Irina Shuvaeva is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. She holds Series 63 and Series 66 designations and has been with Wells Fargo in various capacities since 2009. Outside of her advisory work, she also provides caregiving services and is a commissioned notary in California. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by comprehensive research and analytics.

Zi Chen Liu is a financial advisor at Morgan Stanley with four years of industry experience. He holds a Series 66 designation and has previously worked at Charles Schwab & Co., Inc., Charles Schwab Bank, SSB, and Katten Muchin Rosenman LLP. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning approach involves structured discovery conversations and utilizes firm-approved tools to model outcomes, while clients are responsible for plan implementation and updates.

Chuzhe Song is a Wealth Management Advisor affiliated with Merrill Lynch Wealth Management. He works with clients to develop personalized financial strategies that align with their long-term goals, leveraging Merrill’s investment insights along with the banking and lending services of Bank of America. Chuzhe holds a Bachelor of Science in Business Administration with a focus in finance from the University of Washington and an MBA from the University of Southern California. He has prior experience with UBS AG in New York and joined The Virnoche Group in 2012. Chuzhe holds the Certified Financial Planner (CFP) designation and is a Personal Investment Advisor (PIA). He is committed to participating in community volunteer activities consistent with Merrill’s tradition of service.

Dina Hall is a financial advisor at UBS Financial Services with 39 years of industry experience, all of which has been with UBS since 1987. She holds a Series 63 designation. Outside of her advisory role, she serves as a co-trustee for a family trust involved in settling an estate. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Jasmine Yang is a financial advisor with Morgan Stanley in Palo Alto, CA, holding a Series 66 designation and 25 years of industry experience. She has worked at Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2009. Outside of her advisory role, she is a sole proprietor involved in property management. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering advisory programs and tailored financial planning to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools as part of its advisory services.

Alina Mihai is a financial advisor at J.P. Morgan Securities with five years of industry experience. She holds the Series 63 and Series 66 designations and is based in Fremont, CA. Her career includes multiple roles within J.P. Morgan Securities and JPMorgan Chase Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s process utilizes centralized due diligence combining quantitative and qualitative research, and it offers a range of derivative and commodities capabilities through its regulatory registrations and affiliates.

Christopher Do is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 27 years of industry experience. He previously worked at UBS Financial Services Inc for nine years before joining Wells Fargo Clearing in 2018. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

William Thaddius La Rue is a financial advisor at Edelman Financial Engines with 15 years of industry experience. He holds the Series 65 and Series 63 designations and previously worked at Fisher Investments and TIAA. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients, combining committee-driven modeling with planner delivery and online tools. The firm manages a large client base with diversified model portfolios and offers a range of investment products including direct-indexing SMAs and thematic portfolios.

Pervin Ozer is a financial advisor at Morgan Stanley in San Mateo, CA, holding Series 65 and Series 63 designations with one year of industry experience. Prior to joining Morgan Stanley, Ozer worked at Wells Fargo Clearing and Wells Fargo Bank, NA, and has experience outside finance including roles at Starbucks and Universidade Estadual de Goias. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and strategies such as the Global Investment Committee’s Secular Return Estimates and Monte Carlo simulations.

Riley Tolles is a financial advisor at Morgan Stanley in Palo Alto, CA, holding a Series 66 credential with two years of industry experience. Prior to joining Morgan Stanley, Tolles worked at Ernst and Young and has experience in business development through ownership of Secia Art, an art and culture venture based in San Francisco. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning supported by structured discovery processes and firm-approved tools.

Julian Lardizabal is a financial advisor at Morgan Stanley with Series 63 and Series 65 designations. He has held roles at several firms and organizations since 2016, including MAI Capital Management, Robertson Stephens, and Reef Technology. His background also includes positions outside of finance, such as teaching at San Francisco State University and involvement with Legends Baseball Camps. Morgan Stanley Wealth Management serves both individual and institutional clients, providing tailored financial planning and a variety of advisory programs. The firm manages approximately $2.74 trillion in client assets and offers planning that incorporates firm-approved tools and market outlook models.

Husnia Lutfi is a financial advisor with Wells Fargo Clearing in Palo Alto, CA, holding Series 65 and Series 63 licenses. She has five years of industry experience, including prior roles at TD Ameritrade, Charles Schwab, Bank of America, Merrill, and Wells Fargo Bank. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm offers both brokerage and advisory solutions, managing approximately $671 billion in assets through a large network of financial advisors.

David Brown is a financial advisor with Primerica Advisors in Fremont, CA, holding Series 65 and Series 63 licenses and five years of industry experience. He has been affiliated with Primerica Financial Services since 1995 and has worked with the East Side Union High School District for over ten years. Outside of advising, Brown is the author of the book "It's Natural to be Gay" and serves as the founder and pastor of One Way Bible Fellowship. Primerica Advisors sponsors a wrap-fee asset management program that primarily serves individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm uses model-delivery strategies managed by unaffiliated asset managers and offers discretionary separately managed account options, with oversight from BNY Mellon Advisors and custodial support from Pershing.

Scott Belshaw is a financial advisor with LPL Financial in Fremont, CA, holding a Series 66 credential and 14 years of industry experience. His prior roles include positions at Morgan Stanley, Bank of America, Merrill, and Fremont Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies supported by operational tools for research and client management.

Salah Saleh is a Financial Advisor with Merrill Lynch Wealth Management. He works with clients to develop personalized financial strategies tailored to their unique goals, providing access to investment insights from Merrill and banking and lending solutions through Bank of America. His client focus areas include family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, and small business strategies. Salah holds a Bachelor's Degree from the University of Michigan System and holds the Personal Investment Advisor (PIA) designation. He communicates in both English and Arabic. Salah emphasizes clear and concise financial advice, helping clients understand their options and make informed decisions. He follows a holistic, human-centered approach to wealth management and values supporting and connecting the local community. Outside of his professional work, Salah spends time volunteering with community organizations. His personal interests include basketball, camping, chess, football, golfing, music, reading, traveling, and spending time with his family.

Anushree Dave is a Senior Financial Advisor at Merrill Lynch Wealth Management. She has over 15 years of experience in the financial services industry, specializing in helping clients pursue their short- and long-term financial objectives. Anushree focuses on providing and managing customized financial strategies for individuals, families, and businesses. Her areas of expertise include college education planning, executive compensation, equity compensation services, family wealth management strategies, legacy planning, LGBT wealth planning, personal retirement planning, women and wealth, individual and corporate investment strategies, and tax minimization. Anushree holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). She earned a Master of Marketing Management from Jamnalal Bajaj Institute of Management Studies. Anushree is fluent in English, Gujarati, Hindi, and Marathi. Outside of work, she enjoys hiking, painting, reading, and traveling with family and friends.

Luisa Martinez is a Financial Consultant currently working at Fidelity Investments since 2020. She has experience in wealth management and equities trading, having previously served as a Portfolio Wealth Manager at Abendstern Wealth Management from 2015 to 2020 and as a Representative and Equities Trader at Golden Beneficial Securities from 2008 to 2010. Luisa holds a California Insurance License. In her role, she partners with clients to identify personal financial goals and develop comprehensive plans to meet ongoing needs. She aims to foster trusting and collaborative relationships where clients can openly share their challenges and aspirations. Outside of her professional work, Luisa enjoys camping, cooking and baking, visiting museums, outdoor adventures, playing soccer, and traveling.

Susan Tzu Ling Chen is a financial advisor at Charles Schwab with 26 years of industry experience. She holds Series 63 and Series 66 designations. Her prior experience includes roles at TD Ameritrade Investment Management, LLC and TD Ameritrade, Inc. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, delivering multi-asset model portfolios supported by in-house research and alternative investment due diligence.

Seth Tom is a financial advisor at Fidelity with two years of industry experience. He holds the Series 66 designation and has worked at Fidelity Investments since 2024. Outside of his advisory role, Seth serves as the head coach for the Tonga Weightlifting Federation, coaching an athlete and attending competitions. Fidelity’s affiliated Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios comprised of mutual funds, ETFs, and ETPs.

Robert Leland is a financial advisor at LPL Financial with 22 years of industry experience. He holds a Series 66 designation and previously worked at Ameriprise Financial Services, Inc. for 19 years. Outside of his advisory role, he is involved in fixed insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, utilizing both proprietary and third-party strategies.