Richard Humphries III is a Wealth Management Advisor with Merrill Lynch Wealth Management. In his role, he offers guidance on a range of financial matters including college education planning, family wealth management strategies, retirement income, and tax minimization. He also specializes in services tailored to corporate executives, women and wealth, sports and entertainment clients, and managing new wealth. He began his career in wealth management in 1998 when he joined Merrill Lynch. Richard is a qualified portfolio manager, enabling him to create and manage personalized investment strategies that may include individual stocks and bonds, firm model portfolios, and third-party strategies. He holds multiple professional designations such as CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), Certified Divorce Financial Analyst (CDFA), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), Retirement Benefits Consultant (RBC), and Sports & Entertainment (SE) certification. Richard earned a bachelor's degree in economics from the University of California at Los Angeles. He is involved in several organizations including Bruin Professionals, Athletes Touch, North Ranch Country Club, and Oaks Christian School. In his personal time, he enjoys activities such as basketball, football, golfing, traveling, and yoga.

Edward Charton is a financial advisor with Ameriprise in Simi Valley, CA, holding 42 years of industry experience. His prior roles include positions at LPL Financial, Partners Securities, Inc., and Financial Network Investment Corporation. Outside of advisory work, he manages personal boating activities through two LLCs. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Nicole Megowan is a financial advisor at Morgan Stanley in Valencia, CA, with six years of industry experience. She holds Series 65 and Series 63 licenses and previously worked at firms including J.P. Morgan Chase Bank, First Republic Investment Management, and Wedbush Securities. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs with a focus on tailored financial planning supported by structured discovery conversations and proprietary planning tools.

Brian Fine is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

John Richards is a financial advisor with LPL Financial in Valley Village, CA, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has been with LPL Financial (formerly Linsco/Private Ledger Corp.) since 1987. Outside of finance, he is involved in acting and produces independent videos for his YouTube channel, jarichards99utube. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios and research supported by multiple sources, including LPL Research and third-party subadvisors.

Brynne Scalise is a financial advisor at Morgan Stanley with 12 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2012. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured tools and modeling techniques to support client goals.

Milton Greenberg is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 designations and bringing 25 years of industry experience. He has held roles at Aflac since 2019 and previously worked at D.A. Davidson & Co. from 2013 to 2016. Greenberg also serves as an officer and treasurer at Jigsaw Wealth Management. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, corporate, charitable, and institutional clients. The firm offers tailored, non-discretionary investment consulting using analytical tools such as risk profiling and probability modeling and supports municipal and public finance through a unique affiliation with a municipal advisor.

Brad Gore is a financial advisor at Edward Jones with 19 years of industry experience. He holds the Series 63 and Series 66 designations. His prior experience includes roles at American General Life Insurance and AIG Capital Services. Gore receives insurance residuals from John Hancock and OneAmerica Financial Partners. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, managing approximately $1.01 trillion in assets.

Jasmina Lujan is a financial advisor with J.P. Morgan Securities holding a Series 66 designation and 19 years of industry experience. She has worked at various J.P. Morgan entities since 2009 and has also been affiliated with the University of Phoenix since 2017. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing a process that combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework.

Benjamin Hale is a financial advisor with Thrivent Investment Management in Simi Valley, CA, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He has worked at Thrivent Financial for Lutherans and Thrivent Investment Management since 2003. Outside of his advisory role, he serves as a board member of the Adventist Health Foundation supporting Simi Valley Hospital. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive, goal-based financial planning without discretionary trading authority. The firm’s “WealthPlan” combines planning and managed-account services under a consolidated billing system while maintaining them as separate engagements.

David Sinensky is a financial advisor at Morgan Stanley with 23 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and investment insights developed by its Global Investment Committee.

Mahsa Pour Lotfi is a financial advisor at Equitable Advisors with five years of industry experience. She holds Series 63 and Series 66 credentials and has previously worked at Stifel Independent Advisors, Wells Fargo Clearing Services, and Wells Fargo Bank. Outside of her advisory role, Mahsa is active as a realtor with Bevery & Company and manages an online retail website, Chemimed.com, in addition to authoring financial and educational content. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, and institutions, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates through various program sponsors and emphasizes both advisory and brokerage solutions with a significant portion of assets managed on a non-discretionary basis.

Matthew Seukunian is a financial advisor at UBS Financial Services with four years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America, Merrill, and Bisnow Media. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor strategies to client goals. The firm integrates institutional trading capabilities with wealth management services, operating as both an investment adviser and broker-dealer.

Steven Kurland is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He has held roles at J.P. Morgan Securities and J.P. Morgan Chase Bank since 2018, and previously worked at Bank of America and Merrill Lynch. Outside of finance, he has experience as a screenwriter and independent film producer, including work on developing an Emmy-winning story into a feature film. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, combining advisory services with brokerage, distribution, and investment management capabilities. The firm delivers non-discretionary asset allocation advice supported by a centralized due-diligence framework and an in-house manager solutions team.

Steven Barrus is a financial advisor at OSAIC with 17 years of industry experience. He holds a Series 66 designation and has previously worked with FSC Securities Corporation and Fidelity Investments. Barrus serves as a board member of the Young Investors Society, an organization focused on financial literacy for high school students, and coaches boys volleyball in the Conejo Valley Unified School District. OSAIC serves a broad mix of retail and institutional clients, offering brokerage and investment advisory services through a large network of affiliated advisors and multiple platforms. The firm uses asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct portfolios that include a range of investment products managed on discretionary or non-discretionary bases.

Andrew Hewitt is a financial advisor with LPL Enterprise and holds a Series 66 designation, bringing two years of industry experience. His prior work includes roles at The Prudential Insurance Company of America, Pruco Securities LLC, Sports USA Media, and Lyft. Outside of finance, Hewitt works as a technical producer for Sports USA, focusing on radio, TV, and podcast production. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through both advisory and brokerage channels. The firm offers financial planning, consulting, and access to model portfolios alongside third-party asset management and a range of brokerage and insurance products.

Amir Rad is a CFP®-certified financial advisor with J.P. Morgan Securities, based in Woodland Hills, CA. He has 13 years of industry experience, including 10 years with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment approach.

Thomas Moffat III is a financial advisor with OSAIC in Westlake Village, CA, holding Series 63 and Series 66 credentials and bringing 26 years of industry experience. He previously worked at Lincoln Financial Advisors for 23 years before joining OSAIC in 2025. Outside of advisory work, he serves as a trustee for family trusts established for estate planning and is involved in the sale of traditional life insurance. OSAIC serves a broad mix of retail and institutional clients, offering integrated brokerage and advisory services through a large network of financial advisers. The firm employs various asset-allocation tools and access to third-party managers to construct diversified portfolios across multiple asset classes.

Mustafa Bhola is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds Series 63 and Series 65 designations and has worked at various J.P. Morgan entities since 2011. Outside of his advisory roles, he has operated a notary service business from 2017 to 2024. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Garreth Lautz is a financial advisor with Fidelity Investments, holding Series 63 and Series 66 licenses and having two years of industry experience. His prior work includes roles at Northwestern Mutual Wealth Management Company and Northwestern Mutual Investment Services LLC. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction. The firm manages discretionary and non-discretionary portfolios, fund advisory services, and model portfolios, with distinctive features including commodity pool operator registration and the use of AI technologies in its investment processes.