Jeremy Nei is a financial advisor with Schwab Wealth Advisory in Indianapolis, IN, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He has been with Charles Schwab & Co., Inc. since 2007 and with Schwab Wealth Advisory Inc. since 2014. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice uses Charles Schwab’s asset allocation models and research tools, with client-specific recommendations reviewed at least annually.

Brett Mock is a CFP® professional affiliated with Guardian Life and Park Avenue Securities, with 11 years of industry experience. His background includes roles at Northwestern Mutual Wealth Management and Charles Schwab, as well as legal practice through Brett A Mock Esq. He serves on the Valparaiso University Customer Experience Program Advisory Board. Park Avenue Securities, a subsidiary of The Guardian Life Insurance Company of America, offers brokerage and advisory services to individuals, corporations, and charitable organizations. The firm integrates advisor-led discretionary management and model-based strategies, providing tailored financial planning, retirement plan services, and access to insurance and alternative investments.

Michael Naab is a financial advisor with PNC Wealth Management in Carmel, Indiana, holding Series 63 and Series 66 designations and bringing 20 years of industry experience. He has been with PNC Investments Inc. since 2010 and also has a role at Indiana University starting in 2005. PNC Wealth Management offers retail brokerage and advisory services through several model-based programs, including an invitation-only digital discretionary model account for employees that uses algorithmic risk assessment to guide investment selections managed via mutual funds and ETFs.

Amber Morris is a financial advisor with Valic Financial Advisors in Carmel, IN, holding a Series 66 designation and 14 years of industry experience. She has been with Valic Financial Advisors since 2012 and also works as an agent for Agia. Outside of her advisory work, Morris serves as the treasurer and a board member of Mercy Road Church Northeast. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth clients, and supports corporate and retirement-plan participants. The firm offers managed-account programs, financial planning, and brokerage services, utilizing Envestnet UMA models and operating at scale with over 1,200 advisors.

Zachary Babcock is a CFP® professional with 10 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory Inc. since 2018. He has been affiliated with Charles Schwab & Co., Inc. throughout his career starting in 2016. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on Charles Schwab’s asset-allocation models and research tools, with tailored recommendations that align with clients’ goals and risk tolerance.

Douglas Voight is a financial advisor with Schwab Wealth Advisory holding Series 63 and Series 66 licenses and 27 years of industry experience. He has been with Charles Schwab since 2003 and has worked specifically at Schwab Wealth Advisory Inc. for 14 years. He is based in Indianapolis, IN. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and point-in-time wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on proprietary asset-allocation models and internal research tools, with client-authorized trades and an emphasis on managed accounts handled by third-party or affiliated money managers.

Thomas Waterway is a financial advisor with Private Advisor Group, LLC and holds a Series 66 designation. He has six years of industry experience, including prior roles at LPL Financial, LLC, Lantern Global Advisors, and Pentera Group Inc. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans. The firm offers discretionary and non-discretionary portfolio management, financial planning, retirement plan consulting, and access to various managed account solutions, utilizing a fiduciary-based advisory model and a range of investment strategies.

Gabrielle Baker is a CFP® credentialed financial advisor with five years of industry experience. She currently works at Commonwealth Financial Network and previously was with Ameriprise and Oaktree Financial Advisors. Baker spends a small portion of her time on fixed insurance sales conducted at her branch location. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of nearly 2,900 advisors and managing approximately $213 billion in client assets, offering a wide range of managed account programs and support services.

Allyson Bolinger is a CFP® professional with five years of industry experience, currently serving at Schwab Wealth Advisory, Inc. since 2023. Her background includes roles at Charles Schwab & Co., Inc., Indiana Mills and Manufacturing, Farm Credit Mid America, and Purdue University. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, using proprietary asset-allocation models and internal research tools to tailor recommendations based on client goals and risk tolerance.

William Collins is a Series 66-licensed financial advisor with Schwab Wealth Advisory, Inc., based in Indianapolis, IN. He has 18 years of industry experience, including roles at Morgan Stanley, William Blair, and J.P. Morgan Securities. He has been with Schwab Wealth Advisory and Charles Schwab & Co., Inc. since 2017. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm offers guidance on asset allocation and investment selection using Schwab’s proprietary models and research, with personalized recommendations reviewed at least annually.

John Kitlinski is a financial advisor with Valic Financial Advisors in Carmel, IN, holding Series 63 and Series 65 licenses with 11 years of industry experience. He previously worked at Axa Advisors LLC and has served as an agent for Agia, involved in non-securities insurance products. Valic Financial Advisors primarily serves U.S. individuals, including high net worth clients and employer-sponsored retirement participants, through a large network of advisors offering portfolio management, financial planning, and unified managed accounts utilizing Envestnet’s platform.

Thomas Warren is a CERTIFIED FINANCIAL PLANNER™ (CFP®) with 10 years of experience, currently serving as an advisor at Schwab Wealth Advisory. His career includes roles at Charles Schwab and Morgan Stanley. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab referrals, using proprietary asset-allocation models and internal research tools to tailor recommendations based on client goals and risk tolerance.

Jacob Khairallah is a financial advisor at Schwab Wealth Advisory with four years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab & Co., Inc. since 2021. Prior to his advisory roles, he held positions in the hospitality sector with Hilton Hotels & Resorts and DoubleTree by Hilton. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm focuses on asset allocation and investment selection guided by Charles Schwab’s internal research tools, offering tailored recommendations without exercising discretionary trading authority.

Randall Clark is a CFP® with 43 years of industry experience, currently serving at Corient since 2023. He previously worked at Crown Capital Securities, LP for 14 years and Windsor Wealth Management for 37 years. Outside of his advisory role, he is the owner of a property management business, SDC Property Management LLC. Corient provides investment advisory and financial planning services to individual and high-net-worth clients, trusts, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm uses a goals-based, team investment approach combining in-house strategies with third-party manager solutions and employs risk management tools to align portfolios with client objectives.

Thomas Hosty is a CFP® and ChFC® with 11 years of industry experience. He has been with Schwab Wealth Advisory since 2018 and has worked at Charles Schwab since 2017. His prior experience includes roles at Northwestern Mutual Wealth Management Company and MARK WISE Financial. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses Charles Schwab's asset-allocation models and internal research tools to tailor recommendations based on client goals and risk tolerance.

Kyle Nelson is a CFP® professional with 12 years of experience in the financial services industry. He currently works at Schwab Wealth Advisory, Inc., having been with various Charles Schwab entities since 2016. His background includes roles at Schwab Private Client Investment Advisory, Inc. and Charles Schwab & Co., Inc. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on proprietary asset-allocation models and internal research tools, with a focus on individualized recommendations aligned to client goals and risk tolerance.

Thomas Carney is a CFP® professional with 26 years of experience in the financial services industry. He is currently with Empower Advisory Group and Empower Financial Services, Inc., having previously worked at Fisher Investments and Fidelity Investments in various advisory roles. Outside of his advisory work, he is a passive owner of a rental property managed by a professional investment property manager. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and retail brokerage clients. The firm’s integrated model links services to Empower’s recordkeeping and administrative platforms and emphasizes long-term portfolio returns and savings rates over short-term forecasts.

John Geshay is a financial advisor with Fifth Third Securities, Inc. in Carmel, Indiana. He holds Series 63 and Series 65 licenses and has seven years of industry experience, including prior roles at Morgan Stanley and Hope College. Outside of his advisory work, he is involved in managing rental properties in Indianapolis. Fifth Third Securities, Inc. serves a diverse client base of individuals, high-net-worth clients, and institutions through both advisory and brokerage services. The firm offers multiple investment programs via its Passageway Managed Account platform, providing options such as mutual fund and ETF models, separately managed accounts, tax overlays, and direct indexing strategies.

Amelia West is a CFP® with 21 years of industry experience and currently serves as a financial advisor at Carson Wealth. Her previous roles include positions at Total Wealth Planning, Howell Financial Advisors, and Ameriprise. She volunteers as an Administrator and Treasurer for Saint Ambrose Academy. CWM, LLC operates an enterprise platform managing approximately $50.6 billion through a network of more than 650 advisors. The firm provides discretionary asset management, financial planning, and retirement plan services, utilizing model portfolios developed by an Investment Committee and offering tailored solutions such as Orion Custom Indexing and access to alternative investments.

Anthony Jones is a financial advisor at Schwab Wealth Advisory with six years of industry experience. He holds Series 63 and Series 65 licenses and has been with Schwab Wealth Advisory since 2018, also working at Charles Schwab and previously at Ultimate Home Services. Outside of his advisory role, he owns TOJO Leather, a small business creating and selling personal leather goods. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm offers guidance on asset allocation and investment selection using proprietary asset-allocation models and internal research, delivering tailored recommendations without exercising discretionary trading authority.