Mark Caubo is a Client Experience Advisor at Merrill Lynch Wealth Management. In this role, he works closely with clients to understand their current financial situations and introduces them to financial solutions available through Merrill and Bank of America. He focuses on empowering clients with the knowledge and tools necessary to take control of their financial lives and select platforms that best fit their needs. Mark has expertise in helping clients manage diverse financial priorities such as buying a home, saving for college, caring for elderly parents, and preparing for healthcare needs. As a Merrill Financial Solutions Advisor, he works one-on-one with clients to define their financial goals, design appropriate portfolio strategies, and provide ongoing advice tailored to changing circumstances. He holds a Bachelor's Degree from the University of Mumbai and professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA).

William Lopez is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing six years of industry experience. His career includes multiple roles within Wells Fargo Bank and Wells Fargo Clearing, as well as positions at LPL Financial and LOGIX Federal Credit Union. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory options. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Wayne Burgher is a financial advisor with LPL Financial in Agoura Hills, CA, holding a Series 63 designation and 47 years of industry experience. He has been with LPL Financial since 1997 and has a concurrent career at Transamerica Occidental Life dating back to 1987. Occasionally, he sells non-variable life insurance products outside of LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment solutions, including model portfolios, third-party asset management, and institutional platforms.

Sean Leonard is a financial advisor with Wells Fargo Clearing, holding a Series 66 credential and three years of industry experience. Prior to joining Wells Fargo, he worked at Ameriprise Financial Services and Lionscove. He serves on the boards of the Boys and Girls Clubs of Greater Oxnard and Port Hueneme and CASA Pacifica’s Investment Committee, and participates in the Kiwanis Thousand Oaks Youth Services Committee. Wells Fargo Advisors is a national securities firm providing investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Dominic Pino is a financial advisor at Edward Jones in Camarillo, CA, with five years of industry experience. He holds a Series 66 designation and has previously worked at Northwestern Mutual and Ameriprise Financial Services LLC. Prior to his financial services career, he was involved with Deer Lodge Tavern and Instrumental Music Company. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, operating under a fiduciary standard.

Ryan Parker is a financial advisor at Morgan Stanley in Westlake Village, CA, holding a Series 66 credential and with one year of industry experience. Prior to joining Morgan Stanley, he worked at FantasyPros and held mortgage-related roles at Planet Home Lending, HomeBridge Financial, and Prospect Mortgage. Outside of finance, he is involved in music licensing through the American Society of Composers, Authors & Publishers (ASCAP). Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies, managing approximately $2.74 trillion in client assets. The firm’s approach includes structured discovery conversations and firm-approved planning tools, without providing individual security recommendations in its standalone financial planning services.

Jeffrey Krinsky is a financial advisor with Ameriprise in Westlake Village, CA, holding a Series 66 designation and 26 years of industry experience. His career includes roles at Wells Fargo Clearing, Crowell, Weedon & Co., and Merrill. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Charissa Spach is a Series 66-licensed financial advisor with Ameriprise in Calabasas, CA, and has 21 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Outside of advising, she is a co-owner of R&J Pacific Management LLC, a business unrelated to investment activities. Ameriprise offers a retirement-income planning service focused on clients near or in retirement with substantial investable assets, providing written recommendations that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to tailor plans, primarily for assets held within Ameriprise-managed accounts.

Erika Dizon is an Investment Consultant at Fidelity Investments, where she works closely with clients to build and implement personalized wealth plans. She advocates for her clients by connecting them with the resources at Fidelity and empowering them to make informed financial decisions. Erika has experience in various roles within the financial services industry, including positions as a Planning Consultant at Fidelity Investments, Private Client Advisor at J.P. Morgan Securities, LLC, and Financial Consultant Partner at Charles Schwab & Co. She holds a California Insurance License. Outside of her professional work, Erika has interests in food, music, and pets.

Kyle Stoutland is a financial advisor with Wells Fargo Clearing and holds Series 63 and Series 66 designations. He has 16 years of industry experience, including over 10 years with Wells Fargo Clearing and more than 20 years with Wells Fargo Bank, N.A. Outside of his advisory role, he serves on the finance committee of Tierra Del Sol, where he participates in budgeting, management compensation reviews, and fundraising activities. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Thomas Cronley is a financial advisor with Edward Jones in Camarillo, CA, holding CFP® and Series 66 credentials and with 14 years of industry experience. He has been with Edward Jones since 2012. Outside of his advisory role, he is an owner of a commercial rental property. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a range of investment advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

David Kanongataa is a financial advisor with LPL Financial, holding a Series 66 designation and 19 years of industry experience. His prior roles include lengthy tenures at CUSO Financial Services, LP, Wells Fargo Clearing, and Wells Fargo Investments, LLC. He also provides wealth management services at Ventura County Credit Union. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm supports a broad range of investment strategies and platforms, combining scale and diverse financial activities with oversight of substantial discretionary assets.

Matthew Minick is a financial advisor at Ameriprise with a Series 66 designation and four years of industry experience. Prior to joining Ameriprise in 2022, he worked at Lock, Stock & Barrel Investments for four years. His background also includes roles at Pivot Magazine, Hub101, and California Lutheran University. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning focused on dependable income sources and tax-aware withdrawal strategies. Their retirement income service provides a collaborative, written Recommendation Report supported by investment research and algorithmic tools.

Sukhvinder Kaur is a financial advisor with Primerica Advisors in Simi Valley, CA. She holds Series 65 and Series 63 licenses and has one year of industry experience. Prior to joining Primerica Advisors, she worked at Primerica Financial Services and has experience in senior living and nursing education. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm uses model-based strategies developed by unaffiliated asset managers and supports accounts through BNY Mellon Advisors and Pershing custody services.

Robert East is a financial advisor at Merrill with 28 years of industry experience. He holds Series 63 and Series 65 registrations and has worked at Merrill since 2015, including prior roles at Bank of America, UBS Financial Services, RBC Capital Markets, and Citigroup Global Markets. Merrill provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Christopher Boynton is a CFP® professional with 24 years of industry experience, currently serving at Cetera. His career includes long-term roles at Arxis Financial Inc. and Avantax entities. Outside of advisory work, he is a division director and board member of the American Youth Soccer Organization in Simi Valley, CA. Cetera Investment Advisers LLC provides a multi-manager platform to a nationwide network of independent advisors, serving a broad client base that includes individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diverse portfolio management and financial planning services with access to affiliated and third-party managers across multiple program structures.

Sean Fitzpatrick is a financial advisor with Cambridge Investment Research Advisors, holding the ChFC® designation and Series 65 and Series 63 licenses. He has four years of industry experience and previously worked at Impact Partnership Wealth. Outside of advisory work, he serves as a coach at Moorpark College and is Vice President at The Benefit Center, Inc., specializing in insurance, benefits, and human resources. Cambridge Investment Research Advisors serves a broad mix of individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through thousands of Financial Professionals and manages a multi-billion dollar asset base across multiple platforms and custodians.

Daniela Nazar is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 16 years of industry experience. She has been with Wells Fargo Clearing since 2016 and has worked at Wells Fargo Bank, N.A. since 2005. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Travis Henry is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and 27 years of industry experience. He has worked at LPL Financial since 2004, with a period at Western International Securities, Inc. from 2012 to 2025, and previously at Morgan Stanley. In addition to his advisory role, he is involved in tax preparation and accounting through Eide Bailly. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of investment programs and utilizes both proprietary and third-party strategies, supported by advanced operational and research tools.

Justin Conant is a financial advisor at Morgan Stanley in Westlake Village, CA, holding a Series 66 designation with six years of industry experience. He previously worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. from 2019 to 2022. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including customized financial planning supported by structured discovery processes and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.