Mark Carlson is a Senior Financial Advisor and founding member of the Carlson Group, a Goals-Based Wealth Management team within Merrill Lynch Wealth Management. Since joining Merrill Lynch in St. Petersburg in 1981, Mark has developed investment disciplines and client relationship standards to guide his practice. The Carlson Group serves business owners, physicians, lawyers, professionals, and their families with services including portfolio management, corporate retirement plans, customized lending, trust and estate planning, and wealth transfer strategies. Mark holds a Bachelor's degree from Emory University, earned in 1972, and the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He is registered to conduct business in more than 44 states. Mark balances his professional commitments with family time alongside his wife, Dimity, and their three sons. The couple is engaged with the local community through involvement with the St. Petersburg Museum of Fine Arts and Academy Prep Center for Education.

Nicholas Carroll is a CFA® charterholder and holds a Series 66 license, currently serving as a financial advisor with Raymond James & Associates. He has five years of industry experience, including roles at UBS Financial Services and Neville Wainio CPAs PLLC. Raymond James & Associates provides financial planning and investment consulting to individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations through its Wealth Advisory Services Program and delivers institutional consulting, with a focus that includes public finance and municipal work.

Jacob Bennett is a financial advisor at Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation with two years of industry experience. His prior work includes roles at Northwestern Mutual, PLS Logistics, and Cimarrone Golf Club. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management and more than 5,400 financial advisors. The firm provides wealth advisory planning and investment consulting to a diverse client base, including individuals, institutions, and government entities, delivering non-discretionary financial advice supported by a comprehensive affiliate network and specialized municipal and public finance services.

Dana Seiber is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and eight years of industry experience. She has been with Raymond James since 2015. Outside of her advisory role, she is the owner of Sunchase Travel LLC, a travel agency business she has operated since 2006, primarily serving a long-term corporate client. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations through both non-discretionary and discretionary advisory programs and maintains specialized capabilities in public finance and municipal services.

Chelsea Cellamare is a financial advisor at Raymond James & Associates with six years of industry experience. She holds the Series 66 designation and has worked at Raymond James since 2018. Prior to that, she spent 11 years at Triad Retail Media. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers wrap fee advisory programs and institutional consulting, with a focus on public finance and municipal work.

Richard Palmer Jr. is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 65 licenses and accumulating 29 years of industry experience. He has been with Raymond James & Associates since 2013. Outside of his advisory role, Palmer is the owner of the Institute for DROP Consultants, which promotes DROP-related materials and oversees the licensing of the Certified DROP Consultant certification mark. Raymond James & Associates provides financial planning and investment consulting services to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations, serving both retail and institutional clients with a focus that includes public finance and municipal work.

Nathaniel Beaver is a financial advisor at Edward Jones with 11 years of industry experience. He holds a Series 66 designation and previously worked at JP Morgan Securities LLC and JP Morgan Chase Bank. Beaver has been with Edward Jones since 2018, based in St. Petersburg, FL. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Braulio Castillo Jr. is a financial advisor at Raymond James & Associates with three years of industry experience. He holds the Series 66 designation and previously worked at Morgan Stanley and Fidelity Investments. Raymond James & Associates provides financial planning and investment consulting to individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers both non-discretionary advisory services and institutional consulting, including public finance and municipal work.

Kristine Reed is a financial advisor with Raymond James & Associates in Tarpon Springs, FL, holding Series 63 and Series 65 licenses and having 17 years of industry experience. She has been with Raymond James since 2015, working across multiple affiliated entities within the firm. Outside of her advisory role, she is a 50% owner and officer of Bkreed, Inc., an S Corporation organized for tax purposes. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and institutional consulting, with a focus that includes public finance and municipal services.

Robert Lewis is a financial advisor with Raymond James Financial Services Advisors Inc. in St. Petersburg, FL. He holds Series 63 and Series 66 licenses and has 27 years of industry experience. He has been with Raymond James since 2011. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth and non-high-net-worth clients, pension plans, charitable organizations, corporations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, utilizing a range of implementation options and supported by an extensive affiliate network.

Madison Sherman is a financial advisor at Raymond James & Associates with Series 66 registration and one year of industry experience. Prior to joining Raymond James, Sherman held roles at Water and Flour and Chickies and Pete's, as well as working in education at The University of Tampa and Moorestown School District. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $500.956 billion in assets. The firm provides wealth advisory planning and investment consulting to a diverse client base including individuals, corporations, pension plans, and government entities, with a notable presence in municipal and public finance.

Kelly Kipnis is a CFP® professional with 24 years of experience in the financial services industry. She is currently with Raymond James & Associates and has previously worked at Hartford Funds and Wells Fargo Funds Management. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses through its Wealth Advisory Services Program and delivers institutional consulting via its Institutional Fiduciary Solutions division.

Kevin Poussard is a financial advisor at Edward Jones in St. Petersburg, FL, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, he was involved in several entrepreneurial ventures, including ownership roles at Top Choice Bartending LLC and The Masters of Mixology, LLC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Jeffrey Julien is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 63 designation and over 40 years of industry experience. He has been with Raymond James Financial and Raymond James & Associates since 1983. Julien serves on the advisory board for Elk River Greens and is a member of the finance committee at Elk River Club, a privately owned country club. He also participates in the finance and investment committee at Feather Sound Church. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations, with a notable emphasis on municipal and institutional consulting services.

Xhuljan Myteberi is a financial advisor at Merrill in Saint Petersburg, FL, holding a Series 66 designation with seven years of industry experience. He has been associated with both Merrill and Bank of America since 2015. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a wide range of clients including individuals, high-net-worth clients, and institutional investors. The firm’s integration with Bank of America allows access to a broad set of financial products and services.

Steven Schnoke is a Series 66-credentialed financial advisor with five years of industry experience, currently serving at Fidelity in St. Petersburg, FL. His prior work includes roles at First Allied Advisory Services and FedEx Freight. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm’s investment process integrates proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, delivering model portfolios built from mutual funds, ETFs, and ETPs.

Gary Franklin is a financial advisor with Raymond James & Associates, holding a Series 63 designation and bringing 31 years of industry experience. He has been with Raymond James & Associates since 2013. Raymond James & Associates provides financial planning and investment consulting services to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations through its Wealth Advisory Services Program and supports municipal and institutional clients through specialized divisions.

George Sadowski is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Ameriprise in various capacities since 2009 and is based in St. Petersburg, Florida. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and ongoing advice focused on dependable income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Calvin Gross is a CFP® with nine years of industry experience, currently serving as a financial advisor at Raymond James & Associates. His prior roles include positions at First Trust Advisors, First Trust Portfolios, Carillon Fund Distributors, and Franklin Templeton Investor Services. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets with over 5,400 financial advisors. The firm offers wealth advisory planning, investment consulting, and institutional services to a diverse client base, including high-net-worth individuals and public entities, and is noted for its integrated municipal and public finance capabilities.

Susan Colaco is a financial advisor with RBC Capital Markets in St. Petersburg, FL, holding Series 63 and Series 65 registrations and bringing 28 years of industry experience. She has been with RBC Capital Markets since 2009. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm provides various advisory programs with tailored strategies implemented through a combination of in-house and third-party investment managers and offers discretionary and non-discretionary portfolio management along with financial planning and brokerage services.