Joshua Perri is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. He has held positions at Jpmorgan Chase Bank, N.A. and J.P. Morgan Securities since 2012. He holds Series 63 and Series 66 securities licenses. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory process combines quantitative and qualitative research to deliver written asset allocation advice, investment manager searches, and customized performance reporting, with clients retaining final decision-making authority.

Jonathan Isaac is a financial advisor at Osaic with 27 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Sagepoint Financial, Inc. for 14 years and Independent Capital Management for over two decades. Outside of advising, Isaac is involved in mortgage origination and serves as a certified estate planner, referring clients for estate planning services. OSAIC Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services with a model-based investment approach that includes asset allocation and portfolio optimization supported by various tools and multiple program options.

Linda Hunt is a financial advisor at Morgan Stanley in San Diego, CA, holding a Series 66 designation with nine years of industry experience. She has been with Morgan Stanley since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and models.

Kristin Dornbusch is a Series 66-licensed financial advisor with Merrill in San Diego, CA, with 18 years of industry experience. She has been with Merrill since 2009 and previously worked at Banc of America Investment Services, Inc. in 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies tailored for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Patricia Bribiesca is a financial advisor at UBS Financial Services with 26 years of industry experience. She holds a Series 66 designation and has previously worked at Wells Fargo Clearing and Prudential Equity Group, LLC. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, utilizing proprietary research and model-based asset allocations to tailor investment strategies.

Patricia Fleming is a CFP®-designated financial advisor with 37 years of industry experience, currently affiliated with LPL Financial in San Diego, CA. Her prior roles include positions at Waddell & Reed, various insurance carriers, and leadership at Lumena Financial Strategies, Inc. She also served on the Women In Blue Executive Cabinet from 2019 to 2021. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management services, combining advisory platforms with extensive non-advisory financial activities.

Jeffrey Naiman is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with LPL Financial since 2004. Outside of advisory work, he is involved in non-variable insurance activities, including a role at Treble Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services, including financial planning, model portfolio programs, and institutional platforms, supported by research-based investment strategies and technology tools.

Richard Whalen is a financial advisor at UBS Financial Services with 42 years of industry experience. He has been with UBS since 2008 and holds Series 63 and Series 65 licenses. Whalen has also served on a committee overseeing foundation assets for the Scottsdale Boys & Girls Clubs Foundation. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including portfolio management and financial planning. The firm combines institutional trading capabilities with wealth management services and offers access to proprietary research and capital markets solutions.

Dan Atkin is a financial advisor at Fidelity with one year of industry experience. He holds the Series 66 designation and previously worked in various roles including six years at Sunstate Equipment Co. and positions at Mona Lisa Italian Foods and San Diego State University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, multi-manager structures, and regulatory registrations that support its advisory role across multiple registered investment companies.

Fany Hirales is a CFP® professional with 16 years of experience in the financial services industry. She has worked at Osaic since 2023 and previously spent 13 years at SagePoint Financial and Independent Capital Management. Hirales is the owner of Hirales Wealth Solutions, an LLC through which she performs administrative duties. Osaic Wealth serves a broad mix of retail and institutional clients, offering brokerage and advisory services across a range of programs including financial planning, advisor-managed portfolios, and retirement plan consulting. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization, supported by various tools and a complex affiliate network.

Allyson Flournoy Wooten is a financial advisor at LPL Financial with four years of industry experience. She holds a Series 66 designation and previously worked at Chatmeter and The Active Network. Based in San Diego, CA, she operates under the business name Flournot Wealth Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by advanced research tools and a large network of over 22,800 advisors.

Morgan Ryan is a Wealth Management Planning Consultant at Fidelity Investments. In this role, Morgan partners with clients to develop and implement comprehensive wealth strategies focused on growth, preservation, and transfer of wealth, guided by clients' values and priorities. Morgan has been with Fidelity Investments since 2015, initially serving as a Relationship Manager before transitioning to the current consultant role in 2017. Morgan holds a California Insurance License, supporting the ability to provide informed financial planning and advice.

Loc Vo is a financial advisor with Merrill in San Diego, CA, holding a Series 66 designation and three years of industry experience. His prior roles include positions at Bank of America, Vinfast, SagePoint Financial, Independent Capital Management, and HSBC. Outside of advisory work, he is a co-owner of family-run rental property investments. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Martha Berumen is a financial advisor with Morgan Stanley in San Diego, CA, holding Series 63, 65, and 66 licenses and with 17 years of industry experience. She has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and offers a wide range of retail and institutional investment products.

Jose Lopez is a financial advisor at Morgan Stanley with six years of industry experience. His career includes positions at Wells Fargo Bank NA and Wells Fargo Clearing Services LLC before joining Morgan Stanley Smith Barney LLC in 2022. Lopez holds Series 63 and Series 66 licenses and is based in San Diego, CA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning using firm-approved tools and models, and manages approximately $2.74 trillion in client assets.

Evan Thomas is a financial advisor at OSAIC with a Series 66 designation and one year of industry experience. His prior work includes roles at several technology companies, such as Netomi, SiteLock, and Zingle. OSAIC Wealth serves a wide range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, managed portfolios, and retirement plan consulting. The firm utilizes a model-based investment process with various portfolio management options and is noted for its scale and complex affiliate network.

Braden Botkin is a CFP® and CFA® with 18 years of industry experience. He has worked at LPL Financial since 2019 and previously spent 11 years with Madison Avenue Securities, Inc. He operates a business under the name Botkin Investment Services in San Diego, CA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Usman Ahmed is a financial advisor at J.P. Morgan Securities in San Diego, CA, holding Series 63 and Series 66 registrations with 17 years of industry experience. He has been with J.P. Morgan Securities and J.P. Morgan Chase Bank since 2012 and previously worked at DoorDash from 2016 to 2018. J.P. Morgan Securities provides institutional consulting services focused on written asset allocation advice, investment manager searches, and customized performance reporting for plan sponsors, corporations, and endowments. The firm’s advisory process combines quantitative and qualitative research and incorporates an ESG eligibility framework, with implementation support from affiliated investment entities.

David Bretz is a CFP® professional with 27 years of industry experience, currently affiliated with Cetera. He has worked at Cetera and its related entities since 2013 and is owner and president of Everstead Financial Group, a financial services firm. Bretz also serves as president of Bretz Financial Group, which focuses on tax and expense management, and holds a role as an insurance agent for fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a diverse client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, managing over $256 billion in assets through a network of more than 10,000 advisors.

Jason Lyons is Vice President and Branch Leader at Fidelity Investments, a position he has held since 2023. In this role, he focuses on understanding client needs through planning and helping wealth management teams create customized strategies. His objective is to help clients gain confidence in their financial plans to support their life goals. Prior to joining Fidelity Investments, Jason served as Branch Manager at E*TRADE from Morgan Stanley from 2009 to 2023. He holds a California Insurance License. Outside of his professional work, Jason has interests in biking, fitness, gardening, parenthood, pets, and surfing.