Kaitlin Zook is a CFP® professional with six years of industry experience. She is currently with HB Wealth Management, having joined the firm in 2025 after six years at WMS Partners, LLC. HB Wealth Management provides wealth management, investment management, and financial planning services to individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, institutional clients, and investment companies. The firm offers discretionary portfolio management aligned with clients’ objectives and risk tolerance, utilizing a mix of public and private investment strategies and providing consolidated quarterly reporting.

Jacob Linden is a financial advisor at T. Rowe Price Advisory Services, Inc. with three years of industry experience. He holds Series 66 and Series 63 licenses and has previously worked in various roles including at Whiting Turner Contracting Company and Colorado College. T. Rowe Price Advisory Services, Inc. offers a retirement advisory program combining nondiscretionary financial planning, retirement income planning, and discretionary investment management primarily for individual investors and households focused on retirement goals. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, employing asset-location strategies, tax-aware rebalancing, and Monte Carlo simulations for financial planning.

Lora Ingrid Untalan is a financial advisor with T. Rowe Price Advisory Services, Inc. She holds Series 63 and Series 66 licenses and has 15 years of industry experience. Her prior work includes roles at E*TRADE Securities LLC and Financial Intelligence. T. Rowe Price Advisory Services, Inc. provides the T. Rowe Price Retirement Advisory Service, which offers nondiscretionary financial planning, retirement income planning, and discretionary investment management primarily for individual investors and households focused on retirement. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, employing tax-aware rebalancing and Monte Carlo simulations to produce financial plans and retirement income projections.

Daniel Verbic is a financial advisor at Janney Montgomery Scott with 33 years of industry experience. He holds Series 65 and Series 63 credentials. Prior to joining Janney in 2026, he spent 20 years at Stifel. Janney Montgomery Scott LLC is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base—including individuals, families, trusts, corporate and retirement plan sponsors, and municipal clients—offering brokerage, financial planning, consulting, and various advisory programs.

Nony Persichitti is a financial advisor at T. Rowe Price Advisory Services, Inc. with Series 66 credentials and two years of industry experience. Prior roles include positions at Truist and T. Rowe Price, as well as work in the hospitality sector and education. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management primarily for individual investors and households, utilizing model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs. The firm combines goals-based planning with an online interactive tool and offers telephone access to advisors.

Zachary Riese is a financial advisor at T. Rowe Price Advisory Services, Inc. with nine years of industry experience. He holds a Series 66 designation and has worked at T. Rowe Price since 2017, following prior roles at PNC Investments and PNC Bank. T. Rowe Price Advisory Services offers a retirement-focused advisory program that combines nondiscretionary financial planning and discretionary investment management using proprietary mutual funds and ETFs. The firm serves individual investors and households, employing model portfolios and tax-aware strategies to support retirement goals.

Justin Carpenter is a financial advisor at T. Rowe Price Advisory Services, Inc. with seven years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Merrill, Wells Fargo, and Capital One. T. Rowe Price Advisory Services offers the Retirement Advisory Service, which provides retirement-focused financial planning and discretionary investment management primarily using T. Rowe Price mutual funds and ETFs. The firm serves individual investors and households with a goals-based approach supported by online tools and advisor access.

Nicholas Hood is a financial advisor with Equity Services, Inc. holding a Series 66 designation and 11 years of industry experience. Prior to joining Equity Services, he held roles at National Life Group, Cambridge Investment Research Advisors, and MassMutual, among others. Outside of finance, he owns and operates Nick Hood Photography and has been involved with Towson University’s Stephens Hall Theatre for nearly two decades. Equity Services, Inc., doing business as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms, combining long-term investment strategies with options for shorter-term trading and specialized instruments, and operates both as a broker-dealer and an SEC-registered investment adviser.

Matthew Clark is a financial advisor at William Blair with 14 years of industry experience. He holds a Series 66 designation and previously worked at Brown Advisory Securities, LLC for 10 years before joining William Blair in 2021. William Blair’s Private Wealth Management division offers investment management, financial planning, and wealth services to individuals, foundations, pension, and corporate clients. The firm employs an active, research-driven approach across multiple asset classes and provides proprietary models and access to private funds through its MB Investments Program.

Grant Williams is a financial advisor at T. Rowe Price Advisory Services, Inc. with seven years of industry experience. He holds Series 63 and Series 66 credentials. Prior to joining T. Rowe Price in 2018, he worked in educational roles at Manheim Township School District and Lincoln Intermediate Unit 12 from 2016 to 2018. T. Rowe Price Advisory Services offers a retirement-focused advisory program combining nondiscretionary financial planning, retirement income planning, and discretionary investment management using proprietary mutual funds and ETFs. The firm serves individual investors and households, utilizing model portfolios and tax-aware strategies delivered through a combination of telephone access and an online planning tool.

Dimitrios Prassos is a financial advisor with Equity Services, Inc., holding Series 65 and Series 63 licenses and over 12 years of industry experience. He has been with Equity Services, Inc. and Worthington Financial Partners since 2013. Outside of his advisory role, he is involved in part-time accounting and consulting for startup businesses and is also a writer and author. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm employs multiple advisory platforms, often utilizing third-party asset managers and model portfolios, and manages a significant portion of its assets on a non-discretionary basis.

David Bowen is a financial advisor at T. Rowe Price Advisory Services, Inc. with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at T. Rowe Price since 2020, with prior roles at Mariner Finance, Allstate Insurance Co, and MetLife Securities Inc. T. Rowe Price Advisory Services offers retirement-focused financial planning and discretionary investment management to individual investors and households, using proprietary mutual funds and ETFs alongside goal-based planning tools and Monte Carlo simulations. The firm serves clients with approximately $250,000 or more in investable assets.

Michael Dipaula is a financial advisor at AE Wealth Management, LLC with 13 years of industry experience. He holds a Series 65 designation and has worked at AE Wealth Management since 2017, following prior roles at Everest Investment Advisors and Everest Wealth Management. In addition to his advisory work, he is involved in insurance sales through Flora & Dipaula Wealth Partners. AE Wealth Management is an SEC-registered investment adviser serving a diverse client base, including individual investors, retirement plan sponsors, trusts, charitable organizations, and businesses. The firm employs a platform-centered investment approach combining model portfolios managed by AEWM, third-party strategists, and advisor-managed models to provide tailored advisory solutions.

Jaylen Fuller is a financial advisor at T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 licenses and has three years of industry experience. His prior roles include work at Performance Dynamics and Pulse Check Plus LLC, and he has been affiliated with T. Rowe Price since 2022. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households, using proprietary mutual funds and ETFs within a goals-based framework supported by online tools and telephone access to advisors.

Linnea Cullings is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 66 licenses and having 17 years of industry experience. She has worked at T. Rowe Price from 2006 to 2018 and returned in 2019, with experience at David McCabe and Pruco Securities LLC during the same year. T. Rowe Price Advisory Services offers a retirement advisory program for individual investors and households, combining goals-based financial planning, retirement income planning, and discretionary investment management primarily using proprietary mutual funds and ETFs. The firm emphasizes tax-aware strategies and uses Monte Carlo simulations for retirement income projections.

Scott Levin is a CFP® professional with over 31 years of experience in the financial industry. He has been with Equity Services, Inc. and National Life of Vermont since 1994. Outside of his advisory work, Mr. Levin provides college planning seminars and assists parents with preparing for college expenses. Equity Services, Inc., dba ESI Financial Advisors, offers financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm combines long-term investment strategies with options for shorter-term trading and utilizes multiple advisory platforms, including third-party asset managers and model portfolios.

Paul Ullmann is a Series 66-licensed financial advisor at Truist Advisory Services with 25 years of industry experience. He has worked at Truist Advisory Services since 2016 and at Truist Investment Services since 2015. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, offering solutions such as asset allocation, fiduciary support, and manager selection through its AMC Advantage program. The firm combines discretionary and non-discretionary approaches, leveraging third-party platforms and AI-enabled research tools for manager oversight.

Jeffrey Burns is a CFP® professional with 21 years of industry experience and has been with T. Rowe Price Advisory Services, Inc. since 2016. Prior to joining T. Rowe Price, he held positions at Securian Capital of the Chesapeake, Minnesota Life Insurance Co, and Securian Financial Services Inc. Outside of his advisory role, he serves as Treasurer for Hanover Area Little League in Pennsylvania. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program that combines nondiscretionary financial planning with discretionary investment management, primarily utilizing proprietary mutual funds and ETFs. The firm serves individual investors and households, emphasizing model portfolio allocations and tax-aware strategies to meet clients’ retirement goals.

Constance Weil is a financial advisor with T. Rowe Price Advisory Services, Inc. She holds the Series 63 and Series 66 designations and has 33 years of industry experience. Weil has been with affiliated T. Rowe Price entities since 1992. Outside of her advisory work, she serves as secretary for Consult Your CFO, a non-investment-related business based in Sykesville, MD. T. Rowe Price Advisory Services, Inc. provides the Retirement Advisory Service to individual investors and households focused on retirement goals, combining nondiscretionary financial planning, retirement income planning, and discretionary investment management. The firm manages portfolio allocations exclusively in T. Rowe Price mutual funds and ETFs, employing tax-aware rebalancing and tactical strategies, and delivers plans and ongoing reviews through an interactive online tool with telephone advisor support.

Tara Brummell is a CFP® professional with 11 years of industry experience currently advising at Truist Advisory Services. She previously worked at T. Rowe Price and Bank of America, among other firms. Brummell serves on the Community Leadership Board for the Y in Central Maryland and is a prospective board member of the Maryland chapter of the Exit Planning Exchange. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary and non-discretionary management approaches supported by third-party platforms and dedicated oversight teams.