Isabelle Stad is a financial advisor with Morgan Stanley in San Diego, holding a Series 66 designation and beginning her advisory career in 2024. Prior to joining Morgan Stanley, she held positions at Gravity Advisors and worked in various educational roles at UC San Diego and other institutions. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and tailored financial planning services supported by comprehensive planning tools and investment modeling.

Sergio Pedro Perez is a financial advisor at Merrill with nine years of industry experience. He holds Series 63 and Series 66 designations and has worked at Bank of America, Merrill, and Wells Fargo entities throughout his career. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michael Daudet is a financial advisor at Edward Jones with 10 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2016. Outside of his advisory role, he serves as the president of the BNI Alive San Diego chapter. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a broad range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices nationwide.

Amr Nada is a financial advisor at Merrill with 11 years of industry experience and a Series 66 designation. He has been affiliated with Merrill since 2011 and Bank of America, N.A. since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Cesar Bravo Berumen is a financial advisor with Merrill in San Diego, CA, holding a Series 66 designation and beginning his advisory career in 2023. He has prior experience at Bank of America and held various roles at several other companies and institutions, including the University of California San Diego. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jose Covarrubias is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2012. Prior to his current roles, he was employed at Uber and Lyft from 2015 to 2017. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities, delivering services on a non-discretionary basis while employing a centralized due-diligence framework.

Nicolle Hudachek is a financial advisor with Robert W. Baird & Co., holding a Series 66 designation and bringing 20 years of industry experience. She has been with Robert W. Baird since 2012. She is part of The DDK Group, a team within Robert W. Baird’s Private Wealth Management practice that serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The team provides tailored consulting and portfolio services, including financial planning and discretionary management, employing a variety of investment strategies and overlay services.

Amy Jamieson is a financial advisor with Merrill in San Diego, CA, holding Series 63 and Series 66 licenses and 19 years of industry experience. She has been with Merrill since 2009. In addition to her advisory role, she is involved as a co-leader of a local Girl Scout troop. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients utilizing a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Pedro Flores is a financial advisor with UBS Financial Services in San Diego, CA, holding Series 63 and Series 65 licenses and having three years of industry experience. His prior work includes roles at U.S. Bank, U.S. Bancorp Investments, and First Citizens Bank. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining proprietary research, model-based asset allocation, and fiduciary financial planning to tailor strategies to clients’ goals. The firm integrates institutional trading capabilities with wealth management services, offering custody, underwriting, and capital markets solutions.

Sarah Karpicus is a financial advisor at Edward Jones with four years of industry experience. She holds the Series 66 designation and has prior experience with Shakti Rising, a nonprofit organization focused on healing and recovery. Outside of her advisory role, she owns and manages Yellowbird Expressive Arts, an expressive arts therapy business offering individual sessions, groups, retreats, and virtual programs, and participates as a performer in a local playback theatre troupe. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large network of financial advisors and branch offices nationwide.

Terry Mcnellis is a financial advisor at Morgan Stanley with 43 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, with prior experience at Citigroup Global Markets from 1997 to 2009. He is also involved in estate-related business activities outside of his advisory role. Morgan Stanley Wealth Management is a large institution serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by its Global Investment Committee.

Jesus Reyes is a financial advisor at Merrill with seven years of industry experience. He previously worked at Bank of America for two years before joining Merrill in 2019. Outside of his advisory role, Reyes operates a YouTube channel and an associated children’s book project focused on educational content for young readers, and he also engages in online sales of Mexican goods through independent websites. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a variety of clients including individuals, high-net-worth clients, and institutions.

Alexander Wall is a financial advisor with Charles Schwab in San Diego, CA, holding a Series 66 designation and six years of industry experience. Prior to his advisory role, he worked at Charles Schwab Bank and SC Distributors, LLC, and has experience in the hospitality industry at Masters Kitchen and Cocktail. He also spent five years at California State University San Marcos. Charles Schwab & Co., Inc. serves a broad client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment services, supported by multi-asset model portfolios, research, and a distinctive operational structure.

Micah Mendillo is a financial advisor at Charles Schwab with one year of industry experience. His career includes roles at Charles Schwab Bank, Charles Schwab Premier Bank, Morgan Stanley, and TD Ameritrade Institutional. Prior to entering finance, he worked in education and operated a business in the personal care sector. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by centralized operational and custodial services.

George Mullen is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. His previous roles include positions at Linsco Private Ledger Corp, Morgan Stanley DW Inc., and UBS Financial Services. Outside of advising, he is a painter who occasionally sells oil paintings and is the author of a published book titled "Peace in the Middle East." LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a variety of financial planning and investment services, including third-party asset management and institutional platforms, with a broad range of strategic and tactical investment options.

Mackenzie Gouge is a financial advisor at Fidelity with three years of industry experience. She previously worked at Edward Jones and has held various roles in hospitality and research sectors. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

Thomas Schoettle III is a financial advisor with Cetera holding a Series 66 designation and four years of industry experience. He previously worked at General Atomics and the University of Southern California before joining Cetera in 2021. Schoettle also operates Schoettle Financial, where he serves as an investment associate involved in investment research and asset allocation analysis. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, and institutional accounts. The firm offers diverse portfolio management options and access to third-party managers through a multi-manager platform supporting various program structures.

Kevin Hansen is a CFP® with 17 years of industry experience, currently serving as a financial advisor at J.P. Morgan Securities. He has been with J.P. Morgan Securities since 2012 and has worked at Jpmorgan Chase Bank, N.A. since 2004. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Andrew Bartlett is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2022. He works closely with clients to develop strategies that align with their financial goals and assist their families both now and in the future. His approach centers on client needs, values, and business beliefs. Andrew has been with Fidelity Investments since 2014, progressing through roles including Financial Consultant, Investment Consultant, Investment Solutions Representative, and Financial Representative. Prior to joining Fidelity, he completed an internship at Raymond James in 2013. He holds a California Insurance License. Outside of his professional work, Andrew enjoys baseball, golf, hiking, softball, and yoga.

Anette Schol Bermel is a financial advisor with Cetera, holding a Series 66 designation and 16 years of industry experience. She has previously worked at Avantax Advisory Services and several other firms, including Raymond James Financial and First Command. In addition to her advisory role, she is involved in tax preparation and bookkeeping through Professional Financial Services in La Mesa, CA. Cetera Investment Advisers LLC serves a broad client base, including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with diverse portfolio management options ranging from model portfolios to bespoke strategies, supported by a nationwide network of over 10,000 advisors.