Randolph Ziffren is a financial advisor at Raymond James Financial with 43 years of industry experience. He has been with Raymond James Financial since 1991 and also serves as an independent contractor supporting services at Elevon Wealth Management as part of a succession agreement. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting using analytical tools to align with client goals and supports a range of advisory programs and institutional consulting services.

Liliana Ivan is a Series 66-licensed financial advisor with Morgan Stanley in Naples, FL, where she has worked since 2015. She has nine years of industry experience. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including financial planning services that emphasize structured discovery and proprietary planning tools.

Michael Illenberger is a financial advisor with LPL Financial in Naples, FL, holding Series 63 and Series 65 credentials and four years of industry experience. His prior work includes roles at First Horizon Advisors, Shoemaker Financial, Minnesota Life Insurance Co, and Securian Financial Services Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and retirement plan consulting, utilizing both discretionary and non-discretionary management approaches supported by internal and third-party research.

James Watts is a financial advisor at OSAIC with 31 years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at Securities America Advisors and SECURITIES AMERICA, inc. Watts volunteers to teach free guitar lessons in his neighborhood and occasionally offers private lessons, which has also introduced him to potential clients. OSAIC serves a broad range of retail and institutional clients through an extensive network of affiliated advisors and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services, using a variety of asset-allocation tools and third-party solutions to construct and manage diversified portfolios.

Shayla Vieira is a financial advisor at Wells Fargo Clearing in Fort Myers, FL, with seven years of industry experience. She holds Series 63 and Series 66 licenses and has been with Wells Fargo Clearing since 2019. Prior to that, she worked at Wells Fargo Bank and has experience in event management and the hospitality industry. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Barry Croteau is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 21 years of industry experience. He has worked at Wells Fargo since 2022 and previously spent 12 years with Fifth Third Securities. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics to support investment decisions.

Courtney Gayle is a financial advisor at Merrill with one year of industry experience. She holds the Series 66 designation and has previously worked at Raymond James & Associates, Wells Fargo Advisors, and Morgan Stanley. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions, with various portfolio implementation approaches tailored to investor needs.

Daniel Mchugh is a Senior Financial Advisor with Merrill Lynch Wealth Management in the Toledo, Ohio branch office. He has been in the financial services industry since 1989, beginning his career at Society National Bank (later Key Bank) where he spent 11 years within the Corporate Investment Group and earned the title of Senior Vice President. Seeking a more holistic wealth management approach, he joined UBS Financial Services Inc. in 2001 and began building his own practice, eventually establishing The McHugh Investment Group. Daniel's expertise includes investment and portfolio management, wealth management strategies, estate and trust planning services, commercial and residential lending provided by Bank of America, retirement planning, and life insurance planning and reviews. He is recognized for being a trusted advisor who focuses on listening to clients to uncover their real needs rather than simply promoting products. Daniel holds a Bachelor's Degree in Accounting from the University of Dayton and holds the designation of Personal Investment Advisor (PIA). Outside of his professional work, Daniel enjoys reading, cycling, golfing, and playing pickleball. He and his wife Teresa have two children: Connor, who also works for Merrill in Chicago, and Caleigh, who recently completed her degree at Florida Gulf Coast University in Fort Myers.

Matthew Rosenberg is a Financial Advisor with Merrill Lynch Wealth Management, serving individuals and families in Southwest Florida, including Naples, Bonita Springs, and Fort Myers. His role focuses on simplifying complex financial planning decisions by providing steady, long-term approaches to retirement planning, retirement income, investment management, and wealth management, while coordinating with tax-efficient strategies and estate planning. Matthew's professional background includes managing operations as a General Manager for Nissan Motor Corporation and six years of active portfolio management following a year as a proprietary trader in New York. His expertise spans risk management, investment strategies, and disciplined financial planning. He applies a people-first, relationship-driven approach, emphasizing trust through listening, clear communication, and follow-through. He holds the Accredited Wealth Management Advisor (AWMA) and Personal Investment Advisor (PIA) designations. Matthew earned a High School Diploma from Blue Valley North High School and attended the University of Kansas without obtaining a degree. Outside of work, he enjoys adventure sports, baseball, boating, football, golfing, music, spending time with his family, and watching movies.

John Patat is a financial advisor with Raymond James & Associates in Naples, FL, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of advising, he co-owns Patat Properties LLC with his wife. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a broad client base including individuals, institutions, and municipal entities. The firm offers customized financial planning and consulting services through a range of portfolio management styles and affiliated research resources.

Jonathan Hancock is a financial advisor with Wells Fargo Advisors in Naples, FL, holding Series 63 and Series 65 designations and bringing 20 years of industry experience. He has been with Wells Fargo Advisors and its related entities since 2009. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad menu of planning services, including specialized areas such as business-owner transition planning and special-needs analysis, using proprietary research and planning tools to develop tailored recommendations.

Carrie Coats is a financial advisor with Ameriprise in Naples, FL, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. She previously worked at Edward Jones for six years before joining Ameriprise in 2022. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendations and ongoing retirement-income planning focused on income sources and tax-aware withdrawal strategies.

Lawrence Catena is a financial advisor with Morgan Stanley in Naples, FL, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. His career includes roles at Merrill, Bank of America, and Morgan Stanley Private Bank. He is the sole proprietor of several businesses in Marco Island, Florida, including a restaurant and recreation enterprise, and he founded the Catena Family Foundation, a civic and community organization. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs focused on tailored financial planning supported by structured discovery processes and firm-approved tools.

Jeffrey Roman is a financial advisor with Wells Fargo Clearing in Naples, FL, holding a Series 66 designation and 17 years of industry experience. He has been with Wells Fargo Clearing since 2016 and worked at Wells Fargo Advisors, LLC from 2014 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary options. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Thomas Bohanon is a financial advisor with Mass Mutual Investors Services located in Bonita Springs, FL. He holds the Series 66 credential and has six years of industry experience. Prior to his current role, he worked with firms including Park Avenue Securities, Guardian Life Insurance Company, and has professional ties to the Green Bay Packers and Jacksonville Jaguars. Outside of advising, he serves as president of the Tommy Bohanon Foundation Inc., where he organizes events and outreach programs, and is also involved in managing several small businesses including a bartending service and event coordination company. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers structured, annual financial planning engagements supported by firm-approved analytical tools, emphasizing collaborative goal analysis and recommended investment strategies without discretion over client assets.

Joseph Basile is a financial advisor with Morgan Stanley in Naples, FL, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 38 years of industry experience, including roles at Bank of America and Merrill Lynch prior to joining Morgan Stanley in 2019. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by its Global Investment Committee, offering a broad range of investment and advisory solutions.

Nicholas Simonetti is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he leads The NS Group. He and his team combine industry expertise with the global resources of Merrill to provide comprehensive wealth management services tailored to business owners, corporate executives, and their families. Nicholas focuses on creating customized wealth management strategies, conducting systematic reviews, and delivering tailored planning to help clients identify goals and manage risk. With 16 years of experience in the financial services industry, Nicholas joined Merrill Lynch Wealth Management in 2009. Prior to this, he worked with the Private Bank of Smith Barney in their High-Net-Worth division from 2006 to 2009. His expertise includes executive compensation, equity compensation services, family wealth management strategies, corporate benefit services, legacy planning, and various aspects of retirement and philanthropic planning. Nicholas holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Nicholas earned a bachelor's degree in Business Management from Fordham University, where he also played Division 1 Men's Soccer. He is proficient in English and Spanish and participates in community service through organizations such as The Valerie Fund and The Ronald McDonald House. Outside of work, Nicholas enjoys adventure sports, chess, cooking, football, golfing, ice hockey, running, soccer, and tennis.

Alyssa Baker is a financial advisor at Fidelity with a Series 66 designation and less than one year of industry experience. Prior to joining Fidelity, she has held various roles in the hospitality sector, including bartending at PopStroke, a mini golf, restaurant, and bar venue. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients, employing a combination of fundamental research and quantitative analysis to construct model portfolios from a broad investable universe.

Matthew Cole is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 20 years of industry experience. He previously worked at Fifth Third Securities and Fifth Third for over a decade. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Adam English is a financial advisor with Raymond James & Associates in Naples, FL, holding a Series 66 credential and 20 years of industry experience. He has worked at Bank of America, N.A. since 2009 and Merrill since 2007. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, pension plans, and charitable organizations, offering financial planning, investment consulting, and institutional fiduciary services.