Andres Dela Torre is a Series 66 licensed financial advisor at LPL Financial with three years of industry experience. His prior work history includes roles at Bank of America, Merrill, and Wells Fargo Clearing. Outside of advisory work, he is involved in operating a for-profit business, La Michoacana, in Concord, CA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset management, supported by extensive operational tools and oversight of significant assets under management.

Tuan Tang is a financial advisor at Merrill with a Series 66 designation. He has one year of industry experience and previously worked as an independent powerlifting coach. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, and charitable organizations.

Maria Smith is a Certified Financial Planner (CFP®) with 25 years of industry experience, currently serving at J.P. Morgan Securities in Dublin, CA. She has worked with JPMorgan Chase Bank, N.A. and affiliated entities since 2006. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their advisory approach includes non-discretionary written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a focus on eligible investment strategies.

Mandana Hohn is a Senior Financial Advisor with Merrill Lynch Wealth Management. She works closely with clients to develop personalized wealth management strategies tailored to their unique financial goals and risk tolerance. Mandana leverages the resources of Merrill and Bank of America to provide investment insights, banking convenience, and lending solutions. Her client focus areas include college education planning, corporate executive services, divorce transition planning, employee benefits planning, family wealth management, retirement planning, portfolio management, and socially responsible investing, among others. With more than four decades of combined industry experience through the Hohn Group, Mandana provides customized and objective financial guidance to technology executives, high net-worth individuals, and small business owners across multiple states. The Hohn Group emphasizes long-term, individualized relationships and a holistic approach to wealth management, including retirement planning, concentrated stock strategies, education and estate planning, and lending services. Mandana holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She earned her High School Diploma/GED from Chabot College and communicates in both Persian and English. Outside of her professional role, Mandana is involved in community volunteer activities and enjoys personal interests such as biking, boating, camping, fishing, hiking, reading, spending time with family, traveling, watching movies, and woodworking.

Luiz Boscardin is a financial advisor at Osaic with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Osaic since 2018, previously spending a decade with Signator Investors Inc and brief periods at FSC Securities Corporation and Signator Investors, Inc. Outside of advising, he is the CEO and broker of Pacific Financial Partner Insurance Agency, which offers life, health, and property and casualty insurance products. Osaic Wealth serves a broad client base, including individual investors, retirement plans, charities, and corporations. The firm’s investment approach utilizes model-based asset allocation and portfolio optimization, offering a range of advisory and brokerage services through a multi-advisor platform.

Keihan Lamar is a financial advisor at Wells Fargo Clearing with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo Clearing since 2016, having also worked at Wells Fargo Bank since 2014. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics.

Kristin Sullivan is a financial advisor with Raymond James Financial, holding a Series 63 designation and 29 years of industry experience. She previously worked at Charles Schwab and Charles Schwab Bank from 1995 to 2024. Sullivan is also an independent contractor with Summit Financial Group, where she works directly with clients on wealth management. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, institutions, and charitable organizations, utilizing advanced analytical tools and offering specialized programs such as municipal and SIMPLE IRA advisory services.

Puiwah Yu is a financial advisor at Wells Fargo Clearing with 15 years of industry experience. She holds the Series 66 designation and has been with Wells Fargo since 2016, following a prior role at LPL Financial in 2011. Outside of her advisory work, she serves as officer manager for Appaloosa Glory, LLC, a supplier of cleaning solution products. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions.

Loc Ngo is a financial advisor at Merrill with six years of industry experience. He holds the Series 66 designation and has worked at Bank of America, N.A. from 2016 to the present. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Nwelin Wong is a financial advisor at Charles Schwab with nine years of industry experience. He holds Series 63 and Series 66 designations and has been with Charles Schwab and Charles Schwab Bank since 2016. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a formal alternative investment program.

Theodore Tellefsen is a financial advisor at J.P. Morgan Securities with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at J.P. Morgan Chase Bank and J.P. Morgan Securities since 2019. Prior to that, he was employed at Lincoln Financial Advisors Corporation from 2014 to 2018. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process is supported by centralized due diligence and incorporates both quantitative and qualitative research.

Parminder Banga is a financial advisor at Merrill with a Series 66 credential and three years of industry experience. He has worked at Merrill since 2016 and has also been associated with Bank of America, N.A. outside of Merrill. Banga and his wife hold a license with Amway Corporation for a small direct distribution business, primarily operated by his wife. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Charles Zheng is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 18 years of industry experience. His career includes positions at J.P. Morgan Securities, Chase Investment Services, Morgan Stanley, and Wells Fargo Investments. Outside of finance, he owns and operates Lighthouse World Collectibles LLC, a business focused on buying and selling sports collectibles. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Moreen Latchman is a financial advisor at Wells Fargo Clearing with 20 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at J.P. Morgan Securities for 12 years before joining Wells Fargo Clearing in 2024. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broad range of investment options including insurance-related vehicles and bank deposit sweep programs.

Craig Meier is a financial advisor with Wells Fargo Clearing in San Leandro, CA, holding Series 63 and Series 65 licenses and 33 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Thomas Strohl Jr. is a CFP® professional with 28 years of industry experience, currently serving as an advisor at Osaic since 2025. Prior to joining Osaic, he spent 27 years with Lincoln Financial Advisors Corporation. He is also an insurance agent offering disability, long-term care, and life insurance products. Osaic Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients through a multi-advisor platform. The firm offers a range of brokerage and advisory services with an investment process that emphasizes model-based asset allocation, portfolio optimization, and access to third-party managers and proprietary investment models.

Ami Ibarra is a financial advisor at J.P. Morgan Securities with 19 years of industry experience. She holds the Series 63 and Series 66 designations and has been with J.P. Morgan Securities since 2012. Outside of her advisory role, she is involved in real estate through ownership in Raven Capital LLC and works as a contractor for RentSmallSmall, focusing on renting to young professionals in Africa. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program that emphasizes asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative and qualitative due diligence in its recommendations, which may include ESG criteria and utilize affiliated entities for implementation and portfolio services.

Aaron Gabriel is a CFP® professional with 37 years of experience in the financial industry, currently affiliated with Raymond James Financial. He has been associated with Raymond James Financial Services Advisors Inc. and The Gabriel Group since 2014. Outside of his advisory work, he is also a singer, songwriter, and recording artist involved with Rocky Michaels Music. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm provides tailored, non-discretionary consulting using analytical tools and supports its clients through advisory programs and institutional consulting across a large advisor network.

Edward Rusnak is a financial advisor with OSAIC, holding a Series 66 designation and 21 years of industry experience. He previously worked for Lincoln Financial Advisors for 20 years. Rusnak also conducts personal financial educational seminars for employees of local employers as part of their employee assistance programs. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm employs a model-based investment process with access to various portfolio management strategies and third-party money managers.

Erik Swoope is a financial advisor at Raymond James Financial with two years of industry experience. He holds the Series 66 designation and previously worked at Morgan Stanley and its Private Bank division. Outside of his advisory work, he coaches middle school to college-aged students in football and basketball and co-owns a hair salon in San Ramon, California. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm utilizes tailored, non-discretionary planning supported by analytical tools and emphasizes a broad range of advisory programs and institutional consulting services.