Ross Adrian is a Financial Advisor with Merrill Lynch Wealth Management, based in North Florida. He serves clients in Jacksonville, St. Augustine, and Ponte Vedra Beach, focusing on helping them simplify complex financial decisions to maintain focus on their careers and personal priorities. Ross partners with high-income, career-driven professionals, providing proactive and efficient financial guidance. With 7 years of experience in wealth management and compliance, including 3.5 years ensuring strategies meet regulatory standards and governance, Ross brings a comprehensive approach to advising clients. He holds the Personal Investment Advisor (PIA) designation and communicates fluently in English and Spanish. Ross earned his Bachelor's Degree from West Virginia University and is affiliated with Merrill Lynch Wealth Management.

Gisele White is a financial advisor at Merrill with Series 63 and Series 66 credentials and 10 years of industry experience. She has worked at Merrill since 2015 and has been associated with Bank of America N.A. since 2020. Outside of her advisory role, she owns and operates Cleoscloset, an online retail business in Jacksonville, Florida. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Joe Andrews is a financial advisor at Merrill with 22 years of industry experience. He holds the Series 66 designation and has been with Merrill since 2003. Outside of his advisory role, he serves as Vice President of Jansu Adams Inc., a family holding company. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Claudia Castellano is a financial advisor at Raymond James & Associates with eight years of industry experience. She holds a Series 66 designation and has worked previously at Bank of America, Merrill, American Income Life Arias Agencies, and Duval County Public Schools. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, pension plans, and charitable organizations—and offers financial planning and non-discretionary investment consulting supported by firm research and multiple portfolio management styles.

Jessica Baez is a financial advisor at Merrill with 12 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at Merrill since 2014 and Bank of America, N.A. since 2017. Merrill, alongside its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michael Tumolo is a Series 66-licensed financial advisor with Merrill in Jacksonville, FL, with 22 years of industry experience. He has worked at Merrill since 2017 and previously spent a year at Morgan Stanley. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Rebecca Sheehan is a financial advisor with Primerica Advisors in Jacksonville, FL, holding Series 63 and Series 65 licenses and over 30 years of industry experience. She has been with Primerica Advisors since 1995 and Primerica Financial Services since 1994. Outside of investment advisory, she is involved in the sale of loan products, home security, automation, and other home-related services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and a limited number of separately managed account options for individual and high-net-worth clients. The firm employs a tiered wrap-fee structure and curates third-party asset managers, delegating trading responsibilities to BNY Mellon Advisors.

Cory Binsfield is a financial advisor at Osaic Wealth, Inc. with 32 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Securities America Advisors and Securities America Inc. for 15 years. Outside of advising, he owns Binsfield Capital Management, a holding and marketing company affiliated with his Osaic role, and provides consulting on real estate management and related activities. Osaic Wealth, Inc. serves a diverse range of clients including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charities. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to manage portfolios across various asset classes.

Susan Dampier is a financial advisor with Raymond James & Associates in Saint Augustine, FL, holding Series 63, 65, and 66 licenses and 21 years of industry experience. Her prior roles include positions at BB&T Securities and self-employment, alongside her current work at Raymond James starting in 2020. Outside of advising, she owns Inspired Life and Health LLC, a health and wellness education and referral marketing business. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, and offers financial planning and consulting services supported by a range of portfolio management strategies and affiliated research resources.

Lewis Rukab is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and three years of industry experience. His work history includes roles at Bank of America and Merrill, along with experience outside finance at Blue Sky Golf Course and Starlight Valet. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals and institutions.

Matthew Fountain is a financial advisor at Merrill with 21 years of industry experience. He has been with Merrill since 2015 and holds Series 66 and Series 65 designations. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Maria Wied Mooradian is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 credentials and bringing 20 years of industry experience. She has been with Merrill since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Laura Granados is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. Her previous positions include roles at VyStar Credit Union and Bank of America, N.A. She has also worked in automotive sales and at a country club prior to her finance career. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jason Wilson is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 12 years of industry experience. He has been associated with Merrill since 2003 and with Bank of America N.A. since 2014. He is a non-participating member of Dunham Media LLC, an editorial and marketing business owned by his wife. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Christopher Cammarata is a financial advisor at Merrill with nine years of industry experience. He holds a Series 66 designation and has been with Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party teams.

Luke Watson is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 credential and three years of industry experience. His prior work includes roles at Bank of America, SVR Commercial LLC, Southern Impression Homes, FL Retail Advisors LLC, and Marcus & Millichap. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Christopher Westphal is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses and having 12 years of industry experience. He has been with Merrill since 2014. Outside of his advisory role, he owns two sole proprietorships: Moonwalker Surfboards, where he handcrafts and sells surfboards locally, and Westphal's Astro Images, through which he photographs and paints astronomical subjects for sale. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Kelly Gegerson is a financial advisor at Merrill with a Series 66 designation and seven years of industry experience. She has worked at Merrill and Bank of America since 2018 and 2019 respectively, and previously at IberiaBank from 2016 to 2018. Outside of her advisory role, she is involved as a shareholder in SkyCore Group Inc. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Michael Ferreira is a CFP® professional with 19 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. Prior to this, he spent 13 years with Ameriprise Financial Services, Inc. Outside of advising, he is involved in multiple business ventures including a management company and a tax preparation service. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized retirement income service that provides written recommendations and ongoing planning advice focused on dependable income and tax-aware withdrawal strategies.

Matthew Cain is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 9 years of industry experience. He has been with Merrill since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a variety of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.