John Hunsberger is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2011. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Benjamin Bayly is a financial advisor with Raymond James & Associates, holding the ChFC® designation and Series 66 license, and has 21 years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC for a combined 14 years before joining Raymond James in 2023. Bayly serves as Treasurer for the St Raphael Catholic School Home and School Association, where he organizes and prepares financial statements. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations, supports municipal clients, and provides institutional consulting through its Institutional Fiduciary Solutions division.

Robert Burns is a financial advisor with Raymond James & Associates in Oldsmar, FL, holding a Series 66 designation and 26 years of industry experience. He has been with Raymond James & Associates since 2012. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers wrap fee advisory programs and institutional consulting, with a focus on public finance and municipal work.

Brianna Tabilas is a financial advisor at Raymond James & Associates with four years of industry experience. She holds a Series 66 designation and previously worked at Merrill and Bank of America, N.A. before joining Raymond James in 2023. Brianna also has an academic background with four years at the University of Guam. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $500.956 billion in assets with more than 5,400 financial advisors. The firm offers wealth advisory planning and investment consulting to a wide range of clients, including individuals, institutional investors, and government entities, with a notable focus on municipal and public finance.

David Vargas is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 63 designation and 18 years of industry experience. He has been with Raymond James & Associates since 2013. Outside of his advisory role, he serves as a committee member for the Carrollwood Reserve Homeowners Association. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers institutional consulting and public finance services.

Chad Zintel is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 designations. He previously worked at PricewaterhouseCoopers from 2015 to 2017 before joining Raymond James, where he has been since 2017. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management and more than 5,400 advisors. The firm provides wealth advisory and investment consulting services to a diverse client base, including individuals, pension plans, corporations, and government entities, offering non-discretionary planning and recommendations supported by an extensive affiliate network.

Kevin Kozak is a financial advisor at Raymond James & Associates with 12 years of industry experience. He holds the Series 66 designation and has been with Raymond James since 2012. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers wrap fee advisory programs and institutional consulting, with a notable presence in public finance and municipal work.

Matthew Ransom is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and 21 years of industry experience. He has been with Raymond James & Associates since 2014. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management and more than 5,400 financial advisors. The firm serves a diverse client base including individuals, institutional clients, and government entities, providing wealth advisory planning and investment consulting primarily on a non-discretionary basis.

Benjamin Crayton is a CFA® charterholder with 13 years of industry experience. He has been with Raymond James & Associates since 2012, based in St. Petersburg, FL. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers institutional consulting and sponsors wrap fee advisory programs.

Brandon Bolock is a financial advisor at Morgan Stanley in Tampa, FL, holding a Series 66 designation with 11 years of industry experience. He has been with Morgan Stanley and its Private Bank affiliate since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a broad range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Eugene Crookshanks is a financial advisor at Raymond James & Associates with 38 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Raymond James & Associates offers financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm provides tailored financial plans and investment recommendations through its Wealth Advisory Services Program and supports municipal and institutional clients through specialized divisions.

Clay Knuth is a financial advisor with Equitable Advisors in Tampa, FL, holding a Series 66 designation and 12 years of industry experience. He has been with Equitable Advisors since 2013, including the period when the firm operated as Axa Advisors, LLC. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and various third-party asset managers. The firm operates a hybrid referral and implementation model that utilizes multiple advisory programs and supports both advisory and brokerage/insurance channels.

Darrel Dacunha is a financial advisor with Ameriprise in Clearwater, FL, holding a Series 66 designation and 18 years of industry experience. He has been with Ameriprise and its affiliated entities since 2007. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with substantial investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver non-discretionary, personalized advice supported by algorithmic tools and oversight committees.

Sarah Stephenson is a financial advisor at Cetera with nine years of industry experience. She holds the Series 66 designation and has previously worked at Raymond James and McKinsey and Company. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, managing over $256 billion in assets across more than 10,000 advisors.

Michael Verhulst is a financial advisor with Wells Fargo Advisors in Chicago, IL, holding Series 63 and Series 65 licenses and with 34 years of industry experience. He has been with Wells Fargo Advisors since 2013. He is also president of Verhulst Wealth Management, Ltd., an investment-related firm he fully owns. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing a wide range of investment and financial planning services, utilizing Wells Fargo’s research and planning tools to develop tailored recommendations.

Melissa Keung is a CFP® professional with five years of industry experience, currently serving as a financial advisor at Raymond James & Associates since 2020. Prior to this, she held various roles at the University of South Florida from 2015 to 2019. She is also the treasurer and founding officer of the aKDPhi Foundation, a nonprofit organization where she manages financial reporting and donor relations. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers a range of advisory services, including non-discretionary financial planning and institutional consulting, with a notable focus on public finance and municipal work.

Clive Buchan is a financial advisor with RBC Capital Markets who holds Series 63 and Series 65 licenses and has 28 years of industry experience. He has worked at City National Bank since 2019 and has been with RBC Capital Markets since 2018, with prior roles at Wells Fargo Clearing and Wells Fargo Advisors. Buchan serves as a committee member for the Village of Paradise HOA, where he reviews budgets. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves individual and institutional clients through various wrap fee advisory programs, offering portfolio management, financial planning, custody, and brokerage services. The firm customizes strategies based on clients’ risk profiles and employs a combination of in-house and third-party managers, providing access to alternative investments and integrated lending solutions.

Ruth Delaney is a CFP® and ChFC® professional with 38 years of experience in the financial services industry. She has been with OSAIC since 2018 and previously worked at Sii and Geneos Wealth Management, Inc. Delaney is also involved in marketing and branding through Concierge Financial Organization and is an author. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated advisory and brokerage services, employing asset-allocation tools and third-party platforms to construct diversified portfolios tailored to client needs.

Mackenzie Draganchuk is a financial advisor at UBS Financial Services with four years of industry experience. She holds the Series 66 designation and has worked at UBS since 2019. Outside of her advisory role, she manages social media for Chiavetta's Catering Company, assisting with customer engagement and online presence. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings that include financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and model-based asset allocations to tailor client solutions.

Barbara Phethean is a financial advisor at Fidelity with 36 years of industry experience. She holds Series 63 and Series 66 licenses. Her prior work includes roles at RBC Capital Markets, RBC Wealth, AXA Advisors, and Equitable Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to develop model portfolios, and it holds distinctive registrations and advisory roles uncommon among large institutional peers.