Karen Ashby is a financial advisor at Morgan Stanley with 23 years of industry experience. She holds the Series 66 designation and has worked previously at Merrill and Bank of America. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning using structured discovery conversations and firm-approved tools, managing approximately $2.74 trillion in client assets.

Steven Salovitch currently serves as Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2023. He has been with Fidelity since 2019, initially joining as an Investment Consultant before advancing to Financial Consultant. Prior to joining Fidelity, Mr. Salovitch worked as a Financial Advisor at Morgan Stanley from 2018 to 2019. With over 40 years of experience in financial services, Mr. Salovitch has held various roles including Independent Insurance Brokerage and Consultant from 2013 to 2018, Vice President at BGC Partners from 1998 to 2013, Executive Vice President at Lassar Marshall, USA Inc. from 1994 to 1998, and Vice President at Prebon Yamane from 1986 to 1994. His professional history reflects extensive involvement in financial consulting and advisory services. At Fidelity, Mr. Salovitch and his team focus on utilizing the firm's financial planning tools and resources to collaborate with clients and families in developing strategies aimed at protecting and growing their wealth. No educational background or personal interests information was provided.

Benjamin Blumenthal is a financial advisor at UBS Financial Services with 12 years of industry experience. He holds the Series 66 designation and previously worked at Morgan Stanley and Morgan Stanley Private Bank. He is based in Boca Raton, FL. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor client strategies.

James Watt is a financial advisor with Raymond James Financial in Boca Raton, FL, holding a Series 66 designation and 26 years of industry experience. He has been associated with Raymond James since 2009 and is also the president of J. B. Watt Wealth Strategies, Inc., which he founded in 2010. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individual, high-net-worth, corporate, and institutional clients. The firm employs tailored, non-discretionary planning and uses analytical tools to support client goals, while maintaining specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Michael Gotleib is a financial advisor with LPL Financial based in Delray Beach, FL. He holds a Series 66 license and has 12 years of industry experience. Prior to joining LPL Financial in 2023, he worked for Kestra Advisory and Kestra Investment Services from 2016 to 2023 and has operated Gotleib & Associates since 2013. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of financial planning and investment management services, including model portfolios, third-party asset management, and institutional platforms, supported by advanced operational and research tools.

Arthur Langer is a financial advisor at Morgan Stanley with 56 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several major firms including Citigroup Global Markets, Wells Fargo Clearing, and Morgan Stanley. He serves as an investment committee member for Temple Beth Torah Sha'aray Tzedek, a nonprofit organization in Tamarac, Florida. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer offering a wide range of advisory programs to individual and institutional clients, including tailored financial planning supported by firm-approved tools and market analysis. The firm manages approximately $2.74 trillion in client assets and provides services through various programs and affiliated entities.

Gabriela Bias is a financial advisor at Merrill with 27 years of industry experience. She holds a Series 63 designation and has worked previously at Wells Fargo Clearing and Wachovia Bank. Outside of her advisory role, she is president and owner of a fashion and accessories business in Delray Beach, FL. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Eric Mathurin is a financial advisor at LPL Financial with 12 years of industry experience. He holds a Series 66 designation and has worked previously at Citigroup and JP Morgan Chase Bank. Outside of his advisory work, he is involved in mortgage lending through Mathurin Capital and provides tax preparation services via Mathurin Tax Prep. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by tools such as machine learning for operational and research purposes.

Michael Levinson is a financial advisor at Merrill with 16 years of industry experience. He holds Series 63 and Series 65 designations and has been with Merrill since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Thiago Dos Santos is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds a Series 66 designation and has worked at several firms including Fidelity, TD Ameritrade, Strategic Advisers LLC, and Black Socks Corp/Group KLT prior to joining J.P. Morgan in 2020. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screens and qualitative research to build model asset allocations, and it maintains broader derivatives and commodities capabilities through specialized regulatory registrations.

Erik Jankowski is a financial advisor with Wells Fargo Clearing in Boca Raton, FL, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. His prior roles include positions at Bank of America, Merrill, and J.P. Morgan. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, supported by research from Wells Fargo Investment Institute and third-party databases.

Katherine Cuneo is a financial advisor with Merrill, holding a Series 66 designation and over seven years of industry experience. She has been with Merrill since 2005. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors, combining internal Chief Investment Office teams and third-party managers.

Matthew Liebman is a financial advisor with Morgan Stanley in Boca Raton, FL, holding Series 63 and Series 65 licenses and possessing 26 years of industry experience. His prior roles include positions at Bank of America and Merrill. Outside of his advisory work, he is involved as the owner of Triple R Trading, a tactical gear and equipment business. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services through both direct client relationships and corporate financial planning agreements.

Mark Bilski is a financial advisor with RBC Capital Markets and holds Series 63, 65, and 66 licenses. He has 41 years of industry experience, including prior roles at UBS Financial Services and Credit Suisse Securities. Outside of his advisory work, Bilski serves as a director of the Littauer Foundation, a charitable nonprofit focused on Jewish philanthropy and public health, and holds an honorary board position at Blue Card Inc., a philanthropic organization assisting Holocaust survivors. RBC Wealth Management serves a diverse client base, including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, and brokerage services tailored to clients’ risk profiles and investment preferences.

Douglas Burns is a Senior Financial Advisor based in the Boca Raton Merrill Lynch Wealth Management office. In his role, Douglas helps clients develop strategies to manage their personal and business finances, focusing on asset allocation and preservation of capital to prepare portfolios tailored to individual needs. He is committed to delivering financial strategies, insights, and high levels of personal service to support clients in pursuing their long-term goals. His areas of expertise include managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, tax minimization, and retirement income. Douglas holds the Professional Investment Advisor (PIA) designation and earned his High School Diploma from Livingston High School. Outside of his professional work, Douglas engages in adventure sports and activities such as biking, boating, fishing, pickleball, and traveling. He also participates in community volunteering, reflecting the tradition of Merrill Lynch's community involvement.

Spencer Humbles is a financial advisor with Charles Schwab in Boca Raton, FL, holding a Series 66 designation and 18 years of industry experience. He previously worked at TD Ameritrade Investment Management, LLC and TD Ameritrade, Inc. from 2009 to 2024. Outside of his advisory role, he is a passive investor in MGH Investors LLC. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, offering integrated advisory, brokerage, custody, and cash-sweep services through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios supported by in-house financial research.

Richard Barton is a financial advisor with Morgan Stanley Wealth Management, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. He has been with Morgan Stanley Smith Barney since 2010 and with Morgan Stanley Private Bank, National Association since 2015. Barton is also a consulting general partner at Peery-Barton Holdings, LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services supported by structured discovery processes and firm-approved planning tools.

Jeffrey Shover is a financial advisor with Ameriprise Financial Services, LLC, holding Series 63 and Series 65 licenses and over 33 years of industry experience. He has worked at firms including Morgan Stanley and Merrill Lynch, with his current tenure at Ameriprise beginning in 2019. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, notable for its Premier Retirement Income service, which provides tailored retirement income planning through a centralized team using proprietary research and third-party data. The firm’s approach incorporates restrictive enrollment criteria and operates within a defined investment universe influenced by affiliated product relationships.

Seth Sigel is a Financial Advisor at Merrill Lynch Wealth Management based in Delray Beach, Florida. He specializes in creating tailored strategies to help families build and preserve wealth across generations. Seth focuses on understanding each family's unique dynamics, values, and goals to develop personalized wealth management plans that align with their long-term vision. He holds several professional designations, including Accredited Wealth Management Advisor (AWMA), Certified Financial Planner (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Seth earned his bachelor's degree from Indiana University's Kelley School of Business. With his comprehensive expertise, he assists clients in areas such as college education planning, divorce transition planning, family wealth management strategies, liquidity management, personal retirement planning, and tax minimization. Born and raised in Boca Raton, Florida, Seth is actively involved in the local community. He supports organizations like Boys & Girls Club, SABR TOPSoccer, and Speak Up for Kids. Outside of his professional work, his personal interests include adventure sports, basketball, boating, fishing, football, golfing, reading, spending time with family, and traveling.

Diana Fernandez is a financial advisor with Merrill in Delray Beach, FL, holding Series 63 and Series 66 licenses and seven years of industry experience. She has worked at Merrill and affiliated institutions, including Bank of America and Wells Fargo, since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.