Lori Hennesy is a financial advisor with Wells Fargo Clearing in Phoenix, AZ, holding a Series 63 designation and 24 years of industry experience. She has worked with Wells Fargo Advisors LLC since 2009 and Wells Fargo Clearing since 2016. Outside of her advisory role, she serves as power of attorney for her parents and is a 50% owner of Michael Hennesy Pump Services Consulting LLC, a water and wastewater treatment plant consulting business. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research-driven investment strategies with a broad range of financial products and services, supported by over 14,000 financial advisors and substantial assets under management.

Marc Glass is a financial advisor with Wells Fargo Clearing in Peoria, AZ, holding Series 63, 65, and 66 credentials and 33 years of industry experience. He has been with Wells Fargo Clearing Services LLC since 2016. Wells Fargo Clearing provides retirement plan consulting for qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Kirk Johnson is a financial advisor at UBS Financial Services with 47 years of industry experience. He holds Series 63 and Series 65 designations and has been with UBS since 2014. Based in Phoenix, AZ, his career has focused on delivering investment advisory and brokerage services. UBS Financial Services serves individual, corporate, and institutional clients with a range of offerings, including fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor investment plans.

Christopher Kandas is a financial advisor with Ameriprise in Phoenix, AZ, holding Series 63 and Series 65 licenses and possessing 11 years of industry experience. He has been with Ameriprise Financial Services since 2016. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a Premier Retirement Income service that provides tailored retirement planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Jesse Blaise is a financial advisor at Charles Schwab with six years of industry experience and holds a Series 66 designation. His prior roles include positions at Raymond James Financial Services and Wells Fargo Advisors. Charles Schwab serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, providing non-discretionary investment recommendations alongside access to discretionary separately managed accounts and alternative investments.

Michael Riccio is a financial advisor with Charles Schwab & Co., Inc. based in Phoenix, AZ, holding Series 63 and Series 66 designations and bringing 26 years of industry experience. He has been with Charles Schwab since 2008. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment guidance using multi-asset model portfolios and maintains a large-scale, integrated structure that supports extensive client coverage and centralized operations.

Ryan Barton is a financial advisor at Fidelity with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has been with various Fidelity entities since 2015, including Fidelity Personal and Workplace Advisors and Fidelity Investments. Fidelity’s Strategic Advisers LLC, where he is affiliated, provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage funds and model portfolios.

James Edwards is a financial advisor with Charles Schwab based in Phoenix, AZ, holding Series 63 and Series 66 credentials and over 31 years of industry experience. He has been with Charles Schwab since 1997. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset model portfolio approach supported by the Schwab Center for Financial Research.

Dawn Thorpe is a financial advisor at Morgan Stanley with 18 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009 and holds a Series 66 designation. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

Dan Kauffman is a financial advisor at Merrill with Series 63 and Series 65 licenses and 26 years of industry experience. He has been with Merrill Lynch, Pierce, Fenner & Smith Inc. since 2001. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Bethel is a CFP®-designated financial advisor with Edward Jones in Glendale, AZ, where he has worked since 1994, bringing 31 years of industry experience. In addition to his advisory role, he is a writer who creates and sells screenplays and novels. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of advisory programs and investment solutions supported by a large national network of advisors and branch offices.

Maxwell Drexler is a financial advisor with Wells Fargo Clearing in Phoenix, AZ, holding a Series 66 designation and six years of industry experience. His prior roles include positions at CorePath Wealth Partners, Morgan Stanley, Charles Schwab, and Grand Canyon University. Outside of his advisory work, he serves as a goalkeeper coach for Brophy Men's Soccer. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering investment advice grounded in modern portfolio theory and tailored to plan objectives. The firm includes a broad range of financial products in its investment menus and acts as an ERISA fiduciary when providing investment advice.

Zachary Kock is a financial advisor at Cetera with less than one year of industry experience. He holds a Series 66 designation and has worked at multiple entities within the Cetera network since 2025. Outside of his advisory role, he is involved as a valet attendant and serves as the director of club development for the Grand Canyon University Financial Planning Club, where he helps plan events to connect students with career resources. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm operates a multi-manager platform offering a range of portfolio management, financial planning, and consulting services through a nationwide network of independent advisors.

Tracie Wendt is a financial advisor with Merrill, holding a Series 66 designation and 10 years of industry experience. She has been with Merrill since 1997. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Cooper Langston is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and five years of industry experience. He has worked at Cetera Wealth Services, Renaissance Financial, and Minnesota Life Insurance Company. Outside of finance, he assists with events and art installations for his family’s Grace Renee Gallery. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a range of portfolio management, financial planning, and advisory services through a large network of independent advisors and multiple program structures.

Darren Monroe is a financial advisor at OSAIC with 26 years of industry experience. He holds Series 63 and Series 66 designations. His prior experience includes roles at Securities America Advisors and MidFirst Bank. He is also involved in life insurance sales as a business activity. OSAIC serves a diverse clientele, including retail, high-net-worth, institutional, and charitable investors, through a large network of affiliated advisers. The firm uses a variety of asset-allocation tools and offers integrated brokerage and advisory services across multiple platforms.

Angelo Mc Cartney is a financial advisor at Charles Schwab with 12 years of industry experience. He holds a Series 66 designation and has worked with Charles Schwab and affiliate banks since 2019, following eight years at Bank of America and Merrill. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by centralized supervisory and custody arrangements.

Thomas Mertensmeyer is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and 37 years of industry experience. His career includes roles at Cetera Wealth Services, LLC since 2013 and Senior Financial Benefits from 2024 to 2026. Outside of advisory work, he serves as president of a homeowners association and works as a real estate agent, in addition to assisting older clients in finding affordable independent or assisted living facilities. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers diverse portfolio management and retirement services, with multiple program structures and access to third-party managers across discretionary and non-discretionary platforms.

Joyce Smith is a financial advisor at Wells Fargo Clearing with 29 years of industry experience. She holds a Series 63 designation and has worked at Wells Fargo Clearing since 2016, following a one-year tenure at Wells Fargo Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment services. The firm’s advisory process is IPS-driven, incorporates modern portfolio theory, and includes a broad range of financial products such as insurance-related vehicles and bank deposit sweep options.

Randy Morgan is a financial advisor at Fidelity with eight years of industry experience. He has held positions at The Vanguard Group and Morgan Stanley prior to joining Fidelity. His credentials include the Series 63 and Series 66 licenses. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios and serves as an advisor to multiple registered investment companies.