George Davis is a financial advisor with LPL Financial in Fort Lauderdale, FL, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has held roles at NEXT Financial Group, Inc and operated under his own businesses since 2006. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Nicholas Kollias is a financial advisor with J.P. Morgan Securities in Ft. Lauderdale, FL, holding Series 65 and Series 63 licenses and bringing 10 years of industry experience. He has worked at JPMorgan Chase and J.P. Morgan Securities since 2016 and also has consulting experience through his ownership of Okin Holdings LLC, which focuses on life coaching and wellness. Additionally, he serves as a board member on the Audit Committee of the School Board of Broward County and works as an independent contractor with Marwar Junction Productions using his name and likeness for content creation. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary, written asset allocation advice and investment manager searches supported by centralized due diligence and a manager solutions team.

Gustavo Carvajal is an International Wealth Advisor and Managing Director with Merrill Lynch Wealth Management, where he has been serving since 1999. He is a key point of contact for the multinational, multigenerational families advised by The Carvajal-Lipkowitz Group, providing guidance focused on long-term continuity. Gustavo leads various initiatives within the team and regularly travels globally to meet clients in person. He also advises other professionals within the firm and the wider industry. Gustavo's expertise includes college education planning, family wealth management strategies, international wealth management, legacy planning, LGBT wealth planning, philanthropic planning, portfolio management services, socially responsible and ESG investing, women and wealth, and tax minimization. The Carvajal-Lipkowitz Group specializes in trust and estate planning services, financial planning, investment management, and banking and credit through Bank of America. He earned a Bachelor of Arts degree in Business Administration with a major in Management from Florida International University. Gustavo holds the Personal Investment Advisor (PIA) designation and is proficient in both English and Spanish. Outside of his professional role, his personal interests include adventure sports, running marathons, scuba diving, skiing, skydiving, swimming, table tennis, and traveling. He participates in various sports events and raises funds for multiple foundations annually.

Alexandra Druskin is a CFP® professional with nine years of experience in the financial services industry. She is currently an advisor at Charles Schwab & Co., Inc. Alexandra's prior experience includes positions at Fidelity Investments, Truist Investment Services, and SunTrust Advisory Services. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance using multi-asset model portfolios, with centralized custody and operational support.

Kate Oliver is a financial advisor with Ameriprise in Ft. Lauderdale, FL, holding a Series 66 designation and two years of industry experience. Prior to joining Ameriprise, she worked in education and property services. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which emphasizes dependable income sources and tax-aware withdrawal strategies.

Adam Grotell is a financial advisor with J.P. Morgan Securities in Aventura, FL, holding Series 63 and Series 66 licenses and 12 years of industry experience. His career includes roles at J.P. Morgan Securities since 2014 as well as positions at J.P. Morgan Chase Bank and Educational Testing Services. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research with forward-looking capital market assumptions and incorporates ESG criteria in its recommendations.

Terrell Cowvins is a financial advisor with Merrill, holding a Series 66 designation and two years of industry experience. He has been with Merrill since 2019 and previously worked at Best Buy. Cowvins also has an ongoing role at Broward College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Drew Pickard is a financial advisor with Morgan Stanley in Aventura, FL, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He previously worked at Janney Montgomery Scott for 18 years before joining Morgan Stanley Smith Barney and Morgan Stanley Private Bank, N.A. in 2023. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and global investment research.

Pilar Molinares is a financial advisor at Morgan Stanley in Aventura, FL, holding a Series 66 designation with 10 years of industry experience. She worked at UBS from 2014 to 2023 before joining Morgan Stanley. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets through structured planning processes and a variety of investment offerings.

Arnoldo Marin Jr is a financial advisor with Morgan Stanley in Aventura, FL, holding Series 63 and Series 66 licenses and possessing 21 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2014 and 2015, respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured discovery processes and modeling tools such as Monte Carlo simulations in its financial planning approach.

Philip Connor is a financial advisor at Raymond James & Associates with 13 years of industry experience. He holds a Series 66 designation and has worked at various firms including Cetera Advisor Networks, StateTrust Investments, and Summit Brokerage Services. Connor has been with Raymond James since 2022. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets, serving individual, institutional, pension, and municipal clients. The firm offers tailored, non-discretionary financial planning and investment consulting, drawing on diverse portfolio management styles and firm research, and also provides municipal advisory and market-making services.

Joseph Gammerman is a financial advisor at Raymond James & Associates with one year of industry experience. He holds the Series 66 designation and previously studied at Florida International University. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, and various organizations, offering financial planning, investment consulting, and municipal advisory services.

Jessica Di Giovanni is a financial advisor at Morgan Stanley with nine years of industry experience. She holds the Series 66 designation and has been with Morgan Stanley since 2018. Prior to that, she worked at Purshe Kaplan Sterling Investments and Mickool, Inc., as well as Aldo. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides a mix of retail and institutional investment services.

Marina Fayer is a financial advisor at Fidelity Investments with 11 years of industry experience. She holds the Series 63 and Series 65 designations and has previously worked at Wells Fargo Advisors, Invibed, and SG Americas Securities, LLC. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm combines proprietary research with quantitative analysis and algorithmic portfolio construction, serving a diverse client base through systematic investment methods.

Guillermo Gallegos Binder is a CFP® professional at OSAIC with two years of industry experience. He has previously worked at Securities America Advisors, Securities America, Inc., and OneDigital. Outside of his advisory role, he teaches business courses as an adjunct faculty member and tutors high school students in mathematics. He also participates in his church’s music ministry as a guitarist and serves as a registered agent managing legal compliance for small businesses. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporations. The firm offers a multi-advisor platform with brokerage and advisory services focusing on model-based asset allocation, portfolio optimization, and a range of investment and retirement solutions.

Janaina Ribeiro is a financial advisor with Merrill in Fort Lauderdale, FL, holding a Series 66 designation and 16 years of industry experience. She has worked at Merrill since 2014 and previously held positions at Barclays Capital Inc. and Lehman Brothers Inc. Outside of her advisory role, she is a managing member of SWEATS MEDIA LLC, a social media content creation business established for her son. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Andrew Santini is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding a Series 66 designation and nine years of industry experience. His prior work history includes roles at Bank of America and Merrill Lynch. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate financial planning agreements.

James Atkinson is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds the Series 66 designation and has previously worked at Goldman Sachs, Morgan Stanley Smith Barney, Mass Mutual, and Axa Advisors. Outside of his financial career, he serves as a Marine reservist, performing logistics and civil affairs duties as a Marine Reserve officer. He is also a part owner of BDB Partners LLC, which invests in private equity interests such as the Blue Note bourbon company. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a select group of Wealth Advisors, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory approach integrates quantitative screening and qualitative research, incorporating ESG criteria and supported by affiliates offering portfolio implementation and management services.

Raquel Da Silva Araujo is a Financial Advisor with Merrill Lynch Wealth Management, serving clients in the Suburban Philadelphia market. She is recognized as Merrill's only African American advisor in this region and is part of an award-winning team with long-standing experience. Raquel brings a disciplined and focused approach to working with high net worth families and individuals, leveraging her background in athletics. Raquel advises medical professionals, athletes, business owners, and affluent families on various aspects of their financial lives, including college education planning, family wealth management strategies, managing new wealth, retirement planning, tax minimization, and investment strategies. She is committed to helping clients develop personalized financial strategies that align with their long-term goals. Her previous career in medicine contributes to her ability to explain complex financial concepts in clear and understandable terms. Raquel holds a Bachelor's Degree from Saint Joseph's University and completed an Accredited Certificate Program at Temple University. She has earned professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). In addition to her advisory role, Raquel is actively involved in community initiatives such as Big Brothers Big Sisters of America and Tri-State Black Men in Medicine. Her personal interests include basketball, cooking, fishing, football, golfing, music, soccer, spending time with family, and tennis.

Bart Cohodas is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney LLC since 2013. He serves as a FINRA arbitrator on the Board of Arbitrators, a role he has held since 2003. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs a structured planning process supported by firm-approved tools and handles a broad range of retail and institutional financial products.