Joseph Cecco is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 credentials and possessing 11 years of industry experience. His prior work includes seven years with Wells Fargo Clearing. Outside of advising, he is a commissioned notary public. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm provides tailored, non-discretionary consulting supported by analytical tools and maintains specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Jennifer Staudenmayer is a CFP®-credentialed financial advisor with Edward Jones in Limerick, PA, and has 11 years of industry experience. She has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm that serves a broad client base including individuals, institutions, and charitable organizations, managing over $1 trillion in assets through a nationwide network of more than 23,000 advisors. The firm offers a range of advisory services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Michael Mc Nally is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He has worked at The Vanguard Group, Inc. since 2016 and previously was associated with the Philadelphia Cricket Club. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, combining scale with digital delivery to serve a large client base efficiently.

James Toth is a Wealth Management Advisor with Merrill Lynch Wealth Management and a member of The Moran Toth Group in Wayne, PA. He has over a decade of experience in providing customized financial advice, specializing in multi-generational trust and estate planning, wealth structuring, tax planning, and investment advice for high net-worth individuals and fiduciaries. Prior to joining The Moran Toth Group, he served as a Trust and Estate Specialist at Merrill Lynch, overseeing estate planning and fiduciary services for a large network of advisors in the Mid-Atlantic division. Before his role at Merrill Lynch, James was the Director of Tax and Estate Planning at a Philadelphia-based Family Office, where he managed the delivery of estate and tax planning services. He holds a Bachelor of Arts degree from Dickinson College, a Juris Doctor from Ohio Northern University’s Pettit School of Law, and a Master of Laws (LL.M.) in Taxation from Temple University’s Beasley School of Law. James is a Certified Private Wealth Advisor (CPWA) and Personal Investment Advisor (PIA). James and his family reside in Wayne, PA. His personal interests include baseball, fishing, football, golfing, hiking, reading, running marathons, soccer, swimming, and spending time with his family.

Diane Laulis is a financial advisor with Merrill based in Wayne, PA, holding a Series 63 designation and bringing 39 years of industry experience. She has been with Merrill since 1981. Merrill, alongside its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kathleen Flaherty is a financial advisor with Morgan Stanley in Devon, PA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. Her prior roles include positions at Bank of America, N.A. and Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to both individual and institutional clients, providing tailored financial planning services supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers its services through a combination of direct client engagement and corporate financial planning agreements.

Nicholas Quintiliani is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 66 licenses and possessing 10 years of industry experience. He has been with The Vanguard Group since 2015 and has engaged in self-employment activities throughout his career. Outside of finance, he works as a performing musician and has provided delivery services as a contracted driver. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach to asset allocation, utilizing Vanguard funds and ETFs along with tax-aware portfolio features and customization options.

Corey Goldiner is a financial advisor at Fidelity with 13 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses. Prior to joining Fidelity, he worked at The Vanguard Group from 2016 to 2024. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a range of investment products including model portfolios delivered to intermediary platforms.

Joseph Haney is a CFP® with 18 years of experience in the financial industry. He has been with The Vanguard Group, Inc. since 2011 and is currently associated with Vanguard Advisers. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach with portfolios constructed mainly from Vanguard funds and ETFs, supported by a large team of advisors and a digital delivery platform.

Hilary Hayes is a financial advisor with Vanguard Advisers, holding a Series 66 designation and three years of industry experience. She has been with Vanguard and its affiliated entities since 2022. Outside of her advisory role, Hilary owns and manages a restaurant business, overseeing payroll, tax filings, bookkeeping, and general management. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach utilizing proprietary models, with portfolios primarily composed of Vanguard funds and ETFs and a range of customization options.

Michelle Adams is a financial advisor at Wells Fargo Clearing with two years of industry experience. She holds a Series 63 designation and has previously worked at The Vanguard Group, King Tester Corporation, American Classic Motors, Domino's Pizza, and Temple University. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics to support investment decision-making.

Matthew Harter is a financial advisor at Vanguard Advisers with five years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at LPL Financial, Private Advisor Group, and Radnor Financial Advisors. Outside of financial services, he was involved with Backyard Beans Coffee Company. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach with proprietary methodologies and constructs portfolios primarily from Vanguard funds and ETFs.

Madeline Huis is a financial advisor with Merrill in Exton, PA, holding a Series 66 designation and two years of industry experience. Her prior work includes roles at West Chester Animal Hospital, SoundHorse, Woodstock Eventing, and WR Sporthorses. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Matthew Rueter is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 66 licenses with two years of industry experience. Prior to Vanguard, he worked at Equitable Advisors and has experience in retail sales through his involvement with Rueter's Christmas Trees. Outside of finance, he has operated small businesses providing lawn maintenance and golf caddie services. Vanguard Advisers serves retail investors and eligible retirement plan participants through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach focused on personalized asset allocations, primarily using Vanguard funds and ETFs, and manages a high volume of client relationships through its digital platform and team servicing model.

Andrew Zeplin is a Wealth Management Advisor with Merrill Lynch Wealth Management. He focuses on creating personalized wealth management strategies that align with his clients' long-term financial goals. Andrew offers expertise in a range of areas including college education planning, family wealth management, philanthropic planning, portfolio management, and tax minimization. He holds a Bachelor's Degree from West Chester University of Pennsylvania and has earned professional designations as a Certified Financial Planner (CFP), Accredited Wealth Management Advisor (AWMA), and Personal Investment Advisor (PIA). Andrew is committed to helping families navigate complex financial topics and to pursuing their goals in a tax-efficient manner. In addition to his professional work, Andrew participates in community volunteer activities. His personal interests include basketball, golfing, running, and spending time with his family.

Trevor Brockwell is a Series 66-licensed advisor at Vanguard Advisers with one year of industry experience. His prior work includes roles at Police and Fire Federal Credit Union and entrepreneurial activities such as operating a business named Sweetly Scooped. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans, employing a goal-based, algorithm-driven approach that utilizes proprietary models and Vanguard funds and ETFs.

Marlene Matula is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 65 credentials and eight years of industry experience. She has been with Vanguard Advisers since 2019 and also maintains roles with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2017. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and largely constructs portfolios from Vanguard funds and ETFs, offering a range of customization options.

Druv Sardana is a CFP® with four years of industry experience, currently serving as a financial advisor at Vanguard Advisers. His career includes roles at The Vanguard Group, Obsidian Planning Solutions, and prior employment during his education at Virginia Tech and James Madison High School. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven approach with portfolios constructed primarily from Vanguard funds and ETFs, offering a range of customization options and serving a large client base through its digital platform and extensive advisor team.

Jesse Thomas is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked at Equitable Advisors since 1999, including its predecessor AXA Advisors, LLC. Outside of his advisory role, he is the sole member of Foundation Planning Group, LLC, which owns the building where his office is located. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through third-party programs. The firm employs a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to meet client needs.

Shari Morelli is a financial advisor at Vanguard Advisers with a Series 66 credential and three years of industry experience. Her prior work includes roles at Vanguard Marketing Corporation and The Vanguard Group, Inc. Outside of finance, she has experience in education and nonprofit sectors, including positions with the Lower Merion School District and Mainline Reform Temple. Vanguard Advisers offers both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to develop personalized asset allocations, managing portfolios mainly composed of Vanguard funds and ETFs.