John Putnam is a financial advisor with Raymond James Financial in Tarpon Springs, FL, holding Series 63 and Series 65 credentials and over 57 years of industry experience. He has been with Raymond James since 1999 and is also CEO of F L Putnam Securities Inc., a non-traded holding company. Additionally, he owns Putnam 411, a business providing long-range planning advice to businesses and individuals. Raymond James Financial Services Advisors offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth investors, pension plans, charitable organizations, and government entities. The firm provides tailored, primarily non-discretionary advisory services and maintains a notable presence in municipal and public finance through affiliated networks.

Joshua Mocilan is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 65 credentials and bringing 10 years of industry experience. His prior roles include positions at Mutual of America Securities LLC, Mutual of America Life Insurance Company, Wells Fargo Clearing Services, and Scottrade Inc. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers institutional consulting and maintains public-financing and investment banking capabilities.

Kevin Griffith is a financial advisor with Morgan Stanley in Palm Harbor, FL, holding a Series 66 designation and five years of industry experience. His prior work includes roles at Bank of America, Merrill Lynch, and Cigna, with periods dedicated to travel between positions. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs and tailored financial planning using structured discovery and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers comprehensive planning alongside a broad set of investment and financial services.

Tiffany Githens is a financial advisor at Raymond James & Associates with three years of industry experience. She holds Series 63 and Series 66 designations and has previously worked at Fidelity Investments. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management. The firm provides wealth advisory planning and investment consulting to a broad client base, including individuals, institutions, and government entities, with a notable presence in municipal and public finance.

Elena Richardson is a financial advisor at Morgan Stanley with seven years of industry experience. She holds Series 63 and Series 65 credentials. Her work history includes multiple roles at Morgan Stanley Smith Barney LLC, UBS Financial Services Inc., Charles Schwab Bank, and Charles Schwab & Co., Inc. Morgan Stanley Wealth Management offers a broad range of advisory programs to individual and institutional clients, focusing on tailored financial planning supported by structured discovery conversations and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through Corporate Financial Planning agreements.

Jade Yang is a Planning Consultant at Fidelity Investments, a position she has held since 2022. In this role, she partners with clients to develop customized financial plans tailored to their unique needs, maintaining open communication and focusing on both short and long-term financial goals. Prior to her current role, Jade gained experience as a Financial Solution Advisor at Merrill Lynch from 2019 to 2020 and as a Financial Advisor at Integral Financial from 2016 to 2019. These positions have contributed to her expertise in financial planning and client relationship management.

Stavros Moforis is a financial advisor with OSAIC, holding Series 63 and Series 65 credentials and 14 years of industry experience. His prior roles include positions at Sagepoint Financial, Sentinel Financial, and LifeCraft. Outside of advising, he volunteers as a junior hockey coach and referee and manages a family-owned gas station business. OSAIC serves a diverse client base including individuals, institutions, and charitable organizations, offering integrated brokerage and advisory services. The firm employs a range of investment tools and platforms to construct portfolios tailored to clients’ needs, with options for discretionary and non-discretionary management.

Marcy Morgan is a financial advisor with Wells Fargo Clearing who holds Series 63 and Series 66 designations and has 15 years of industry experience. Her prior roles include positions at BNY Mellon Securities Corporation, First Republic Securities Company, Deutsche Bank Securities Inc, and Db Trust Company Americas. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Jeffrey Walker is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 66 credentials and bringing 26 years of industry experience. He previously worked at T. Rowe Price Investment Services, Inc. for 13 years before joining Raymond James in 2020. Raymond James & Associates provides financial planning and investment consulting to individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers non-discretionary advisory services supported by firm research and planning tools, as well as institutional consulting and public finance capabilities.

David Berry is a financial advisor with Ameriprise in Bradenton, FL, holding a Series 66 designation and eight years of industry experience. His prior roles include positions at Bank of America, Merrill, and FMI Corporation. Outside of his advisory work, he provides management consulting services to business owners on strategic decision-making and incentive plan development. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, delivering tailored, research-driven recommendations through a centralized consulting team. The firm combines modeling, tax-efficiency analysis, and adaptive withdrawal strategies while emphasizing the use of Ameriprise-managed accounts and affiliated investment products.

Annalea Gray is a financial advisor at LPL Financial with 18 years of industry experience. She holds a Series 66 designation and previously worked at VALIC Financial Advisors for nine years. Outside of her advisory role, she is a licensed notary in Florida. LPL Financial serves a broad client base, including individuals, retirement plans, institutions, and charitable organizations, offering a range of financial planning and advisory programs supported by extensive research and technology.

Daniel Martinez is a financial advisor at OSAIC with 12 years of industry experience. He holds Series 66 and Series 63 licenses and has worked at Royal Alliance since 2019 and T Rowe Price since 2016. Outside of his advisory work, he is involved in e-commerce, buying and selling items on eBay and Amazon. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, including financial planning, retirement consulting, and access to third‑party money managers, utilizing various asset-allocation tools and portfolio management strategies.

Zahara Torres is a financial advisor at Raymond James & Associates with 12 years of industry experience. She holds the Series 66 designation and has worked at Raymond James since 2019, following six years at T. Rowe Price. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers institutional consulting and specializes in municipal finance and public-sector investment services.

Trudy Benton is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 27 years of industry experience. She has been with LPL Financial since 2013. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Adam Nibert is a CFP® professional with 29 years of industry experience, currently serving as a financial advisor at Raymond James & Associates since 2004. He holds a Series 63 license and is based in St. Petersburg, FL. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses, and serves a diverse client base that includes high-net-worth individuals and municipal clients.

Matthew Strickland is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and four years of industry experience. His prior work includes roles at Bank of America, Merrill, and MassMutual Life Insurance Company. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser serving a broad client base with wealth advisory planning and investment consulting, including individuals, institutions, and government entities. The firm offers non-discretionary planning and recommendations supported by extensive research and a network of affiliated services, including a notable presence in municipal and public finance.

Emmanuel Lelekis is a CFP® and Series 66-licensed financial advisor with 18 years of industry experience. He is currently with Raymond James & Associates, having previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. He serves as acting trustee for several family trust accounts. Raymond James & Associates provides financial planning and investment consulting to a diverse client base that includes individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations through its Wealth Advisory Services Program, along with institutional consulting and public finance capabilities.

David Williams is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 66 designations and bringing 12 years of industry experience. His prior experience includes roles at Morgan Stanley and Merrill. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets and serving a broad client base ranging from individuals and high-net-worth clients to institutions and government entities. The firm provides non-discretionary wealth advisory planning and investment consulting, with notable capabilities in municipal and public finance and a comprehensive affiliate network supporting integrated custody and product sourcing.

Beth Dominguez is a CFP®-certified financial advisor with Raymond James & Associates, based in St. Petersburg, FL, and has 24 years of industry experience. She has worked at Raymond James since 2011 and previously operated Alfonso Dominguez Inc for 20 years. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses, with a focus that includes public finance and municipal services alongside its retail advisory offerings.

Robert Arroyo is a financial advisor with Cambridge Investment Research Advisors in Clearwater, FL, holding a Series 66 designation and over 21 years of industry experience. His prior roles include positions at Duncan Financial Planning Advisors and First Allied Advisory Services. Outside of advisory work, he owns a vending machine distribution business and operates as an independent insurance agent. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing a variety of portfolio management strategies and platform arrangements tailored to client objectives.