Matthew Shirley is a CFP® with 11 years of industry experience, currently serving as an advisor at Vanguard Advisers. He has been with The Vanguard Group, Inc. and its affiliated Vanguard Marketing Corporation since 2014. Vanguard Advisers offers automated and human-supported investment advice primarily for retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to set personalized asset allocations, primarily utilizing Vanguard funds and ETFs.

Zhi Martinez is a CFP® and holds a Series 63 license, currently serving as an advisor at Vanguard Advisers with one year of experience. Prior to this role, Martinez worked at The Boston Consulting Group from 2015 to 2017 and has been with various Vanguard entities since 2017. Vanguard Advisers offers automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, using proprietary methodologies to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Kelly Mc Guire is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 66 licenses and seven years of industry experience. She has been with The Vanguard Group, Inc. since 2018. Prior to this, she worked at Pennsylvania State University and Luigi & Giovannis. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach that incorporates proprietary methodologies and primarily invests in Vanguard funds and ETFs.

Mark Malone is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and seven years of industry experience. He has been associated with The Vanguard Group, Inc. and its affiliates since 2018. Outside of his advisory role, he operates an e-commerce business focused on eBay sales. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach, constructing portfolios largely from Vanguard funds and ETFs with various tax-aware and customization features.

Elizabeth Ann Findeison is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. She has been with The Vanguard Group and its affiliated entities since 2017, following two years at Randstad. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach to asset allocation primarily through Vanguard funds and ETFs. The firm’s scale and digital delivery platform support a large client base with a combination of automated services and advisor teams.

Stephen Schwanke is a CFP® professional with 16 years of industry experience, currently serving as a financial advisor at Vanguard Advisers. His prior experience includes roles at Fidelity Investments Institutional Services Company and Mutual Advisors, LLC. Outside of his advisory work, he is president of Alta Medicare, a supplemental insurance sales business. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios largely composed of Vanguard funds and ETFs, supported by a large advisory team and digital delivery platform.

Ryan Kessler is a CFP® with 25 years of industry experience, currently serving as an advisor at Vanguard Advisers. He has been with The Vanguard Group, Inc. since 2000. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages a large client base through its scale and digital delivery model.

Ryan Stender is a CFP® with 18 years of industry experience. He has been with Vanguard Advisers since 2012 and is also affiliated with The Vanguard Group and Vanguard Marketing Corporation. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans by providing automated and human-supported investment advice through its digital and personal advisor services. The firm employs a goal-based, algorithm-driven investment approach and manages portfolios primarily using Vanguard funds and ETFs.

Paul Mazurski is a financial advisor with Merrill, holding a Series 66 credential and beginning his career in 2025. He previously held positions at Bank of America and Convene, and from 2013 to 2019 he worked at Pinstripes, Inc. Outside of his advisory role, he owns a small residential handyman service, providing assistance to friends and family. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ryan Ognall is a financial advisor at Vanguard Advisers with Series 63 and Series 66 credentials. He has been with Vanguard and its affiliated entities since 2025. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach and primarily constructs portfolios from Vanguard funds and ETFs, offering features such as tax-aware strategies and multiple customization options.

Adam Glassman is a financial advisor with Vanguard Advisers, holding Series 66 and Series 63 licenses and four years of industry experience. He previously worked at JG Wentworth and Wayne Edwards Workshop before joining The Vanguard Group, Inc., where he has been since 2019. Vanguard Advisers offers a combination of automated and human-supported investment advice for retail investors and participants in employer-sponsored retirement plans. Their approach is goal-based and algorithm-driven, utilizing proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Stephen Ajemian is a CFP®-credentialed financial advisor with Vanguard Advisers, bringing 26 years of industry experience. He has been with The Vanguard Group since 1999. Outside of his advisory role, he serves as treasurer on the board of the Trojans Baseball Association, a nonprofit fundraising organization. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary asset allocation models and offers a range of customization options, managing a large client base through a combination of digital platforms and advisor teams.

Shane Bartle is a financial advisor with Vanguard Advisers, holding Series 65 and Series 63 licenses and one year of industry experience. His prior work history includes roles at Key Investment Services LLC, KeyBank, and Equitable Advisors, LLC. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach, utilizing proprietary models to create personalized portfolios largely composed of Vanguard funds and ETFs.

Tammy Tasch is a financial advisor at OSAIC with 18 years of industry experience and holds a Series 66 designation. Her prior experience includes eight years at Lincoln Financial Advisors and two years at Masso Torrence Wealth Management. Outside of financial advising, she is a co-owner of T & C Creations LLC, an arts and crafts business. OSAIC serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing proprietary tools and third-party platforms to construct and manage a range of investment portfolios.

James Kelly is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 designations and bringing nine years of industry experience. His prior roles include positions at Equitable Advisors, Global Atlantic Distributors, Envestnet, and Lincoln Financial Group. He is currently based in Malvern, PA. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and constructs portfolios mainly from Vanguard funds and ETFs, offering various customization options and tax-aware features.

Susan Raeisi is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 licenses and 6 years of industry experience. Her prior work includes roles at CitiBank and Citi Global Markets, as well as Merrill Lynch and Wells Fargo Clearing. She is currently based in Malvern, Pennsylvania. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice, employing a goal-based, algorithm-driven approach that utilizes proprietary models and Vanguard funds and ETFs. The firm manages a large client base with an emphasis on digital delivery and scalable portfolio management solutions.

Brandon Moyer is a financial advisor at OSAIC with five years of industry experience. He holds a Series 66 designation and has previously worked at Lincoln Financial Advisors Corporation for six years. Outside of his advisory role, he occasionally assists clients with life insurance analysis and Medicare-related matters through Delphi Insurance Management Group. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers a range of advisory and brokerage services, using various asset-allocation tools and multiple third-party platforms to construct portfolios tailored to clients’ risk tolerance and investment preferences.

Cara Mc Cutcheon is a financial advisor at Vanguard Advisers with seven years of industry experience. She holds Series 66 and Series 63 credentials and has worked within various Vanguard entities since 2018. Prior to joining Vanguard, she was affiliated with Harvard Business School for two years. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach that incorporates proprietary models and tax-aware portfolio construction. The firm manages a large client base through a combination of digital platforms and a team servicing model.

Francis Kinniry Jr. is a CFA charterholder with 28 years of industry experience, currently serving at Vanguard Advisers since 1997. His professional career has been entirely with Vanguard entities, including Vanguard Marketing Corporation and The Vanguard Group, Inc. Outside his advisory role, he acts as executor of his parents' will. Vanguard Advisers provides automated and human-supported investment advice for retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary models to construct personalized portfolios primarily from Vanguard funds and ETFs, serving a large client base through its digital platform and extensive advisor team.

Thomas White is a financial advisor with Vanguard Advisers in Malvern, PA. He holds Series 63 and Series 66 licenses and has five years of industry experience. His prior work includes roles at Members Settlement Services, Allied Millennial Partners, and Fordham University. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages portfolios largely composed of Vanguard funds and ETFs, supported by a digital platform and a large advisory team.