Ryan Cantwell is a financial advisor at Morgan Stanley in Sandy, UT, with nine years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley since 2017, following prior roles at BMC Stock and E*TRADE Securities. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques as part of its financial planning process.

Brooke Dewaal is a financial advisor with Fidelity in Salt Lake City, UT, holding Series 63 and Series 65 licenses and possessing 18 years of industry experience. She has worked with various Fidelity entities since 2011, including Fidelity Investments, Fidelity Personal and Workplace Advisors, and Fidelity BROKERAGE SERVICES LLC. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including offering discretionary portfolio management, fund advisory, and model portfolios constructed through a combination of proprietary research, quantitative analysis, and algorithmic methods.

Mathew Morrison is the Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2014. He has been with Fidelity Investments since 2007, progressing through various roles including Financial Consultant, Retirement Representative IV, Retirement Solutions Representative, Investments Solutions Representative, and Financial Representative. Throughout his tenure, Mathew has developed expertise in helping clients create clear financial plans and investment strategies tailored to their goals. He holds insurance licenses in Arkansas and California.

Carlos Prieto is a financial advisor with Fidelity in Salt Lake City, UT, holding Series 63 and Series 66 designations and four years of industry experience. His career includes roles at Fidelity Investments and prior experience in education and construction. He is affiliated with Strategic Advisers LLC, a Fidelity company that provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver systematic, model-based investment solutions.

Judith de Bry is a Wealth Management Planning Consultant at Fidelity Investments, where she supports Wealth Planners in Private Wealth with their clients and clients' families. Her role involves collaborating with clients to create financial and family legacies by addressing their situations, finding appropriate strategies, and identifying areas for improvement in their overall financial plans. She emphasizes forming strong relationships based on trust and integrity. Judith has extensive experience in the financial services industry, having held various positions at Fidelity Investments since 1997, including Regional Planning Consultant Private Wealth, Planning Consultant, Financial Consultant, Investment Management Consultant II, and Planning Consultant for Annuity and Life. She also worked as a Wealth Management Advisor at TIAA and as a Financial Advisor at AXA. Judith holds insurance licenses in Arkansas and California.

Diego Lopez is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at E*TRADE Capital Management and E*Trade Securities. He has also been affiliated with Salt Lake Community College since 2011. Morgan Stanley Wealth Management is an SEC-registered advisor and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets, utilizing structured planning tools and a range of investment programs.

Noah Jorgensen is a financial advisor with Fidelity Investments, holding a Series 66 designation and beginning his career in 2025. Prior to joining Fidelity, he worked in various roles outside the financial industry, including positions at GeoGlows, the Church of Jesus Christ of Latter-day Saints, and Mathnasium of Orem. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios from mutual funds, ETFs, and ETPs.

Kristin Mazza is a financial advisor at Merrill with a Series 66 license and three years of industry experience. She has worked at Merrill since 2022 and was previously employed at Bank of America, N.A. from 2024. Prior to her financial services career, she spent nine years at South Davis Pediatric Dentistry. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Alissa Carlton is a financial advisor at Morgan Stanley with nine years of industry experience. She holds the Series 66 and Series 63 designations and has been with Morgan Stanley since 2015, including a prior role in the Morgan Stanley Services Group. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques as part of its advisory process.

Toni Johanson is a financial advisor at Fidelity with 18 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at Fidelity Brokerage Services LLC since 2007. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction in developing model portfolios, and maintains formal advisory roles to multiple registered investment companies and fund-of-funds.

Michael Hestness is a financial advisor at Primerica Advisors with 12 years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at PFS Investments Inc., Northrop Grumman, and Lockheed Martin. Outside of his advisory role, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm delivers advisory services primarily through model-driven strategies and supports trade execution and custody with third-party providers.

Ray Nishikawa is a financial advisor at LPL Financial with 25 years of industry experience. He holds Series 63 and Series 65 registrations and has been associated with Mountain America Credit Union and LPL Financial since 2011. LPL Financial serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide, offering financial planning, advisory programs, retirement plan consulting, and brokerage services. The firm provides discretionary and non-discretionary management with access to model portfolios and research from various sources.

Kenneth Lopez Joa is a financial advisor with Fidelity Investments in Salt Lake City, UT, holding Series 66 and Series 63 credentials and having two years of industry experience. Prior to joining Fidelity, he worked in various roles including education and campus services, and he is involved in a side business building and selling computers while creating related video content. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios that include mutual funds, ETFs, and ETPs.

Stephan Micklos is a financial advisor with Morgan Stanley in Holladay, UT, holding a Series 66 designation and 27 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Bank of America, and Merrill. Outside of advising, he is a partner in 8 Moose Enterprises, a recreation-focused business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analysis.

Jon Nielsen is a Financial Consultant at Fidelity Investments, where he has been working since 2023. He has more than a decade of experience in the investments industry, having held positions such as Senior Financial Advisor at CUNA Brokerage Services, Inc., Retirement Planner and Retirement Solutions Representative at Fidelity Investments, Investments Consultant at Wells Fargo Advisors, and Private Client Investments Consultant at JP Morgan Chase Wealth Management. Throughout his career, Jon has focused on helping clients pursue their financial goals through thoughtful planning and guidance. He emphasizes building meaningful relationships and serving as a trusted resource at every stage of life. Jon aims to provide personalized guidance by understanding each client's priorities, values, and objectives to align with their long-term vision. Jon holds a California Insurance License. Outside of his professional work, he has interests in art, food, football, hiking, and singing.

Steven Earhart is a financial advisor at Morgan Stanley with two years of industry experience. Prior to joining Morgan Stanley, he worked at University of Utah Health Plans for six years and has additional experience in construction and roofing businesses. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides planning services both directly and through corporate agreements.

Brenton Thorpe is a financial advisor at Wells Fargo Advisors in Cottonwood Heights, UT, holding a Series 66 credential with two years of industry experience. He has been with Wells Fargo Advisors since 2023 and was previously with Wells Fargo from 2021 to 2023. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services using proprietary research and tools, with clients able to implement recommendations through brokerage or advisory programs as they choose.

Anthony Carpio is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. His prior work includes roles at the University of Memphis and Iowa State University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves as an advisor to multiple registered investment companies and utilizes systematic methodologies alongside oversight controls in managing its portfolios.

Carl Hafen is a financial advisor with Ameriprise in North Salt Lake, UT, holding a Series 66 designation and 10 years of industry experience. He has been with Ameriprise and its affiliated entities since 2015. Outside of his advisory role, Hafen has business ownership interests related to succession planning through CX, LLC. Ameriprise serves individuals approaching or in retirement, typically with significant investable assets, offering retirement-income planning through its Premier Retirement Income service. The firm combines research, modeling, and tax-efficiency analysis to provide non-discretionary, tailored recommendations delivered in partnership with financial advisors.

Kyra Domgaard is a financial advisor at Fidelity with Series 63 and Series 66 credentials and four years of industry experience. She has worked at Fidelity Investments since 2021 and previously held roles at Discover Financial Services and Starbucks. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, and manages a range of registered investment companies and fund-of-funds.