Regine Carisma is a financial advisor with Primerica Advisors, holding Series 65 and Series 63 licenses and 11 years of industry experience. She has worked at PFS Investments Inc. since 2022 and has been affiliated with Primerica Financial Services since 2012. Outside of her advisory role, she is involved with a Creole food truck business as a server and independent contractor, and she is co-author of a book on creating soul-aligned businesses. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm offers model-based investment strategies supported by third-party asset managers and custodial services, operating at scale with approximately $15.5 billion in assets under management.

Bradley Mann is a CFP®-certified financial advisor with 41 years of industry experience, currently affiliated with LPL Financial since 1993. He is based in Boca Raton, FL, and has additional experience in tax preparation and accounting, holding an enrolled agent designation and operating Atlantic Tax Services. LPL Financial serves a broad client base including individuals, retirement plans, banks, and charitable organizations, offering financial planning, advisory programs, and brokerage services through a national network of investment adviser representatives.

Allen Weidman II is a financial advisor with Ameriprise in Fort Lauderdale, FL, holding CFP®, ChFC®, and Series 66 designations and bringing 21 years of industry experience. He has been with Ameriprise and its affiliated entities since 2004. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, using a centralized consulting team to deliver tailored, non-discretionary recommendations supported by research and modeling techniques. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

James Hartman is a Private Wealth Advisor at Merrill Private Wealth Management. He offers personalized financial strategies to a select group of individuals and families, drawing on extensive resources to help clients focus on their priorities. Jim began his career in financial services in 1990 with the Audit and Business Advisory Division of Arthur Andersen & Co. He earned his Certified Public Accountant designation in 1993 and subsequently joined Legg Mason's Private Client Group. In 2007, he joined Merrill. He earned the Certified Private Wealth Advisor® (CPWA®) designation in 2011 and holds additional professional designations, including Certified Plan Fiduciary Advisor (CPFA) and Chartered Retirement Planning Counselor (CRPC). Jim also holds Series 7 and 66 FINRA registrations. His expertise includes corporate executive services, equity compensation services, family wealth management strategies, retirement planning, and tax minimization. Jim earned his Bachelor of Science degree in accounting from the Robert H. Smith School of Business at the University of Maryland at College Park. He resides in Annapolis and is involved in his community through coaching youth lacrosse and basketball and serving on several finance boards. Jim is also a member of the Annapolis Yacht Club and enjoys activities such as windsurfing, sailboat racing, boating, and spending time with his family.

Joseph Cianciotto is a financial advisor at Ameriprise with four years of industry experience. He holds the Series 66 designation and previously worked at Oppenheimer for seven years. Outside of finance, he has experience in the restaurant industry and education. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement, combining research, modeling, and tax-efficiency analysis to provide tailored recommendations. The firm serves clients with significant investable assets and delivers these services through a centralized consulting team in partnership with financial advisors.

Scott Commander is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has worked at Wells Fargo Clearing Services since 2021 and previously spent 12 years at Bank of America. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Deborah Van Buskirk is a financial advisor with Raymond James & Associates in Boca Raton, FL, holding a Series 66 designation and 13 years of industry experience. She has been with Raymond James & Associates since 2012. Van Buskirk serves as an acting trustee for a college 529 trust established for her children. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, and offers financial planning, non-discretionary investment consulting, and institutional advisory services.

Kelly O'Brien is a financial advisor with Fidelity, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. She has worked at various Fidelity entities since 2011, including Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Outside of her advisory role, she participates in food delivery services and market research as a Dasher for DoorDash, an Uber driver, and a user tester for online platforms. She is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm utilizes a combination of proprietary fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs, and is noted for its use of algorithmic methods and AI in portfolio management.

Joseph Karam is a financial advisor at Wells Fargo Clearing with 21 years of industry experience. He holds the Series 66 designation and previously worked at CitiGroup Global Markets from 2014 to 2018. Outside of his advisory role, he is a part-owner and officer of a property management business in Saratoga Springs, NY. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and includes a broad range of investment options, such as insurance-related vehicles and bank deposit sweep programs.

Polychronis Bonaros is a financial advisor with OSAIC in Boca Raton, FL, holding a Series 66 credential and 21 years of industry experience. He worked at Signator Investors Inc from 2008 to 2018 before joining OSAIC in 2018. Outside of his advisory role, he serves as Managing Director of Paradigm Wealth, LLC, where he is involved in sales and marketing. OSAIC serves a diverse client base that includes individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to manage portfolios across various asset classes.

Daniel Neuman is a Certified Financial Planner (CFP®) with 20 years of experience in the financial services industry. He has worked at Morgan Stanley since 2009 and has been part of Morgan Stanley Private Bank, National Association since 2015. He is based in Boca Raton, FL. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and modeling techniques.

Megan Macgowan is a Certified Financial Planner® with 22 years of industry experience, currently advising clients at UBS Financial Services since 2012. She holds the Series 66 license and is a member of the CFA Institute and CFA South Florida Investment Professional Society. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm employs proprietary research and model-based asset allocations to tailor financial plans and portfolio management to clients’ goals and risk tolerances.

William Van Scoyoc is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2010. Outside of his advisory role, he has acted as an independent contractor arranging potential buyers for a baseball card collection. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured conversations and proprietary tools, focusing on advisory services without providing individual security recommendations in standalone planning.

Brandon Johnson is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. Before joining Morgan Stanley in 2020, he worked at Ally Invest Securities LLC and Verizon Wireless. Outside of his advisory role, he is involved as an Amazon seller. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and market outcome modeling.

Robert Deblasio is a financial advisor with Wells Fargo Clearing in Boca Raton, FL, holding Series 63 and Series 65 licenses and 17 years of industry experience. He previously worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of his advisory role, he co-owns and operates a laundromat in North Lauderdale, FL. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and incorporates a range of financial products, including insurance-related vehicles and bank deposit sweep options.

Ernest Mc Mullen is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been providing customized financial advice since 1992 and focuses on assisting clients with their estate and retirement planning goals and objectives. His expertise includes college education planning, equity compensation services, investment consulting for defined contribution plans, legacy planning, managing new wealth, personal retirement planning, and retirement income. Ernest holds a Bachelor's Degree in Finance from the University of Florida. He has earned several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His knowledge and experience have been recognized by attorneys, CPAs, and the media; he has been quoted in the New York Times and appeared on several television broadcasts. Additionally, he hosted a daily financial talk radio broadcast from 1994 to 2006. Ernest has been a member of the South Florida community for over 30 years. He participates in community organizations such as the Soccer Association of Boca Raton (SABR), A.D. Henderson University School, and Boca Raton Little League. Outside of his professional and community activities, he enjoys baseball, camping, football, reading, and spending time with his family.

Angelo Rannazzisi is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2019. He has been with Fidelity Investments since 2013, serving in various roles including Financial Consultant and Investment Representative. Prior to joining Fidelity, Angelo worked as a Financial Adviser at Merrill Lynch and held positions such as Portfolio Manager at Opus Trading, President of JAW Trading LLC, and Firm Trader at Schonfeld Securities. With over 30 years of industry experience, Angelo is a Certified Financial Planner™ who partners with clients to develop and implement personalized financial plans aimed at achieving their financial goals and legacy wishes. He holds a California Insurance License.

Katelyn Pearson is a financial advisor with Raymond James & Associates holding a Series 66 designation and 11 years of industry experience. She previously worked at Merrill for seven years before joining Raymond James & Associates, where she has been since 2023. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients including individuals, institutions, charitable organizations, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Zachary Hersman is a CFP® professional with 10 years of industry experience, currently serving at Raymond James & Associates since 2016. He holds the Series 66 designation and is based in Boca Raton, FL. Hersman is a passive stakeholder in Prudent Partners, LLC, an investment vehicle involved in acquiring a 25% equity stake in AFB Breakpoint LLC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional advisory services.

Constance Kerr is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and a structured discovery process.