Jennifer Pittman is a financial advisor with Raymond James & Associates in Austin, TX, holding a Series 66 designation and two years of industry experience. Her prior experience includes roles at Ameriprise, Edward Jones, and as an independent contractor. She serves on the board of the Rouse High School Raider Golf Booster Club as Treasurer and has held other leadership roles with local golf organizations. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $500.956 billion in assets and employing over 5,400 advisors. The firm provides wealth advisory planning and investment consulting to a diverse client base, including individuals, institutional clients, and government entities, offering planning on a non-discretionary basis supported by firm-sponsored wrap fee programs and institutional consulting services.

Emily Russell is a CFP® professional associated with LPL Financial in Austin, TX, with nine years of industry experience. Her career includes roles at University Federal Credit Union and CUSO Financial Services, LP before joining LPL Financial in 2025. Outside of her advisory work, she is a business owner of Russell's Customs Airsoft LLC and serves as a volunteer assistant swimming coach at Southwestern University. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm provides a wide range of financial planning and advisory programs, with investment management supported by various model portfolios, research resources, and alternative strategies.

Gloria Velasquez Romero is a financial advisor with Ameriprise in Austin, TX, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. She has been with Ameriprise and its predecessor entity since 2005. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement who meet specific asset criteria, combining research and modeling to provide tailored, written recommendations on income, Social Security, and tax-efficient withdrawal strategies.

Timothy Krudwig is a CFP®-certified financial advisor with Edward Jones, based in Cedar Park, TX, and has 22 years of industry experience. He has been with Edward Jones since 2012. Outside of his advisory role, he is the sole proprietor of Krudwig Holdings, LLC, a holding company for real estate investments. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment options, supported by a large nationwide network of financial advisors and branch offices.

Ian Withem is a financial advisor with Charles Schwab in Austin, TX, holding a CFP® designation and Series 63 and 66 licenses. He has five years of industry experience, including prior roles at TD Ameritrade and eToro USA. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, leveraging multi-asset model portfolios and centralized operational support.

Saskia Hamner is a Financial Consultant at Fidelity Investments, a role she has held since 2023. She has been with Fidelity Investments since 2020, progressing through positions including Planning Consultant, Relationship Manager, and Financial Representative. In her current position, she leverages Fidelity's planning-based approach to work closely with clients, building comprehensive financial plans tailored to their goals. Saskia holds a California Insurance License, enabling her to provide informed advice on insurance-related financial matters. She emphasizes building client relationships characterized by compassion and diligence, aiming to empower clients to take control of their financial futures. Outside of her professional work, Saskia enjoys activities such as football, golf, spending time at the lake, caring for pets, and skiing.

Max Rodriguez is a financial advisor with LPL Financial in Austin, TX, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He previously worked at USAA Financial Advisors and related entities from 2007 to 2018. Rodriguez operates Genesis Wealth Management, an affiliated business connected to his LPL practice. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and diverse investment strategies.

Jon Toerner is a financial advisor at Stifel based in Austin, TX, with four years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Victory Financial, Fidelity Investments, and Thrivent Financial. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and asset allocation methodologies.

Michael Bayer III is a CFP® professional with 29 years of industry experience, currently serving at MassMutual Investors Services since 2017. He previously worked at Metlife Securities and has been associated with Massachusetts Mutual Life Insurance Company since 2016. Outside of his advisory role, Bayer is president and owner of Rocky Mountain Review, a CFP Board Approved Exam Review and continuing education business, and is active as a contributing writer, host, and speaker. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes ongoing collaborative planning relationships, utilizing advanced software tools to analyze client goals and deliver written recommendations.

Michael Calvin is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including Bank of America and Merrill. Outside of his advisory role, he is a partner at Covenant Investments, LP in Austin, Texas. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. Their planning process employs firm-approved tools and modeling methods, providing advisory services without individual security recommendations in standalone plans.

Ethan Gilbert is a CFP® with six years of industry experience, currently affiliated with LPL Financial. His prior roles include positions at OSAIC, FSC Securities Corporation, and Aspiriant LLC. Gilbert also has experience as a paraplanner at ANFS, Inc., where he gathered client information and prepared financial plans. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party subadvisors, and advanced technologies in portfolio management.

James Wynes is a financial advisor with Edward Jones in Austin, TX, holding a Series 66 designation and two years of industry experience. His prior work includes positions at Risk Services of Louisiana, Wynes Insurance Agency, and Aflac. Outside of his advisory role, he has been affiliated with insurance-related businesses but holds no active responsibilities in them. Edward Jones is a full-service wealth management firm serving over four million clients, including individuals, institutions, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies and affiliated financial services through a nationwide network of more than 23,000 advisors.

Elizabeth Geesin is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 17 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC and Wells Fargo Bank, N.A. Outside of her advisory role, she is an independent wine consultant and owns Bluestone Cellars LLC, a wine-related business based in Austin, TX. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Becca Brocato is a Senior Financial Advisor with Merrill Lynch Wealth Management who specializes in personalized wealth management strategies. She works closely with clients to develop flexible financial plans tailored to their individual goals, drawing on the investment insights of Merrill and the banking and lending solutions of Bank of America. Her client focus areas include college education planning, family wealth management, retirement planning, and strategies for managing new wealth and special needs planning. Since beginning her career in financial services in 1995, Becca has combined her expertise in finance and human resources to guide clients through wealth planning in a clear and comfortable way. She is the founder of OAKS Wealth Management Group and holds a Personal Investment Advisor (PIA) designation. Becca earned her Bachelor of Business Administration in Finance from the University of Texas at Austin and her Master of Business Administration from Harvard University. A native Texan, Becca is involved in her community through roles such as National Charity League volunteer and University of Texas AEPhi Advisor. Outside of her professional life, she enjoys football, reading, traveling, and spending time with her family.

Mark Penny is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and over 32 years of industry experience. He has worked with PFS Investments Inc. and Primerica Financial Services since the early 1990s. Outside of his advisory role, he is involved in selling home security and automation products through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm uses an independent due-diligence process to select asset managers and employs a tiered wrap fee structure.

William Everly is a CFP®-credentialed financial advisor with Ameriprise in Cedar Park, TX, bringing 23 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise provides retirement-income planning services focused on individuals approaching or in retirement with significant investable assets, delivering tailored recommendation reports that incorporate research, modeling, and tax-efficient strategies. The firm offers a broad range of advisory, brokerage, and insurance solutions through its institutional platform.

Clare Grabarkewitz is a financial advisor at Edward Jones in Lago Vista, TX, holding a Series 66 designation with six years of industry experience. Her career includes multiple roles at Edward Jones since 2018 and positions at Insurance Planners & Advisors Group Inc and Tarleton State University. Outside of advising, she manages a short-term rental property. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a wide range of advisory programs and investment solutions through a nationwide network of advisors and branch offices.

George Henry is a CFP® with 38 years of experience in the financial services industry, currently serving as an advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. for 33 years. Outside of his advisory role, he is involved in real estate management through a business ownership in Austin, TX. Ameriprise provides retirement-income planning services targeted at individuals nearing or in retirement with significant investable assets, delivering tailored recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities typical of a large institutional firm.

John Driscoll is a financial advisor at Equitable Advisors with 30 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Lincoln Financial Advisors, Park Avenue Securities, Guardian Life Insurance Company, and Wells Fargo Advisors. He also operates Driscoll Wealth Management LLC as an outside business activity. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels tailored to client goals and risk tolerance.

Cindy Cook is a financial advisor at Raymond James Financial with 27 years of industry experience. She holds the CFP® and ChFC® designations and has worked at firms including Merrill and Bank of America. She is also the owner of a business receiving royalties from mineral rights. Raymond James Financial Services Advisors, Inc. serves a diverse client base, including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm provides financial planning and non-discretionary investment consulting, emphasizing advisory and implementation-support services through a broad range of account types and access to outside managers.