Mark Babyak is a financial advisor at Merrill with eight years of industry experience. He holds a Series 66 designation and has been with Bank of America, N.A. and Merrill since 2006. Merrill provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with a range of model-based and discretionary investment strategies.

An Wetter is a financial advisor with LPL Financial in Fort Mill, SC, holding a Series 66 designation and 16 years of industry experience. His career includes roles at LPL Financial and its affiliates since 2014, as well as prior experience with Raymond James, USAA Financial Planning Services, Mass Mutual Investors Services, and Ameriprise. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment services, including model portfolios, third-party asset management, and institutional platforms.

Howard Kramer is a CFP® professional based in Fort Mill, SC, with 39 years of industry experience. He is currently affiliated with LPL Financial and has prior experience at Commonwealth Financial Network and Merited Wealth, LLC. Kramer is president of H.A. Kramer & Associates, a private entity involved in securities, advisory, and insurance business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by a large network of investment adviser representatives.

Thomas Artz is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and 11 years of industry experience. His prior firms include SagePoint Financial, OSAIC, Commonwealth Financial Network, and TMK Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing model portfolios, third-party subadvisors, and various investment strategies.

Brian Smith is a Series 66-registered advisor with Merrill, based in Charlotte, NC, and has 21 years of industry experience. He has worked with Merrill since 2005 and has concurrently held a role at Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Robert Carmichael is a CFP® and ChFC® affiliated with Edward Jones in Charlotte, NC, with 11 years of industry experience. He has been with Edward Jones since 2015. Previously, he was president of an inactive franchise operation, Danka Family Services, Inc., which closed in 2009. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices.

John Powers is a financial advisor at LPL Financial with one year of industry experience. He holds a Series 66 designation and has prior work experience with SecuriPanes Windows and Doors, the Tampa Bay Buccaneers, and educational roles at the University of Florida and R.J. Reynolds High School. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, including financial planning and access to various portfolio management strategies, supported by a large network of investment adviser representatives and extensive operational resources.

Anna Stolz is a financial advisor with J.P. Morgan Securities in Charlotte, NC, holding Series 66 and Series 63 licenses and three years of industry experience. She previously worked at Goldman Sachs and Janney Montgomery Scott, and serves on the Finance and Marketing Committee of the Women's Impact Fund, a nonprofit organization. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process combines quantitative screening and qualitative research, incorporating ESG eligibility frameworks and supported by affiliates for implementation and portfolio services.

John Akeroyd is a Market Leader at Fidelity Investments, where he leads a team of financial professionals. His role involves partnering with clients to develop comprehensive financial plans that address investment strategies, charitable giving, and generational wealth transfer tailored to clients' needs and goals. John has been with Fidelity Investments since 2013, progressing through roles from Assistant Branch Leader to VP, Branch Leader, before assuming his current position in 2021. His experience encompasses leadership within the organization and client-focused financial planning. No additional information about his education, credentials, personal interests, or community involvement has been provided.

Christopher Kale is a financial advisor at UBS Financial Services with one year of industry experience. He holds a Series 66 designation and previously worked at Lowe’s Home Improvement and The FIND Lab. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides proprietary research and capital markets solutions through its extensive platform.

Caroline Littrell is a financial advisor at Morgan Stanley with five years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, The Vanguard Group, and Frederick Mutual Insurance. Caroline also has a background that includes roles outside of finance, such as her work at The Main Cup. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients. The firm offers a range of advisory programs including tailored financial planning supported by structured discovery processes and firm-approved tools.

Ryan Cessna is a financial advisor at LPL Financial with Series 65 and Series 63 credentials and four years of industry experience. Before joining LPL Financial in 2023, he held positions at The Vanguard Group and several other firms. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Brian Jensen is a financial advisor at LPL Financial with a Series 65 credential and one year of industry experience. Prior to his current role, he has held positions at Commonwealth Financial Network and operated several businesses including Jensen Complete Wealth, Iowa Digital Signage, Jensen Floorcare, Mobile Crane Inspections, and Jensen Softwashing. He also has experience working at Iowa State University, USDA-NRCS, and Kirkwood Community College. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies supported by advanced operational tools.

Christina De Sario is a financial advisor at LPL Financial with five years of industry experience. She holds a Series 66 designation and previously worked at Commonwealth Financial Network for nine years and SimpliSafe, Inc for two years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, supported by a large network of investment adviser representatives.

Samantha Wolffis is a financial advisor at Merrill with a Series 66 designation and eight years of experience in the industry. She has been with Merrill since 2018 and previously worked in the food service industry. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Jason Gallimore is a Series 66-licensed financial advisor at LPL Financial with 10 years of industry experience. He has worked at LPL Financial since 2019 and previously held roles at Salem Glen Country Club, CUSO Financial Services, LP, and Allegacy Federal Credit Union. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management access, and institutional platforms, leveraging both discretionary and non-discretionary investment strategies.

Jennifer Powel is a financial advisor at Wells Fargo Clearing with 26 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Wells Fargo since 2016, with prior experience at Prudential Equity Group. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a range of investment advisory services, financial planning, and retirement plan consulting. The firm uses research and analytics to evaluate investment options and offers both brokerage and advisory solutions across a large platform of advisors and assets.

Wesley Beulah is a financial advisor with Equitable Advisors in Charlotte, NC, holding a Series 66 credential and four years of industry experience. Prior to joining Equitable Advisors, he worked at RKW Residential and Hawthorne Residential. Outside of his advisory role, he is involved in managing Hippo Investments, a property rental company. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset-management services through a network of investment adviser representatives. The firm utilizes a variety of third-party advisory programs and offers ERISA fiduciary services for qualified plans.

Jack Butler is a financial advisor with UBS Financial Services in Charlotte, NC, holding a Series 66 designation and 13 years of industry experience. He has been with UBS since 2014. UBS Financial Services Inc. serves individual, corporate, and institutional clients with brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services to offer a broad range of investment solutions.

Jeffrey Boyer is a financial advisor with LPL Financial in Fort Mill, SC, holding a Series 66 designation and having 19 years of industry experience. He previously worked at Edward Jones for 15 years and at Commonwealth Financial Network for five years. Outside of his advisory work, he owns Restoration Ranching, LLC, a cattle farming business in Virginia. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, with advice delivered mainly by investment adviser representatives using a variety of investment strategies.