Kingman Lowe is a financial advisor with Morgan Stanley in Pleasanton, CA, holding Series 63 and Series 65 licenses and possessing 27 years of industry experience. He has been with Morgan Stanley since 2009 and also works with Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he serves as Secretary with the WA Sung Service Club and is a partner on the advisory board of the Aptos III Group. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm utilizes structured planning tools and a comprehensive approach involving the Global Investment Committee’s Secular Return Estimates and Monte Carlo simulations.

Lovely Agnihotri is a financial advisor at Wells Fargo Clearing with 10 years of industry experience. She holds Series 66 and Series 63 credentials and has worked at firms including HSBC Securities and Cathay Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, offering investment advisory services, financial planning, and retirement plan consulting through a large-scale operation with over 14,000 advisors and $671 billion in assets under management.

Nicholas Economos is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has over 20 years of experience providing financial advice and portfolio management services to high net-worth individuals, businesses, endowments, and foundations. Nick manages his own personalized and defined investment strategies on a discretionary basis, which may include individual stocks and bonds, Merrill Lynch model portfolios, and third-party investment strategies. He focuses on areas such as divorce transition planning, family wealth management strategies, personal retirement planning, individual and corporate investment strategy, tax minimization, and serving women and wealth. Nick graduated cum laude from California Polytechnic State University with a bachelor's degree in Business, concentrating in Finance, while playing varsity soccer. He holds multiple professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He has been named to Forbes' "Best-in-State Wealth Advisors" list annually from 2018 through 2024. His team has been trained by the Ritz Carlton leadership group to provide attentive and high-quality client service. Outside of his professional work, Nick is a four-time Ironman triathlete and enjoys basketball, biking, golfing, running, soccer, and swimming. He lives in Alamo, California with his wife Melissa and their three children. He is involved with organizations such as Compassion International, New Life Church, Build a Bike, Invest in Hope (Helping our Patriots everywhere), and Monte Vista High School.

Ali Kazemi is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 38 years of industry experience. He previously worked at Avantax Investment Services, LPL Financial, Sagepoint Financial, Wells Fargo Advisors, and Banc of America Investment Services. Outside of his advisory role, he is the owner of Sentinel Financial Group and works as an associate with In-Home Supportive Services, providing personal care to eligible individuals. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a variety of investment program options and access to third-party money managers.

Min Deng is a CFP® professional with 20 years of industry experience, currently serving as a financial advisor at Charles Schwab in San Ramon, CA. Prior to his current tenure at Charles Schwab, which began in 2013, he worked at MSI Financial Services, Inc. from 2007 to 2013. Outside of his advisory work, he is connected to a retail business partnership involving the application for an Offsale Beer and Wine Retail license in California. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals, offering a combination of brokerage, advisory, custody, and cash-sweep services through integrated wrap fee programs and affiliated managed-account and financial planning services.

Ryan Leonard is a financial advisor at J.P. Morgan Securities in Oakland, CA, holding Series 66 and Series 63 licenses with three years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A. in 2023, he worked in the automotive sales industry, including positions at Ocean Honda of Burlingame and Mercedes Benz of San Francisco. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The program emphasizes non-discretionary advice supported by centralized due diligence that includes quantitative and qualitative research and incorporates an ESG eligibility framework.

Katalina Stimpfig is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Prior to joining Merrill in 2023, she worked in education at several institutions including Las Positas College and Venture High School. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Allan Abrams is a financial advisor at LPL Financial with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Cetera Advisor Networks, Reliastar, VOYA Financial Advisors, and operated Abrams Insurance & Investments for 35 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Jonathan Lew is a financial advisor with Morgan Stanley in Oakland, CA, holding a Series 66 license and seven years of industry experience. Before joining Morgan Stanley in 2019, he worked at Pacific Gas & Electric for three years. Outside of his advisory role, he is involved in managing a rental property. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning. The firm uses structured planning tools and proprietary investment models, managing approximately $2.74 trillion in client assets.

Wing Sze Wincy Yung is a financial advisor at UBS Financial Services with eight years of industry experience. She holds the Series 66 designation and has worked at UBS entities since 2005, including UBS Financial Services Inc. since 2017. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor client plans.

Matthew Guillaume is a financial advisor with Wells Fargo Advisors in Orinda, CA. He holds a Series 66 designation and has been in the industry since 2023, with prior experience at JPMorgan Chase & Co and First Republic Bank. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients through a broad range of specialized planning options. The firm integrates advisory services with various financial products and offers recommendations supported by proprietary research and planning tools.

Yudith Macedo Jimenez is a financial advisor at J.P. Morgan Securities with three years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at institutions including JPMorgan Chase Bank, Quontic Bank, Better Mortgage, and Chase Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screening and qualitative research, incorporating forward-looking capital market assumptions and ESG considerations.

Susan Harding is a Series 66-licensed financial advisor with Morgan Stanley in Oakland, CA, bringing 18 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, offering comprehensive financial planning and advisory programs supported by firm-approved tools and research.

Htet Htet Aung is a financial advisor with Fidelity Investments, holding a Series 66 designation and two years of industry experience. Prior to joining Fidelity, Htet worked at Charles Schwab and JPMorgan Chase. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary and non-discretionary portfolio management and fund advisory services. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, supporting its advisory role to multiple registered investment companies and delivering model portfolios to intermediary platforms.

Natalie Leininger is a CFP® professional with 40 years of experience in the financial services industry. She currently works at OSAIC and has previously held positions at Securities America Advisors, National Planning Corporation, and Sterling Financial Services. Outside of her advisory role, she owns Leininger Divorce Planning Services, which specializes in divorce financial planning. OSAIC serves a diverse client base, including retail and institutional investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services with an investment process focused on model-based asset allocation, portfolio optimization, and multiple program options including Unified Managed Accounts and third-party money manager programs.

Ken Ngo is a CFP® professional affiliated with Edelman Financial Engines, with nine years of industry experience. His career includes roles at Wells Fargo Clearing, Charles Schwab Bank, JPMorgan Chase Bank, and Fidelity Brokerage Services. He is based in Danville, CA. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm employs a committee-driven modeling process combined with planner delivery and online tools, managing diversified portfolios with a long-term focus and offering both discretionary and non-discretionary advice.

Nancy Robertson is a financial advisor with Cambridge Investment Research Advisors and holds the Series 63 and Series 65 licenses. She has 33 years of industry experience and has been with Cambridge Investment Research Advisors and Cambridge Investment Research since 2016. Prior to that, she was associated briefly with Protected Investors of America. Cambridge Investment Research Advisors, Inc. serves a broad mix of individual and institutional clients, including pension and charitable organizations, providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages a multi-billion dollar asset base and supports both discretionary and non-discretionary management through multiple platforms and proprietary model strategies.

Jay Gilson is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds a Series 66 designation and has 11 years of industry experience. Prior to joining Raymond James, he worked at Summit Financial Group and Securian Financial Services. Outside of advising, Gilson operates Gilson Consulting, providing accounting and tax consulting services to a long-term client. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm delivers non-discretionary, tailored planning and consulting using analytical tools and supports municipal and public finance work through a unique affiliate arrangement.

Jonathan Lee is a CFP® and ChFC® with 21 years of industry experience. He is currently with OSAIC and previously worked for Lincoln Financial Advisors Corporation and Osaic FA, Inc. He is based in San Ramon, CA. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach uses model-based asset allocation and portfolio optimization with a range of customizable strategies and third-party manager options.

Christopher Chequer is a financial advisor at Morgan Stanley in Oakland, CA, with eight years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley since 2018, including a role at Morgan Stanley Private Bank, N.A. prior to that. His earlier career includes positions at Edward Jones and Blast 825 Taproom. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analysis.