years of industry experience and has been with OSAIC since 1993. He is based in Fairport, NY. In addition to his advisory role, Higgins owns and operates an insurance business offering life, disability, group, and long-term care insurance products. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services, utilizing asset-allocation tools and multiple advisory platforms to construct portfolios incorporating a wide range of investment vehicles.