Stephen Agricola is a CFP® and Series 66 licensed financial advisor with 18 years of industry experience. He has worked at Stifel since 2023 and spent the previous 10 years at Raymond James & Associates. He is based in Birmingham, AL. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services such as fee-based financial planning and wrap programs. The firm uses a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses.

Ethan Booth is a financial advisor at Cetera with three years of industry experience. He holds the Series 66 designation and has previously worked at Regions Bank and Bass Pro Shops. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts through a large network of independent advisors. The firm offers a variety of portfolio management and financial planning services and operates a multi-manager platform with over $256 billion in assets under management.

Joseph Prokop is a financial advisor at Edward Jones with 13 years of industry experience. He holds the CFP® and ChFC® designations as well as the Series 66 license. Prior to joining Edward Jones in 2020, he worked at BBVA Wealth Solutions, TD Ameritrade, Cetera, and Regions Bank. He serves as an adjunct professor teaching a finance course at the University of Montevallo. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm offers a range of advisory programs and managed solutions with an emphasis on fiduciary standards, supported by a large network of advisors and branch offices nationwide.

Katherine Starr is a financial advisor at Stifel with 12 years of industry experience and holds the Series 66 designation. She has been with Stifel since 2015. Stifel serves a broad range of clients, including individuals, institutions, charitable organizations, and municipal entities, offering brokerage and investment advisory services. The firm’s investment approach is based on proprietary capital market assumptions and probabilistic modeling developed by its Investment Strategy Group, supporting asset allocation and financial planning analyses.

Trent Howard is a financial advisor at Raymond James Financial with one year of industry experience. He holds a Series 66 designation and also has been involved with Birmingham Investment Group in a non-investment related advisory capacity. Prior to his current role, he spent several years associated with Clemson University and Briarwood Christian Upper School. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and institutional clients, including high-net-worth individuals, pension plans, corporations, and charitable organizations. The firm offers tailored, non-discretionary investment consulting using analytical tools and supports a broad advisor network with a range of advisory programs.

William Bright is a financial advisor at Wells Fargo Clearing in Birmingham, AL, holding Series 63 and Series 65 licenses. He began his career with Wells Fargo in 2026 and has prior experience in the hospitality industry and education. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory solutions.

Leonard Skelton Jr. is a financial advisor at Raymond James & Associates with 44 years of industry experience. He holds Series 63 and Series 65 registrations and has been with Raymond James since 2013. Outside of his advisory role, he serves as Treasurer and a member of the Finance Committee for the Episcopal Church of the Ascension. Raymond James & Associates is a large, dually registered broker-dealer and investment adviser serving a diverse client base including individuals, institutions, and charitable organizations. The firm offers tailored financial planning and consulting services with a range of portfolio management styles, and it is notable for providing municipal advisory services alongside market-making and execution roles in municipal and government bonds.

Albert Hecht is a financial advisor with Wells Fargo Clearing in Birmingham, AL, holding Series 63 and Series 65 credentials and 28 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously held roles at Morgan Stanley, Citigroup Global Markets, and Banc One Securities Corporation. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party databases while emphasizing diversification and modern portfolio theory.

Andrew Foshee is a financial advisor at Osaic Wealth, Inc. based in Birmingham, Alabama, with six years of industry experience. He holds the Series 65 and Series 63 designations and previously worked at LPL Financial, ADB Companies, and Primerica Advisors. Outside of financial advising, Foshee is involved in entrepreneurial ventures including owning a trading card business and providing bookkeeping services through a single-member LLC. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients by offering brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to build portfolios encompassing various securities, with accounts managed on discretionary or non-discretionary bases.

David Walta is a financial advisor at Mass Mutual Investors Services with 12 years of industry experience. He holds Series 65 and Series 63 licenses and has worked previously at Northwestern Mutual Wealth Management Company and its affiliates from 2013 to 2017. Since 2017, he has been with Mass Mutual Investors Services and Mass Mutual Life Insurance Company. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm offers collaborative, annual financial planning engagements using firm-approved software and delivers written recommendations focused on investment categories and strategies.

Phillip Blankenship is a financial advisor with OSAIC in Birmingham, AL, holding Series 63 and Series 65 licenses and having 18 years of industry experience. He has been with OSAIC since 2008 and previously worked at J. Smith Lanier. He is a principal of Advo(k)ate Advisors, LLC, a related entity connected to his branch office activities. OSAIC Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers and managed accounts. The firm utilizes asset-allocation tools, risk assessments, and automated rebalancing to manage portfolios that include a variety of investment vehicles on both discretionary and non-discretionary bases.

William Doughty Jr. is a financial advisor with LPL Financial in Birmingham, AL, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. Prior to joining LPL Financial in 2020, he worked at Woodbury Financial Services and operates Doughty Home Inspections LLC, a business active since 2009. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management solutions, utilizing both proprietary research and third-party strategies delivered through a large network of advisors.

Caroline Yeilding is a Certified Financial Planner (CFP®) with 14 years of industry experience, currently serving at Morgan Stanley in Birmingham, Alabama. She has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016. Outside of her advisory role, Yeilding serves on advisory boards for the Community Foundation of Greater Birmingham and the Episcopal Diocese of Alabama, and holds an officer position with the Redmont Park Garden Club. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutions, including customized financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and models.

Brenna Pritchett is a financial advisor at Cetera with a Series 66 designation and two years of industry experience. Her career includes roles at Regions Bank and Heritage House Coffee, as well as time spent at The University of Alabama. Cetera Investment Advisers LLC is an SEC-registered firm that serves a wide range of clients, including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers diversified investment options, combining discretionary and non-discretionary management across multiple platforms and custodial relationships.

Stephen Akers is a financial advisor at Stifel with a Series 66 designation. He began his career in 2025 and has prior experience in hospitality and retail industries, including roles at Sauce on the Creek and Park Hyatt. Stifel serves a broad range of clients including individuals, institutional clients, charitable organizations, and municipal entities, offering both brokerage and investment advisory services. The firm’s investment approach is based on proprietary analysis and probabilistic modeling to support asset allocation and financial planning decisions.

Chadwick Griggs is a financial advisor with LPL Financial, holding a Series 66 designation and over 10 years of industry experience. He has worked with LPL Financial since 2015 and also has a longstanding role at Avadian Credit Union beginning in 2007. Outside of his advisory work, he is a part owner of Fortis LLC Crossfit Alabaster and has served as a Crossfit trainer. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset managers, supported by a network of investment adviser representatives who utilize diversified investment strategies and operational tools.

Darlene Beck is a financial advisor at Morgan Stanley with 26 years of industry experience. She holds the Series 66 designation and has worked previously at Wells Fargo Clearing and UBS Financial Services. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process relies on structured discovery conversations and firm-approved tools, serving clients through a broad range of retail and institutional offerings.

Kara Head is a Wealth Management Planning Consultant at Fidelity Investments, where she has been working since 2019. In her current role, she collaborates with clients and their Wealth Management Advisors to develop financial plans tailored to the unique needs of each family, emphasizing clear understanding and trust. Kara has been with Fidelity Investments since 2011, progressing through various roles including Financial Representative, Investment Consultant, and Relationship Manager. This experience has provided her with a comprehensive understanding of wealth management and client relationship management. No additional information regarding Kara's education, credentials, personal interests, or community involvement has been provided.

Joshua Rudder is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in providing comprehensive wealth management services to individuals, families, and businesses. He focuses on asset allocation, tax minimization, insurance coordination, estate and trust planning, retirement planning, liability management, and philanthropy. Joshua emphasizes a long-term investment approach tailored to each client's specific financial needs, goals, and risk tolerance, utilizing a deep discovery process to inform his advice and strategies. Joshua has been in the financial services industry since 2005 and joined Merrill Lynch in 2006. He holds a Bachelor’s Degree from Auburn University at Montgomery and the Personal Investment Advisor (PIA) designation. Residing in Birmingham, Alabama, he engages with his local community through volunteer work, reflecting his commitment to supporting the communities he serves. Joshua lives with his wife, Millie Perry Rudder, and their two children, Jack and Mary Chase.

Laura Packer is a financial advisor at Morgan Stanley in Birmingham, Alabama, holding a Series 66 designation with 10 years of industry experience. She has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2016. Outside of her advisory role, she is involved in agricultural businesses, including Blackjack Gardens Equine, LLC and A Bit Above Equine Bit & Bridle Fitting, LLC. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and provides planning services through both direct and corporate financial planning arrangements.