Gabriela Real Irigoyen is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. She has held various positions since 2015, including roles at OSI Staffing and Infinity. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kathleen Tomori is a financial advisor at Merrill with 30 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Merrill since 2006. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.

James Gibson is a financial advisor with Cetera, holding the PFS™ and Series 63 designations and bringing 37 years of industry experience. He has held roles at multiple firms, including LPL Financial and his own entities, J Gibson & Associates, Inc., a tax and accounting service, and 44th Street Capital Advisors LLC, a financial services firm. Gibson also sells fixed insurance products, including life, health, disability, annuities, and long-term care. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and advisory services through a multi-manager platform and supports various program structures with over $256 billion in assets under management.

Connor Geiger is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. His prior work includes positions at the United Brotherhood of Carpenters and Grapevine Visual Concepts, Inc. He is based in Pennington, NJ. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Benjamin Matsumoto is a financial advisor with Merrill, holding a Series 66 designation and one year of industry experience. Prior to joining Merrill, he held various roles including positions in the restaurant and education sectors. He has also worked at Spigola Italian Restaurant & Bar and Blackjack Mulligan's Public House. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for Bank of America fiduciary clients. The firm offers both model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Gregory Feliciano is a financial advisor with Merrill in Pennington, NJ, holding a Series 66 designation and 14 years of industry experience. He has worked at Bank of America, N.A. and Merrill continuously since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michael Trakofler is an advisor at Merrill with Series 65 and Series 66 licenses and no prior industry experience. His work history includes roles outside the financial industry, such as positions at UPS and H&R Block. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Christopher Mclaughlin is a financial advisor at Morgan Stanley with 21 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2011. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and approved tools, incorporating modeling techniques like Monte Carlo simulations, while clients are responsible for plan implementation and updates.

Walter Archer is a financial advisor at Merrill with the Series 66 designation and two years of industry experience. His prior work includes roles at Bank of America, Freedom Mortgage, and various other companies. He is a part owner of WAC Entertainment, LLC, a music and entertainment business that is currently inactive. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Danielle Beccarelli is a financial advisor at Merrill with 12 years of industry experience. She holds the Series 63 and Series 65 designations. Her prior experience includes roles at J.P. Morgan Securities and J.P. Morgan Chase Bank spanning 17 years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Diana Luna is a financial advisor at Morgan Stanley with a Series 66 designation and nine years of industry experience. She has been with Morgan Stanley & Co. Incorporated since 2005, totaling 21 years at the firm. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, focusing on tailored financial planning and utilizing firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Tina Depaola is a financial advisor at Merrill with 38 years of industry experience. She holds the ChFC® designation as well as Series 63 and Series 65 licenses. Prior to joining Merrill in 2020, she worked at Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. from 2017 to 2020. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Cheri Geany is a Wealth Management Advisor with Merrill Lynch Wealth Management. She works alongside a team of experienced professionals to provide clients with customized, goals-based financial strategies that encompass all aspects of their financial lives. Her approach involves developing diversified investment portfolios and personalized plans to address clients’ needs in areas such as college education planning, retirement income, and portfolio management services. Cheri holds a bachelor’s degree from the University of North Carolina System and has completed an accredited certificate program from Georgetown University. She holds the CERTIFIED FINANCIAL PLANNER™ (CFP) and Personal Investment Advisor (PIA) designations. Additionally, Cheri contributes to her community as a member of the Noble Academy Board of Trustees.

Saul Gomez is a financial advisor at Merrill with Series 65 and Series 66 licenses and one year of industry experience. His prior work includes roles at Servpro and Employbridge, among others. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services primarily to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kurt Sakowski is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and possessing 36 years of industry experience. He has worked at Linsco/Private Ledger since 2006 and Wells Fargo Clearing from 2000 to 2006. He also operates under the DBAs Wealth Management Partners LLC and Sakowski Financial Group, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services delivered through a large network of advisors and utilizes various model portfolios, third-party subadvisors, and technology tools in its advisory process.

Christian Gunther is a financial advisor with Merrill in Pennington, NJ, holding a Series 66 designation and 20 years of industry experience. He has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2005. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Megan Mandella is a financial advisor at Morgan Stanley with 10 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley in various capacities since 2015, including a role at Morgan Stanley Private Bank, National Association. Outside of her financial career, she serves as an Air Force Intelligence Analyst with the Pennsylvania Air National Guard. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques to support its financial planning process.

Joseph Saskiewicz is a CFP® and ChFC® with 45 years of industry experience. He is currently affiliated with Cetera and has previously worked at Voya Financial Advisors and operated his own firm, Saskiewicz and Associates, since 1969. He serves on the finance committee of St Andrew Church and owns a tax preparation business. Cetera Investment Advisers LLC provides a broad range of services through a nationwide network of independent advisors, serving individuals, retirement plans, corporations, and institutions. The firm offers various portfolio management options, financial planning, and access to third-party managers across multiple program structures and custodial relationships.

Suzanne Gola is a financial advisor at Merrill with 22 years of industry experience, holding a Series 66 designation. She has been with Merrill since 2004. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Neil McKeon is a Senior Resident Director and Wealth Management Advisor at Merrill Lynch. He has been providing financial advisory services since 1994, working with wealthy families, small to medium-sized businesses, foundations, and institutions. In his role, Neil offers expertise in areas including education planning, executive compensation, family wealth management, personal retirement planning, philanthropic planning, socially responsible and ESG investing, special needs planning strategies, tax minimization, and retirement income. Additionally, he collaborates with other professional advisors to support income tax and estate planning strategies, and works with investment committees on institutional portfolio management. Neil holds a Master's Degree from Rutgers University and a Bachelor's Degree in Marketing from The College of New Jersey. He has professional designations including Certified Exit Planning Advisor (CEPA), CERTIFIED FINANCIAL PLANNER (CFP), and Personal Investment Advisor (PIA). His experience includes extensive knowledge of corporate benefit programs such as equity compensation and various retirement plans, which is informed by his prior role in the Merrill Financial Planning Group. Outside of his professional work, Neil resides in Yardley, Pennsylvania with his wife and three children. He volunteers as a member of the National Ski Patrol, coaches youth mountain biking and softball teams, and serves on the board of directors for Habitat for Humanity of Bucks County.