Bruce Troutman is a financial advisor at Cetera with 21 years of industry experience. He holds Series 63 and Series 65 designations and has worked with firms including Avantax and MMI Financial Services, where he is the owner and sole proprietor of an independent public accounting firm providing tax preparation, accounting, and payroll services. He also serves on the Board of Directors and Finance Subcommittee of a local nonprofit, Love INC, which coordinates resources from faith organizations to support underserved communities. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a nationwide network of independent advisors and utilizes a multi-manager platform with diverse program options.

Jeffrey Swingle is a financial advisor at Edward Jones with 20 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 66 registrations. Swingle has been with Edward Jones since 2005. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a wide range of advisory programs and investment solutions, operating under a fiduciary standard, with a large nationwide network of financial advisors and branch offices.

Toby Karr is a financial advisor at Edward Jones in Brighton, CO, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, Toby worked for School District 27J for eleven years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies and products, operating under a fiduciary standard and managing approximately $1.01 trillion in assets through a nationwide network of more than 23,700 advisors.

Jason Hollander is a financial advisor with J.P. Morgan Securities LLC, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He has worked at J.P. Morgan Securities since 2012 and at JPMorgan Chase Bank NA since 2017. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering services on a non-discretionary basis.

Gary Dissette is a financial advisor at OSAIC with 36 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at SagePoint Financial, Inc. since 2009 before joining OSAIC in 2023. Outside of his advisory role, he serves on the Investment Advisory Committee of the Oregon California Trails Association, a nonprofit focused on preserving historic trails. OSAIC serves a diverse client base including individual, high-net-worth, pension, corporate, and charitable clients through a large network of affiliated advisors and multiple advisory platforms. The firm offers integrated brokerage and advisory services, employing asset-allocation tools and third-party partnerships to manage portfolios across a range of investment types.

Khrista Mc Whorter is a financial advisor with LPL Financial in Erie, Colorado, holding a Series 66 designation and four years of industry experience. Her prior roles include positions at SCF Securities, Northwestern Mutual Investment Services, Ameriprise Financial, and service in the Armed Forces. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research and diversified investment strategies.

Jonathan Kanaber serves as a Wealth Management Advisor with the Kanaber Oyer Group at Merrill Lynch Wealth Management in Denver, Colorado. In this role, he focuses on providing tailored financial strategies to clients and their families, helping them pursue both short- and long-term financial goals. His client base includes multi-generational families, health care professionals, attorneys, and executives, with services encompassing trust and family planning, investment guidance, retirement preparation, and education planning. Before joining Merrill Lynch Wealth Management in 2016, Jonathan worked as a Mechanical Design Engineer, a background that provides him with significant experience in analyzing client needs to develop customized strategies. He holds both a Bachelor’s and a Master’s Degree in Mechanical Engineering from the University of Colorado System and is a CERTIFIED FINANCIAL PLANNER® professional as well as a Personal Investment Advisor. Jonathan collaborates closely with his team and utilizes the resources of Merrill Lynch and Bank of America to offer a comprehensive range of financial tools and services. Outside of his professional responsibilities, Jonathan is involved in community organizations such as the Arapahoe Rescue Patrol and Junior Achievement Rocky Mountain. He enjoys spending time with his wife and children, participating in activities like hiking, running, camping, chess, football, ice hockey, and reading.

Skyler Pinto is a financial advisor with Cetera, holding a Series 66 designation and based in Denver, CO. He has been with Cetera and its affiliated entities since 2024, with additional experience at RemoteLink Solutions and Gravity Heights. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a large network of independent advisors and employs a multi-manager platform with a wide range of program options and investment strategies.

Erik Hernandez Ramos is a financial advisor at Wells Fargo Clearing with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Wells Fargo firms since 2007. Outside of his advisory role, he manages a rental property in Avon, Colorado. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research from its investment institute and third-party sources to support its investment approach, offering both brokerage and advisory solutions.

Zachary Davis is a financial advisor at Merrill with Series 63 and Series 66 licenses and five years of industry experience. His prior firms include Bank of America, Charles Schwab & Co., Inc., and E*Trade. He has also worked in non-financial roles at King Soopers and the YMCA. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional investors.

Brian Harder is a CFP® with 21 years of industry experience, currently serving as a financial advisor at Cetera in Denver, CO. His prior roles include positions at Avantax Advisory Services, COUNTRY Capital Management Company, Dunham & Associates Investment Counsel, and Dividend Capital Securities. Cetera Investment Advisers LLC is an SEC-registered adviser supporting a nationwide network of over 10,000 independent advisors. The firm serves individuals, retirement plans, corporate, charitable, and institutional clients with a range of portfolio management and financial planning services across multiple program structures.

Matthew Voell is a financial advisor at Fisher Investments with 11 years of industry experience. He holds the Series 66 designation and has previously worked at Human Interest and Personal Capital Advisors Corporation. Outside of his advisory role, he is a partner in T&M Ventures, LLC, a real estate holding company. Fisher Investments serves a global client base that includes institutional investors and high-net-worth individuals, offering discretionary portfolio management across equity, fixed-income, and blended mandates. The firm employs a centralized investment approach combining quantitative and qualitative research and utilizes tax-aware strategies and risk management techniques.

Stephen Babin is a Planning Consultant at Fidelity Investments, a role he has held since 2025. He specializes in developing personalized financial strategies aimed at helping individuals and families achieve their financial goals. Prior to this position, he served as a Relationship Manager at Fidelity Investments from 2023 to 2025 and as a Financial Representative from 2022 to 2023. Throughout his career at Fidelity Investments, Stephen has focused on simplifying complex financial decisions and making financial guidance accessible to a wide range of clients. His approach centers on empowering clients to take control of their financial wellbeing, regardless of their starting point. Outside of his professional responsibilities, Stephen enjoys comedy, family activities, fitness, football, gardening, and spending time with pets.

Blaize Kreuger is an Investment Consultant at Fidelity Investments, a role held since 2026. Blaize focuses on collaborating with clients to develop financial plans tailored to their specific needs and goals. Blake's work emphasizes enabling clients to take control of their financial futures through personalized strategies. Blaize has been with Fidelity Investments since 2022, progressing through roles including Financial Representative from 2022 to 2024, Workplace Planning Consultant from 2024 to 2025, and Planning Consultant from 2025 to 2026. This experience has provided Blaize with a broad understanding of financial planning and investment consulting. Outside of their professional responsibilities, Blaize engages in activities such as fitness, social events, golf, reading, traveling, and volunteering.

Quinston Daugherty is a Series 66 designated financial advisor at Wells Fargo Clearing with seven years of industry experience. Prior to joining Wells Fargo in 2023, he worked at MWA Financial Services Inc and held roles including contract consulting and residential property appraisal in Littleton, CO. Outside of financial advising, he has experience as a contract appraiser providing legal descriptions and market data for residential properties. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Brian Zivicky is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2020. Prior to that, he was with JPMorgan Chase Bank NA and JP Morgan Securities Inc for 17 years. Outside of his advisory role, he is a partner in 10110 LLC, a consulting business based in Denver. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through Financial Advisors and specialized estate planning groups.

Donna Hurst is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. Her career includes roles at Wells Fargo Clearing and Wells Fargo Advisors LLC prior to joining J.P. Morgan in 2025. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm integrates institutional advisory operations with brokerage, distribution, and investment management capabilities.

Brian Roskamp is a financial advisor with Ameriprise in Denver, CO, holding Series 65 and Series 63 licenses and seven years of industry experience. His prior roles include positions at TIAA-CREF and the University of Missouri International Trade Center. Ameriprise Financial Services is a large, diversified advisory firm that serves individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning, tax-aware withdrawal strategies, and Social Security claiming options, supported by proprietary research and algorithmic tools.

Christopher Thomas is a financial advisor at Ameriprise with six years of industry experience and holds a Series 66 designation. His work history includes various roles prior to joining Ameriprise in 2020. He is also a co-owner of YGB Operations LLC, a non-investment-related business. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service. The firm emphasizes tax-aware withdrawal strategies and employs a collaborative, non-discretionary approach supported by internal research and third-party analysis.

Max Demby is a financial advisor with LPL Financial in Denver, CO, holding a Series 66 designation and two years of industry experience. His prior work includes six years at Albert Frei and Sons, Inc. and two years at Ernst and Young, LLP. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, with both discretionary and non-discretionary management options supported by research and model portfolios.