Stephanie Neri is a financial advisor at RBC Capital Markets with 15 years of industry experience. She holds the CFP® and Series 63 designations and previously worked at UBS Financial Services for nine years. Outside of advising, she is a silent member of Shore to Summit Adventures LLC, a private company. RBC Wealth Management serves a broad client base including individual investors, institutions, corporations, and charitable organizations. The firm offers a variety of advisory programs that provide discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services, utilizing both in-house and third-party investment managers.

Paul Littlefield is a financial advisor with Raymond James Financial in Beverly, MA, holding a Series 66 designation and three years of industry experience. He has also been associated with Littlefield Wealth Services and related entities since 2019. Outside of his advisory role, he is employed by Littlefield & Associates and is involved with Littlefield & Davidson Wealth Services and Littlefield Wealth Services in non-investment capacities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, corporate, charitable, and institutional clients. The firm offers tailored, non-discretionary planning using analytical tools and supports its clients through various advisory programs and institutional consulting.

Michael Costa is a Series 66-licensed financial advisor with Ameriprise in Danvers, MA, and has 24 years of industry experience. He has been with Ameriprise and its affiliates since 2005. Outside of his advisory role, Costa owns a tax preparation business and serves as Treasurer on the board of Hope Christian Church. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a Premier Retirement Income service that provides tailored retirement income planning with a focus on dependable income sources and tax-aware withdrawal strategies.

Rafael Brito is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and nine years of industry experience. He has worked with PFS Investments Inc. since 2017 and has been associated with Primerica Financial Services since 2004. Outside of advising, Brito is involved with Primerica Mortgage, LLC and Primerica Client Services, Inc. through referrals of home-related products and owns Brito Enterprises, LLC, a legal entity formed for Primerica business purposes. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm uses model-driven investment strategies supported by third-party managers and custodial services, focusing primarily on individual investors rather than institutional portfolios.

John Curtin is a financial advisor at Ameriprise with 34 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. He holds Series 63 and Series 65 licenses. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendations, emphasizing Ameriprise-managed accounts and using algorithmic tools overseen by a dedicated committee.

Michael Fitzgerald is Vice President and Financial Consultant at Fidelity Investments. In this role, he partners with individuals and families to help grow, preserve, and transition wealth across generations. He leverages the resources of Fidelity and emphasizes planning to implement strategies aligned with clients' financial goals. His professional experience includes multiple roles at Fidelity Investments since 1998, including Financial Consultant since 2015 and Investment Consultant from 2014 to 2015. Prior to Fidelity, he worked as a trader at Charles Schwab from 1999 to 2000. Michael aims to develop long-lasting and personal relationships based on candor, integrity, and trust.

Connor Slein is a financial advisor with Edward Jones in Salem, NH, holding Series 65 and Series 63 licenses and bringing 12 years of industry experience. His prior roles include positions at American Funds and American Funds Distributors, Inc. Outside of his advisory work, he serves as Head of Operations for Funapee Family Realty LLC, a real estate business. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Lystra Khan is a financial advisor at Wells Fargo Advisors with 34 years of industry experience. She previously worked at Wells Fargo Clearing from 2016 to 2024 and Morgan Stanley from 2009 to 2013. Khan holds a Series 63 designation. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo. The firm provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning services that include retirement, education, risk management, and niche areas such as business-owner transition and sports & entertainment planning.

Tobias Mc Carthy is a financial advisor at Mass Mutual Investors Services with two years of industry experience. He holds a Series 63 designation and has a varied background including roles at MassMutual Life Insurance Company and a trading venture named McCarthy Trading. His earlier career includes academic and nonprofit work at the University of Zurich and P&K Pühringer Gemeinnützige Stiftung. Mass Mutual Investors Services is a subsidiary of MassMutual that offers financial planning and asset management to individuals, business owners, trusts, and charitable organizations. The firm uses firm-approved software to provide detailed, annual financial planning and offers programs including estate settlement and employer-sponsored planning services.

Eryn Whittier is a financial advisor at Raymond James & Associates with 14 years of industry experience. She previously worked at Merrill for six years before joining Raymond James in 2020. Outside of her advisory role, she is a part-time master's swim coach. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a broad client base including individuals, institutions, and municipal entities, offering a range of financial planning and consulting services with a non-discretionary approach that incorporates firm research and multiple portfolio management styles.

Robert Cerniglia is a financial advisor at Thrivent Investment Management with 12 years of industry experience. He holds a Series 66 designation and has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2013. He serves on the board of the Southern New Hampshire Chamber of Commerce, supporting local business networking and community activities. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of advisors. The firm offers holistic, goal-based financial planning that covers a range of topics and may be combined with managed-account programs under a consolidated billing option called “WealthPlan.”

Ian O'Brien is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and nine years of industry experience. He has been with Morgan Stanley since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning supported by structured discovery processes and firm-approved planning tools.

James Savarino is a financial advisor at OSAIC with 45 years of industry experience. He holds the ChFC® designation and Series 63 license and has worked previously at SII / Boston Partners for 14 years. Outside of his advisory role, he serves on the finance committee of the Danvers Fish and Game Club. OSAIC Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform, offering brokerage and advisory services that include comprehensive financial planning, managed portfolios, and retirement plan consulting. The firm’s investment approach relies on model-based asset allocation and portfolio optimization with discretionary strategies and third-party manager options.

Patrick Hammond is a CFP®-certified financial advisor with seven years of industry experience, currently with Raymond James Financial Services Advisors, Inc. He has prior experience at Edward Jones, Putnam Investments, and Fidelity Investments. Outside of his advisory role, he co-owns a consulting business focused on coaching newer financial advisors on career development. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning using analytical tools and supports municipal and public-finance work alongside specialized employer advisory programs.

John Deyeso is a financial advisor at Fidelity with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Fidelity Investments since 2010. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including fund advisory and model portfolio delivery.

Daniel Buonopane currently serves as Vice President Private Wealth Management Advisor. He partners with clients and their families to develop personalized wealth plans aimed at helping them achieve their financial goals. He values building long-term client relationships. Daniel has been with Fidelity Investments since 2003, progressing through roles including Investment Consultant, Financial Consultant, VP Financial Consultant, and Vice President Wealth Management Advisor before his current position. His experience spans nearly two decades within the wealth management field at Fidelity. Outside of his professional work, Daniel's personal interests include cooking and baking, family activities, tennis, and volunteering.

Matthew Ros is a financial advisor at Osaic with one year of industry experience. He holds Series 65 and Series 63 licenses and previously worked at Northwestern Mutual Investment Services LLC and Northwestern Mutual Life Insurance Company. Outside of advising, he is involved with GenX Financial LLC, an entity focused on payroll and benefits services for innovative financial groups. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering a range of brokerage and advisory services. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supported by various tools and multiple custodial and program arrangements.

Jose Lopez is a financial advisor at Charles Schwab with two years of industry experience. He holds Series 66 and Series 63 licenses. Prior to joining Charles Schwab, Lopez worked in various roles across companies including Lululemon Athletica, Marriott International, and Walt Disney World Parks and Resorts. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, employing multi-asset model portfolios and a centralized operational structure.

Richard Perry Jr. is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and 28 years of industry experience. His prior career includes eighteen years at Commonwealth Financial Network and experience at Banc of America Investment Services and Quick & Reilly. He serves as a Justice of the Peace in Gloucester, MA and is a Notary Public in Danvers, MA. Cambridge Investment Research Advisors serves a broad mix of individual and institutional clients, including pension and charitable organizations, by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through thousands of financial professionals and offers multiple platform options, including proprietary model strategies under the Founders Gate Capital brand.

Daniel Regan is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. His career includes prior roles at NEXT Financial Group, Inc., Enel North America, Banc Of America Investment Services, Inc., Cetera Investment Services Llc, and Merrill. Outside of his advisory duties, he is involved with Regan & Thornton Investment Services, a business related to his LPL activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.