James Gaskins is a financial advisor with Gradient Advisors, LLC and holds a Series 65 designation. He has one year of experience in the industry and concurrently operates United Financial Services, where he provides financial planning and advisory services. Gradient Advisors, LLC offers investment management, financial planning, and consulting services to individuals, retirement plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm works primarily through third‑party money managers and Investment Advisor Representatives, using a largely non-discretionary model and various analytical tools to align portfolios with client objectives.

Douglas Ollila is a financial advisor with The Oak Ridge Financial Services Group, Inc. in Golden Valley, MN, holding Series 63 and Series 65 licenses. He has 43 years of industry experience, including 27 years at UBS Financial Services prior to joining Oak Ridge in 2016. The Oak Ridge Financial Services Group provides investment advisory and financial planning services to individuals, trusts, estates, and institutional clients, including high-net-worth households. The firm offers portfolio management, written financial plans, and access to third-party managers and platform solutions, with a focus on both discretionary and non-discretionary account management.

Rex Kohl is a financial advisor with M HOLDINGS SECURITIES, Inc., holding Series 63 and Series 65 credentials and bringing 50 years of industry experience. He previously worked at LPL Financial, LLC for 19 years and has been with Financial Resource Management Group, Inc. for over 26 years. Outside of finance, he owns KLR Farms, where he raises sweet corn sold locally, and Kohl Development, operating a business called Piggy Back Ladder Rack. M HOLDINGS SECURITIES, Inc. serves a diverse clientele, including individuals, retirement plans, and charitable organizations, offering a range of advisory and brokerage services through a nationwide network. The firm combines portfolio management and third-party sub-advisors with various investment programs and platform support to address client needs.

David Beise is a ChFC® credentialed financial advisor with 30 years of industry experience. He is currently with Thrivent Advisor Network, LLC and has held prior positions at Thrivent Investment Management and Purshe Kaplan Sterling Investments. Beise is a partner at ELMOBE LLC, an entity established to manage expenses related to his advisory business. Thrivent Advisor Network, LLC provides discretionary and non-discretionary investment advisory services to individuals, families, trusts, estates, businesses, and retirement plans. The firm offers portfolio management, financial planning, and access to independent managers, typically constructing diversified long-term portfolios using low-cost mutual funds and ETFs.

William Haider is a financial advisor with Focus Financial Network, Inc. in Minneapolis, MN, holding a Series 66 designation and 24 years of industry experience. He has been with Focus Financial Network and Osaic Wealth since 2001. Outside of advising, he is licensed to sell fixed annuities, fixed life insurance, and long-term care insurance. Focus Financial Network, Inc. is an enterprise investment adviser managing approximately $6.3 billion through a network of 118 advisors. The firm serves individuals, including high-net-worth clients, pension and profit-sharing plans, trusts, charitable organizations, and corporate clients, offering a range of managed accounts, retirement plan consulting, and financial planning services.

Travis Busch is a financial advisor with Balefire, LLC, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. His work history includes roles at Thrivent Financial, Mutual of Omaha Insurance Company, Ameriprise Financial Services, and Guardian Life. Outside of his advisory work, he serves as an assistant varsity basketball coach at Providence Academy. Balefire, LLC is an SEC-registered multi-team investment adviser serving individual investors, retirement plans, trusts, charities, and business entities. The firm employs a core-and-tactical investment approach with discretionary asset management and comprehensive financial planning across a multi-advisor platform managing approximately $2 billion in assets.

Nathaniel Wisely is a financial advisor with Thrivent Advisor Network, LLC, holding a Series 66 designation and eight years of industry experience. His work history includes roles at Thrivent Investment Management Inc., Purshe Kaplan Sterling Investments, and Ernst & Andrew, LLC. Outside of his advisory work, he serves as Chair of the Search Committee for Director of Youth Ministries at Valley Evangelical Free Church. Thrivent Advisor Network, LLC provides discretionary and non-discretionary investment advisory services to individuals, families, trusts, estates, businesses, and retirement plans, offering portfolio management, financial planning, and access to independent managers and model portfolios.

Sean Huntley is a financial advisor at CliftonLarsonAllen Wealth Advisors, LLC with 19 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at CliftonLarsonAllen Wealth Advisors since 2005, alongside 15 years at Valmark Securities, Inc. Prior to his current role, he spent significant time at these firms based in Minneapolis, MN. CliftonLarsonAllen Wealth Advisors serves individual, corporate, and institutional clients, offering wealth advisory and asset management services along with financial, estate, and business succession planning. The firm combines fiduciary RIA services with broker-dealer and insurance activities and employs a strategic asset allocation approach through firm-constructed model portfolios overseen by an Investment Committee.

David Hynes is a financial advisor at Focus Financial with 33 years of industry experience. He holds Series 63 and Series 66 licenses and has been associated with OSAIC since 2001. He serves as co-trustee for a family trust, managing assets and trust administration alongside his sister. Focus Financial Network, Inc. is an enterprise investment adviser managing approximately $6.3 billion through a network of 118 advisors. The firm serves individuals, pension and profit-sharing plans, trusts, charitable organizations, and corporate clients, offering discretionary and non-discretionary managed accounts, retirement plan consulting, and financial planning services.

Jed Magstadt is a financial advisor at Northrock Partners, LLC with 10 years of industry experience. He holds a Series 65 designation and has been with Northrock Partners since 2017, following a one-year tenure at Pacific Point Advisors, LLC. He maintains a current Minnesota insurance license for Accident & Health, Life, and Variable Contracts. Northrock Partners provides comprehensive wealth management and advisory services to individuals, trusts, estates, retirement plans, charitable organizations, and business entities. The firm employs a tailored, holistic investment approach emphasizing diversification, broad asset allocation, and periodic rebalancing, incorporating private market allocations and automated tools alongside human oversight.

Peter King is a financial advisor at The Oak Ridge Financial Services Group, Inc. with 41 years of industry experience. He has held securities licenses Series 63 and Series 65. Prior to joining Oak Ridge in 2022, he worked for Colliers Securities LLC for 14 years. The Oak Ridge Financial Services Group provides investment advisory and financial planning services to individuals, trusts, estates, and institutional clients, including high-net-worth households. The firm offers portfolio management, written financial plans, and access to third-party managers and platform solutions.

Mark Hennings is a financial advisor at Lanark Financial, Inc. with 28 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at NBC Securities, Inc. since 2015, following positions at JHS Capital Advisors, LLC and RBC Capital Markets. Lanark Financial provides investment management, financial planning, and advisory services to individuals, retirement plans, trusts, foundations, municipalities, and institutional clients. The firm manages approximately $1.78 billion in client assets across multiple advisor teams and offers program-based accounts using various platforms and both discretionary and non-discretionary arrangements.

Andrew Wixon is a CFP® professional with 16 years of experience in financial advising. He is currently with Berger Financial Group and has previous experience at Gardner Financial Services Inc and Wixon Advisors. Outside of his advisory work, he serves as Director of Finance for Bookstore Movers. Berger Financial Group provides wealth management and financial planning services to individuals, families, trusts, businesses, and retirement plans. The firm uses proprietary, fundamental analysis-based investment strategies and offers discretionary portfolio management alongside tax and succession planning services.

Tyler Loch is a CFP®-certified financial advisor with CliftonLarsonAllen Wealth Advisors, LLC in Minneapolis, MN. He has eight years of industry experience, including roles at Alerus and Bremer Bank prior to joining CliftonLarsonAllen in 2018. CliftonLarsonAllen Wealth Advisors serves individual, corporate, and institutional clients, providing wealth advisory, asset management, financial and estate planning, and business succession consulting. The firm combines fiduciary RIA services with broker-dealer and insurance activities, offering strategic asset allocation through model portfolios and integrated multidisciplinary planning.

Jeffrey Thorup is a CFP® with 35 years of industry experience, currently affiliated with Focus Financial in Minneapolis, MN. He has been associated with OSAIC and Focus Financial Network, Inc. since 1995. Thorup also serves as President of Thorup Financial Services, Inc. Focus Financial Network serves a diverse client base including individual investors, retirement plans, trusts, estates, charities, and corporations. The firm offers personalized investment advisory services with an emphasis on coordination with other professionals for estate planning and legal or tax implementation.

John Bina is a financial advisor with Focus Financial who holds Series 63 and Series 65 licenses and has 28 years of industry experience. He has been associated with Osaic and Focus Financial Network since 1994. Focus Financial Network, Inc. is an enterprise investment adviser managing approximately $6.3 billion through a network of 118 advisors. The firm serves individuals, pension and profit-sharing plans, trusts, charitable organizations, and corporate clients, offering managed accounts, retirement plan consulting, and financial planning services with a diverse range of investment strategies and products.

Amy Wolff is a CFP® with 33 years of experience in financial planning and investment management. She is affiliated with AdvisorNet Wealth Partners and has held roles at several firms including Cetera and Collaborative Associates. Wolff is involved in nonprofit work as a board member of Daisy Camp, which provides divorce resources and education focused on women, and she participates in business ventures supporting divorce financial planning and fintech tools for divorce professionals. AdvisorNet Wealth Partners offers investment management, financial planning, and retirement consulting services to a broad range of clients including individuals, trusts, and qualified plans. The firm employs diversified portfolios incorporating equities, fixed income, mutual funds, ETFs, and may utilize sub-advisors or internal models to implement client strategies.

Matthew O'Connell is a financial advisor with Thrivent Advisor Network, LLC, holding a Series 66 designation and three years of industry experience. He previously worked at Purshe Kaplan Sterling Investments and has roles at Thrivent Investment Management and Thrivent Advisor Network d/b/a Parable Wealth Partners. Outside of his advisory work, he is the owner of Storyline, LLC, a non-investment-related business. Thrivent Advisor Network provides discretionary and non-discretionary investment advisory services to individuals, families, trusts, estates, businesses, and retirement plans, offering portfolio management, financial planning, and access to independent managers and model portfolios. The firm constructs diversified portfolios using low-cost mutual funds and ETFs, supports ongoing account monitoring, and combines related household accounts for review.

Patrick Schneeman is a financial advisor at Boulay Wealth with 12 years of industry experience. He holds the Series 66 designation and has previously worked at Valmark Securities, Inc. for four years. Schneeman serves as a volunteer board member for the University of Marquette Alumni Association's Minnesota Chapter and as a member of the Finance Committee for the Nativity School Advisory Council in St. Paul, MN. Boulay Wealth advises individual and high-net-worth clients, corporate retirement plans, charitable institutions, and foundations, offering portfolio management, financial planning, and retirement-plan consulting. The firm utilizes a model-portfolio approach emphasizing diversification, cost control, and after-tax outcomes, supported by integrated services including tax preparation and insurance through affiliated entities.

Omer Abramovich is a CFP® professional with 13 years of industry experience, currently serving as a Principal at CliftonLarsonAllen LLP and an advisor with CliftonLarsonAllen Wealth Advisors, LLC. His prior roles include positions at Carlson Capital Management, Private Client Services, Affiance Financial, Cetera Advisor Networks, and Ameriprise. CliftonLarsonAllen Wealth Advisors provides wealth advisory and asset management services to individuals, corporate and institutional clients, and qualified retirement plans, combining fiduciary RIA services with broker-dealer and insurance activities. The firm utilizes a strategic asset allocation approach through firm-constructed model portfolios and multidisciplinary planning coordinated with its parent company.