Eric Hansen is a CFP® with 18 years of industry experience, currently serving as a financial advisor at OSAIC since 2024. His prior experience includes roles at Securities America Advisors, Inc., KMS Financial Services, Inc., and National Planning Corporation. Hansen also operates Hansen Wealth Management, an advisory business based in San Jose, CA. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services with an investment approach centered on model-based asset allocation, portfolio optimization, and access to third-party managers and proprietary models.

Serkan Uygur is a financial advisor at Wells Fargo Clearing with 15 years of industry experience. He holds Series 63 and Series 65 designations. His prior experience includes roles at JPMorgan Chase Bank, JPMorgan Securities, and E*TRADE Capital Management. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and applying diversification principles and modern portfolio theory.

Nicholas Thornhill II is a Financial Advisor with Merrill Lynch Wealth Management. He specializes in assisting individuals, families, and business owners in achieving their financial objectives through tailored wealth management strategies. He focuses on areas including executive compensation, equity compensation services, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, and tax minimization. Nicholas works closely with clients to understand their priorities and develop customized approaches for investment management, retirement readiness, risk management, and wealth transfer. He holds a Master of Business Administration (MBA) from the University of North Carolina System and carries the Personal Investment Advisor (PIA) designation. He communicates in both English and Spanish. Outside of his professional role, Nicholas is involved with King's Charity Inc. He enjoys boating, cooking, fishing, golfing, pickleball, scuba diving, skiing, surfing, traveling, and spending time with his family.

Kai Wen Tan is a financial advisor with Morgan Stanley in San Jose, CA, holding a Series 66 designation and bringing 12 years of industry experience. He has been with Morgan Stanley since 2014 and has worked with Morgan Stanley Private Bank, National Association since 2017. Outside of his advisory role, Tan is the managing member of Blue Iron Ventures, LLC, an education and recreation business. Morgan Stanley Wealth Management is a large, SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and a wide range of advisory programs, managing approximately $2.74 trillion in client assets.

Cathleen Petersen is a financial advisor with OSAIC holding a Series 63 designation and 45 years of industry experience. She previously worked at Securities America Advisors, Inc. and Foothill Securities, Inc., and has operated her own tax preparation and planning business since 1984. OSAIC Wealth serves a diverse range of retail and institutional clients, offering brokerage and advisory services through a multi-advisor platform that includes comprehensive financial planning, managed portfolios, and retirement plan consulting. The firm employs a model-based investment process with multiple program options and maintains complex affiliations and private-equity ownership.

Laura Jarrell is a financial advisor at Morgan Stanley with 13 years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2012. Outside of finance, she owns and manages a franchise hair salon through her company Redpoint Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and market modeling.

Morena Palacios is a financial advisor at Wells Fargo Advisors with 24 years of industry experience. She holds the Series 66 designation and has worked at Wells Fargo Clearing from 2016 to 2025 before joining Wells Fargo Advisors in 2025. Based in San Jose, CA, she provides financial advisory services through a large institutional firm. Wells Fargo Advisors Financial Network is a broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and investment solutions, utilizing proprietary research and planning tools to develop tailored recommendations for clients.

Ian Sorenson is a Series 66 licensed financial advisor with two years of industry experience, currently with Thrivent Investment Management. His prior work includes roles at Thrivent Financial and positions related to education and local government. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive written financial plans without portfolio management, and allows clients to combine planning with managed-account programs under a consolidated billing option.

Dennis Laughlin is a CFP® professional with 19 years of industry experience, all of which has been with Edward Jones since 2007. He holds the Series 66 designation and is based in San Jose, CA. Outside of his advisory role, he manages a residential rental property in Indialantic, Florida. Edward Jones is a wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Fernanda Graziela Hardy is a financial advisor at Fidelity with Series 63 and Series 66 credentials and two years of industry experience. Her prior roles include positions at Quest Flex Consulting, Primerica Financial Services, and Metro by T-Mobile. Outside of advising, she is involved in creating social media content and websites, writing and publishing children’s books in partnership with friends, and providing occasional pet and child care. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, employing a process that combines proprietary research, quantitative analysis, and algorithmic portfolio construction across a range of mutual funds, ETFs, and ETPs.

Ricardo Paguaga is a financial advisor at Charles Schwab with eight years of industry experience. He holds Series 63 and Series 66 designations. His work history includes roles at Charles Schwab & Co., Inc., Charles Schwab Bank, Clemson University, and The Gordran Group. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment services with a multi-asset model portfolio approach and centralized operational support.

Benjamin Sowards is an advisor with LPL Financial based in Campbell, CA, with one year of industry experience. He has been co-owner of the Sowards Law Firm since 2009. Outside of financial advising, he is involved in legal marketing and management through a firm he established, as well as co-owning business entities related to those efforts. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by a large network of investment adviser representatives and advanced operational tools.

Roger Evans is a financial advisor at Morgan Stanley with 12 years of industry experience. He has been with Morgan Stanley since 2013 and has worked with the Morgan Stanley Private Bank, National Association since 2015. He holds the Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning, utilizing structured discovery processes and firm-approved tools to support client planning needs.

Ryan Cole is a financial advisor with Morgan Stanley in Los Gatos, CA, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. His prior roles include seven years at Fisher Investments and combined positions at Wells Fargo bank and Wells Fargo Clearing. He has been with Morgan Stanley and its private bank since 2025. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through Corporate Financial Planning agreements.

Ho Yu Liu is a financial advisor with Morgan Stanley in Cupertino, CA, holding Series 63 and Series 66 licenses and four years of industry experience. Prior to joining Morgan Stanley in 2022, Mr. Liu worked at several financial institutions including Bank of America, Citibank, J.P. Morgan Securities, and Bank of The Orient. He also gained experience outside finance with roles in engineering and construction firms. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers advisory programs including tailored financial planning supported by structured discovery processes and proprietary modeling tools.

Fred Abajelo is a financial advisor at LPL Financial with 40 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at LPL Financial since 2019, following roles at Cetera and Technology Credit Union. His outside activities include involvement with Tech Investment Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, and institutions with a broad range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset managers.

Deborah Mckellar is a financial advisor at Ameriprise with 42 years of industry experience. She has been with Ameriprise and its affiliated entities since 2009 and holds Series 63 and Series 65 licenses. In addition to her advisory work, she has been involved in independent insurance brokering, including fixed annuity products with several providers. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and ongoing planning focused on income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Stuart James is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 39 years of industry experience. He has worked with Wells Fargo since 2016 and previously spent six years at Prudential Equity Group, LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute and third-party databases.

Rodney Acord is a financial advisor at OSAIC with 31 years of industry experience. He holds Series 63 and Series 65 credentials and spent 30 years at Lincoln Financial Advisors Corporation before joining OSAIC in 2025. In addition to his advisory role, he is involved in the sale of fixed life, health, accident, and disability insurance, as well as fixed and indexed annuities through related business entities. OSAIC serves a diverse client base including retail and institutional investors, offering a range of brokerage and advisory services supported by model-based asset allocation and portfolio optimization. The firm is notable for its scale, multi-advisor platform, and comprehensive investment programs.

Monica Lomeli is a financial advisor with Wells Fargo Clearing in Fresno, CA, holding Series 63 and Series 66 licenses and six years of industry experience. She has worked at Wells Fargo Clearing Services LLC since 2019 and has been with Wells Fargo Bank, N.A. since 2011. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering a range of services including investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with services tailored to plan objectives and risk tolerances, and it acts as an ERISA fiduciary when providing investment advice.