Cathey Paine is a financial advisor at OSAIC with 32 years of industry experience. She previously worked at Lincoln Financial Advisors for 24 years before joining OSAIC in 2025. Outside of finance, Paine writes and edits screenplays and books and has an interest in acting. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services and utilizes firm-provided asset-allocation tools and third-party solutions to construct diversified portfolios for its clients.

Jeffrey Pollack is a financial advisor with LPL Financial in Agoura Hills, CA, holding a Series 66 designation and 12 years of industry experience. Prior to joining LPL Financial in 2021, he worked at PRG & Associates, LLC and Paul Gross, among other roles. He has been involved with community organizations such as the Rotary Club of Calabasas. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, third-party subadvisors, and advanced technologies.

Eric Epstein is a financial advisor with Morgan Stanley in Woodland Hills, CA, holding Series 63 and Series 65 designations and over 40 years of industry experience. He has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and processes. The firm manages approximately $2.74 trillion in client assets and provides services under various financial planning and investment arrangements.

Maxine Morgan is the Vice President and Branch Leader at Fidelity Investments, a position she has held since 2023. She leads a team of associates dedicated to understanding clients' needs and guiding them through the financial planning process. Prior to her current role, Maxine served as Assistant Branch Leader from 2021 to 2022, Senior Relationship Manager from 2014 to 2020, and Financial Representative from 2011 to 2014, all within Fidelity Investments. Maxine holds a California Insurance License. Outside of her professional responsibilities, she enjoys cooking and baking, participating in family activities, and traveling.

Natalya Fikhman is a financial advisor with Morgan Stanley in Sherman Oaks, CA, holding a Series 66 license and bringing 23 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing advisory programs to both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s financial planning process uses structured discovery and proprietary tools, emphasizing advisory services without individual security recommendations as part of standalone plans.

Derek Mitsuuchi is a financial advisor at Cetera with four years of industry experience and holds the Series 66 designation. He previously worked at Avantax Investment Services and Avantax Advisory Services, and he also assists with wealth management tasks at Lazar and Company Certified Public Accountants. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers and various program structures.

Sharif Ahmed is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and nine years of industry experience. His work history includes roles at LOGIX Federal Credit Union and Kinecta Federal Credit Union, among others. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individual clients, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a comprehensive range of advisory programs, financial planning services, and utilizes model portfolios and research to support its investment strategies.

Linda Mead is a Financial Solutions Advisor with Merrill Lynch Wealth Management. In her role, she works closely with clients to understand their financial priorities and develop strategies to pursue their short-, mid-, and long-term goals. She provides guidance in areas such as investing, retirement planning, and emergency savings while connecting clients with Bank of America specialists for additional banking, credit, home financing, and small business services. Mead brings expertise in a comprehensive approach to financial planning, focusing on aligning strategies with what matters most to her clients and their families. She holds a Bachelor's Degree from the University of Southern California.

Fadwa Dahhan is a financial advisor with LPL Financial in Woodland Hills, CA, holding Series 63 and Series 65 credentials and 27 years of industry experience. She has been with LPL Financial since 1998. Outside of her advisory role, she has worked part-time as a travel agent with America Travel Companies. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a nationwide network. The firm offers a range of financial planning and advisory programs, employing both discretionary and non-discretionary management strategies supported by internal research and third-party subadvisors.

Richard Christensen III is a financial advisor at Wells Fargo Advisors with 17 years of industry experience. He holds Series 65 and Series 66 licenses and has been with Wells Fargo Advisors and related entities since 2011. Christensen is a part-owner of RAC Investment Co, LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services and integrates advisory recommendations with other financial products and referral channels.

James Losey Jr. is a financial advisor at Osaic Wealth, Inc. with 35 years of industry experience. He holds the CFP® designation as well as Series 63 and Series 66 licenses. Prior to joining Osaic Wealth in 2023, Mr. Losey spent 26 years with Royal Alliance Associates, Inc. and has maintained a relationship with New York Life Insurance Company since 1990. Outside of financial advisory work, he owns a company that markets and manages executive suite office leases. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services, employing a broad range of asset-allocation tools, portfolio management options, and access to multiple third-party money managers and platforms.

Matt Tucker is the Vice President, Wealth Planner at Fidelity Investments, a position he has held since 2022. In this role, he collaborates with clients and their families to develop financial plans aimed at achieving their objectives and improving their financial situations. He emphasizes a collaborative approach to build ongoing relationships focused on financial independence. Matt has accumulated extensive experience in the financial services industry, having held several positions at Fidelity Investments since 2012, including Financial Consultant, Portfolio Specialist, Client Management Representative, Retirement Solutions Representative, Investment Solutions Representative, and Service Trader. He also served as Vice President Financial Consultant at Charles Schwab from 2018 to 2019 and worked as a Title Specialist at FSU Credit Union from 2010 to 2012. He holds a California Insurance License, supporting his work in providing financial and insurance solutions to clients.

Blazy Aldana is a financial advisor with Charles Schwab, holding a Series 66 designation and four years of industry experience. Her work history includes roles at Charles Schwab Bank, SSB, Charles Schwab & Co., Inc., Wells Fargo, and Citi Bank. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, supported by centralized custody and comprehensive operational infrastructure.

Albert Adam III is a financial advisor with Wells Fargo Advisors in Westlake Village, CA, holding Series 63 and Series 65 licenses and bringing 46 years of industry experience. He has worked within Wells Fargo and its related entities since 2009. Adam serves as the mayor of Thousand Oaks, CA, and has been a member of the Thousand Oaks City Council since 2018, participating in finance and planning committees. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services tailored to clients who meet net-worth thresholds, using proprietary research and tools to develop recommendations delivered through meetings and client summaries.

Steve Malouf is a financial advisor with Morgan Stanley in Westlake Village, CA, holding a Series 63 designation and 38 years of industry experience. He has been with Morgan Stanley and its affiliates since 2009, including a role at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves individuals and institutional clients, providing a range of advisory programs and tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services directly and through corporate agreements.

Elizabeth Gettinger is a financial advisor at Morgan Stanley with 15 years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2010. Based in Woodland Hills, CA, she is part of a large team of advisors within the firm. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs that include tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured discovery processes and firm-approved planning tools to develop client plans.

Jonathan Israel is a financial advisor at Raymond James & Associates with 19 years of industry experience. He holds the Series 66 designation and previously worked at UBS Financial Services Inc for 14 years before joining Raymond James in 2025. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses through its Wealth Advisory Services Program, along with institutional consulting and public finance capabilities.

Bradley Newman is a financial advisor with Wells Fargo Advisors based in Agoura Hills, CA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Wells Fargo Advisors Financial Advisors LLC since 2016. Newman is a co-trustee for the Duncan-Newman Associates 401(k) plan and is involved in investment-related activities through his ownership stakes in B L Newman, Inc. and Duncan-Newman Associates LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services, including specialized planning for business-owner transitions, sports and entertainment, special needs, and divorce. The firm’s approach combines proprietary research and planning tools with optional implementation through brokerage or advisory programs.

Robert Kernochan is a financial advisor at LPL Financial with 17 years of industry experience. He holds a Series 66 designation and has worked previously at Lincoln Financial Advisors and Nathanson & Kernochan. Kernochan also operates Kernochan & Associates, a tax preparation and accounting firm. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients nationwide. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing diversified investment strategies supported by extensive research and technology.

Robert Arshagouni is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 27 years of industry experience. He is co-partner at Jackson & Arshagouni, a tax and accounting firm, and serves as president of the Marilyn Arshagouni Scholarship Fund, which administers scholarship awards. He also holds leadership roles in a youth soccer volunteer organization and is CFO of a manufacturing business. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base, including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers across various program structures.