John Dyer IV is a financial advisor with Fidelity, holding Series 63, 65, and 66 licenses and bringing 18 years of industry experience. Before joining Fidelity, he worked at Capital Portfolio Management, Inc. from 2014 to 2021. He is currently based in Cockeysville, MD. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm utilizes proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, with distinctive features including registration as a commodity pool operator and advisory roles to multiple registered investment companies.

Zanshiro Thompson is a financial advisor at Merrill with 4 years of industry experience and holds a Series 66 designation. He has worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2021 and has prior experience at Norris Ford and Shadow Services Corporation. Outside of his advisory role, Thompson is involved in a real estate business focused on buying, remodeling, and reselling properties. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Colby Buss is a CFP® professional at UBS Financial Services with 14 years of industry experience, all of which he has spent at UBS since 2012. He holds the Series 66 designation and is based in Hunt Valley, MD. Outside of his advisory role, he serves as Treasurer for the Municipal Art Society of Baltimore, where he is involved in managing artist grant disbursements. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocation to tailor plans to clients’ goals and risk tolerances.

Patrick Tejeda is a financial advisor at Fidelity with one year of industry experience. He holds a Series 66 designation. His background includes various roles, such as involvement with Loyola University Maryland Athletics and work in digital media and refrigeration before joining Fidelity. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including management of registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines fundamental research with quantitative and algorithmic portfolio construction, utilizing model portfolios comprised of mutual funds, ETFs, and ETPs.

Jacob Fenlason is a CFP® professional with 10 years of industry experience. He is currently with OSAIC, where he has worked since 2025, following a nine-year tenure at Lincoln Financial Advisors. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment process focuses on model-based asset allocation and portfolio optimization, supported by a range of programs and third-party manager options.

Lawrence Wyss is a CFP® with 22 years of industry experience, currently serving at OSAIC since 2025. He previously worked at Lincoln Financial Advisors for seven years and spent over 15 years at M&T Securities and M&T Bank. Outside of his advisory role, Wyss is the Director of Financial Planning at Heritage Financial Consultants, where he provides research, plan development, and firm-wide training. Osaic Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach includes model-based asset allocation and portfolio optimization, supporting discretionary and non-discretionary strategies with access to third-party managers and proprietary models.

Robert Wehman is a financial advisor with Morgan Stanley in Baltimore, MD, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and analytical models.

Robert Fry is a financial advisor with OSAIC, holding Series 63 and Series 66 credentials and bringing 25 years of industry experience. Prior to joining OSAIC in 2025, he spent 11 years at Lincoln Financial Advisors Corporation. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm utilizes a model-based investment process emphasizing asset allocation and portfolio optimization, offering a wide range of brokerage and advisory services through multiple affiliated entities.

Alan Hess is a financial advisor with Morgan Stanley who holds Series 63 and Series 65 licenses and has 45 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Citigroup Global Markets, and Legg Mason Wood Walker. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs and tailored financial planning, utilizing structured discovery processes and firm-approved planning tools.

Uche Ebereonwu is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds the Series 66 designation and has worked at JPMorgan Chase Bank, Bank of America, Merrill, and First Bank of Nigeria Limited. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research and includes capabilities in derivatives and commodities.

Viren Chadha is a Financial Advisor with Merrill Lynch Wealth Management. He works closely with clients to develop personalized strategies that align with their unique financial goals and life milestones. His approach emphasizes understanding each client's priorities to provide tailored advice and support. Viren's expertise includes college education planning, retirement income, portfolio management, small business strategies, socially responsible investing, and more. He holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He earned two bachelor's degrees in Financial Economics and Business Management from the University of Maryland Baltimore County. In addition to his professional work, Viren is involved in his community as a volunteer with Laurel Fire Station 10, serving as an EMT aid. His personal interests include biking, cooking, golfing, and pickleball.

Clinton Stephenson is a financial advisor with Edward Jones in Forest Hill, MD. He holds a Series 66 designation and joined Edward Jones in 2026 after 12 years at BNSF Railway. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a broad range of advisory programs and investment options. The firm is notable for its extensive retail advisor network and affiliated capabilities beyond advisory services.

William Hardisky is a financial advisor with LPL Enterprise holding the ChFC® designation along with Series 65 and Series 63 licenses. He has 10 years of industry experience and has worked with Prudential Insurance Company of America and Pruco Securities, LLC prior to joining LPL Enterprise. Outside of finance, Hardisky has been involved in coaching collegiate and professional sports, including roles with Loyola University Maryland Division I Athletics, the National Football League, and the Baltimore Orioles. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth investors, employer-sponsored retirement plans, and institutional entities. The firm uses a model-driven investment approach with discretionary authority granted for certain portfolios and offers access to third-party asset managers and financial planning services.

Kristi Dargan is a financial advisor with RBC Capital Markets holding a Series 66 designation and 17 years of industry experience. Her career includes roles at Deutsche Bank Securities Inc., DB USA Core Corporation, Raymond James & Associates, Inc., and RBC Capital Markets across multiple periods since 2020. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves individual and institutional clients with a range of advisory programs offering portfolio management, financial planning, custody, and brokerage services. The firm customizes investment strategies based on clients’ Advisory Risk Profiles and utilizes a combination of in-house and third-party managers, providing various options including responsible investing and tax management.

Suzanne Yoder is a financial advisor at Morgan Stanley with 19 years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley Smith Barney since 2009, following 14 years at Citigroup Global Markets. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves individuals and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning supported by a structured process and firm-approved tools.

Mark Namvary is a financial advisor with UBS Financial Services in Forest Hill, MD, holding Series 63 and Series 65 registrations and with 30 years of industry experience. He has been with UBS since 2002. UBS Financial Services Inc. serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor investment plans.

Robert Sitton Jr. is a financial advisor with Morgan Stanley in Hunt Valley, MD, holding Series 63 and Series 65 licenses and having 45 years of industry experience. He has worked with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2017 and previously held roles at SunTrust Advisory Services and SunTrust Investment Services. Outside of his advisory work, he is involved in property management as a sole proprietor. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs including tailored financial planning supported by firm-approved tools and models. The firm manages trillions in client assets and provides services through Financial Advisors and specialized estate planning groups.

Larry Holmes Jr. is a CFP® professional with 24 years of experience in the financial services industry. He has worked at Wells Fargo Clearing since 2016 and previously held positions at Morgan Stanley, Citigroup Global Markets, and Legg Mason Wood Walker, Incorporated. He also serves as co-trustee for his grandfather’s investment-related trust. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Surbhi Satsangi is a financial advisor at Merrill with six years of industry experience and holds a Series 66 designation. She has worked at Merrill and Bank of America, N.A., with her current tenure at Merrill starting in 2021. Outside of her advisory role, she is a co-owner of a family rental property business. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

James Lowry is a financial advisor with Ameriprise in Bel Air, MD, holding a Series 66 designation and 19 years of industry experience. His prior experience includes roles at PNC Investments, Wells Fargo Clearing, and Edward Jones. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning focused on dependable income and tax-aware withdrawal strategies.