Jaeland Schaaf is a Financial Solutions Advisor with Merrill Lynch Wealth Management, providing personalized financial guidance to clients. He collaborates closely with individuals to identify their financial goals and develop tailored portfolio strategies aimed at achieving those objectives. Jaeland offers ongoing advice to ensure clients' investment plans adapt in response to changing life circumstances. Jaeland's expertise includes managing a range of financial priorities such as retirement planning, college savings, elder care, and healthcare preparation. He holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Northwood University, an Associate's Degree from Delta College, and a High School Diploma from Reese High School.

Daniel Kelterborn is a financial advisor with Edward Jones in Livonia, MI, holding a Series 66 credential and 14 years of industry experience. He has been with Edward Jones since 2012. Outside of his advisory role, he serves as secretary for the Local Business Network Canton, where he administers membership attendance and communications. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm offers a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Mark Miller is a financial advisor at Morgan Stanley in Farmington Hills, MI, with 29 years of industry experience. He has been with Morgan Stanley since 2010 and worked at Morgan Stanley Private Bank, N.A. since 2015. Outside of his advisory role, Miller serves as a board member for Massively Parallel Technologies Inc. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutions, combining tailored financial planning with firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through dedicated financial advisors and specialized planning groups.

Morgan Cloyd is a financial advisor at Merrill with a Series 66 license and four years of industry experience. His work history includes positions at Bank of America, Cetera Investment Advisers, and Cetera Investment Services, as well as earlier roles outside the financial sector at Uber and Utica Community Schools. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies developed by internal and third-party managers.

Thomas Smith Jr. is a CFP® with 35 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. from 2014 to 2020. Outside of his advisory role, he is involved in independent insurance brokering and owns a consulting business, Paraclete & You. Ameriprise is an institutional firm that offers a retirement-income planning service targeting individuals with substantial investable assets, providing detailed Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis, delivering personalized, non-discretionary advice supported by algorithmic tools and a centralized consulting team.

Robert M. Dagenais is a Wealth Management Advisor currently serving as a Senior Vice President at Merrill Lynch Wealth Management. He leads The Dagenais Group, a team dedicated to providing wealth management services tailored to high-net-worth individuals, families, and small businesses. The team focuses on developing sophisticated strategies that address estate planning, investment management, retirement income, and business financing needs based on clients' risk tolerance, time horizon, liquidity requirements, and overall investment objectives. Robert has been in the financial services industry since 1993 and joined Merrill Lynch in 1997. He holds multiple professional designations including CERTIFIED FINANCIAL PLANNER® (CFP), Certified Investment Management Analyst® (CIMA), Chartered Retirement Planning Counselor™ (CRPC), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor's degree in Business Administration from Central Michigan University, majoring in Finance and International Business with a minor in Economics. Robert resides in Rochester, Michigan with his wife and four children. Outside of his professional responsibilities, he enjoys spending time with his family and playing golf.

Louis Petrucco is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. His prior roles include positions at DFCU Financial, Comerica Securities, and Comerica Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives, offering a range of advisory programs, financial planning, and brokerage services.

Jeffrey Stinedurf is a CFP® professional with 32 years of industry experience. He is currently with Cetera and has been associated with Cetera Advisors LLC since 2013. He also has longstanding ties to Financial Directions, where he provides tax accounting services and bookkeeping on a part-time basis. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, corporate, charitable, and institutional clients through a nationwide network of over 10,000 independent advisors. The firm offers a variety of portfolio management and consulting services, operating a multi-manager platform with discretionary and non-discretionary program options.

Elizabeth Hewitt is a financial advisor at Fidelity with six years of industry experience. She holds the Series 65 and Series 63 designations. Her prior roles include positions at Alight Financial Solutions LLC, National Petition Management, Kemkrest, England Logistics, J.P. Morgan Securities, and Lake Trust Credit Union. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, and manages portfolios using a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction.

Sarah Sabi is a financial advisor at Merrill with a Series 66 credential and two years of industry experience. She has worked at Merrill since 2018 and previously held positions at eTitle and Orlans PC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a variety of client types including individuals, pension plans, and charitable organizations.

Andrew Howe is a financial advisor at Morgan Stanley with four years of industry experience. He holds the Series 66 designation and previously worked at Adient and Cooper Standard Automotive. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Brent Ussary is a financial advisor at Mass Mutual Investors Services with 14 years of industry experience. He holds Series 66 and Series 63 designations. Prior to joining Mass Mutual in 2025, he worked at Northwestern Mutual in various capacities from 2011 to 2025. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers annual planning engagements using firm-approved software and a range of investment programs and educational seminars.

Julie Rieseck is currently a Market Leader at Fidelity, where she leads a Market of Investor Centers and partners with Branch Leaders and their teams to deliver on the company's Standards of Care. In her role, she focuses on managing and supporting branch operations to ensure effective service delivery. Julie has held several positions at Fidelity, including Vice President and Branch Leader from 2022 to 2025, and Regional Coaching Consultant from 2021 to 2023. Her experience reflects a progression through leadership and coaching roles within the organization, contributing to her expertise in branch management and team development.

Laura Sullivan is a financial advisor at Morgan Stanley with 22 years of industry experience. She holds the Series 63 and Series 65 licenses and previously worked at J.P. Morgan Securities for 13 years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and market modeling techniques.

Kevin Butler is a financial advisor at UBS Financial Services with 21 years of industry experience. He holds the Series 66 designation and has worked at UBS since 2021, following prior roles at Bank of America and Merrill Lynch. Outside of his advisory work, he serves as a director for the Grosse Pointe Theatre, a charitable organization in Michigan. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor client plans.

David Miazgowicz is a financial advisor with Merrill in Farmington Hills, MI, holding Series 63 and Series 65 credentials and 38 years of industry experience. He has been with Merrill and Bank of America since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Corrine Clark is a financial advisor at Osaic with 23 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Osaic since 2020, with prior experience at CCO Investment Services Corp beginning in 2010. Outside of her advisory role, she is involved with Allen Wealth Strategies, where she manages account relationships and assists with investment paperwork. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated financial advisers. The firm offers integrated brokerage and advisory services, employing asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct portfolios that include a wide range of securities managed on either a discretionary or non-discretionary basis.

Michael Dagher is a financial advisor with LPL Financial in Novi, MI, holding Series 63 and Series 66 licenses and with 35 years of industry experience. He has been with LPL Financial since 1998 and also has involvement with Simoni Oil Corporation since 1989. Outside of his advisory role, he has engaged in mortgage brokerage services through Veracity Mortgage of Michigan, LLC and acts as a notary public. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations nationwide. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research from LPL and third-party subadvisors.

Michael Wharton is a CFP® professional with 27 years of industry experience, currently serving as a financial advisor at Edward Jones since 2004. He also presents seminars as an instructor for LifeSpan, an employee education organization based in Detroit. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of advisors and branch offices nationwide.

Christopher Whitmore is a financial advisor with Morgan Stanley in Farmington Hills, MI, holding a Series 66 designation and 10 years of industry experience. He has been with Morgan Stanley since 2016, including nine years at Morgan Stanley Private Bank, N.A. Whitmore serves on the booster board for United Farmington Girls Lacrosse in Michigan. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and strategies.