Kevin Mcgregor is a financial advisor at Cetera with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has a background that includes roles at Avantax Investment Services and Avantax Insurance Agency. In addition to his advisory work, he operates tax preparation and accounting businesses and serves as a fiduciary managing finances and long-term care matters for clients. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services and features a multi-manager platform with access to both affiliated and third-party investment strategies.

James Collini is a financial advisor with Stifel in Walnut Creek, CA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Stifel Nicolaus & Co. Inc. since 2008. Outside of his advisory role, Collini serves as a board member for Friends of Camp Concord, a nonprofit that raises funds to send underprivileged children to summer camp, and is president of the Charles Reid Foundation, which organizes an annual Christmas event for poor children. Stifel provides brokerage and investment advisory services to a diverse client base including individuals, institutional clients, and charitable organizations. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to offer asset allocation and planning analyses, with clients retaining discretion over implementation.

David Weed is the Vice President and Branch Leader at Fidelity Investments, a position he has held since 2023. He leads a team of financial advisors who work with clients to pursue their financial goals. Prior to this role, he served as Vice President and Regional Planning Consultant from 2018 to 2023, Assistant Branch Office Manager from 2015 to 2018, and began his career with Fidelity as a Financial Consultant from 2012 to 2015. David holds a California Insurance License. Outside of his professional responsibilities, he enjoys camping, family activities, fitness, football, social events with friends, and snowboarding.

Jonathan Negrete Torres is a Financial Consultant at Fidelity Investments, where he has been working since 2026. He has held various roles at Fidelity since 2022, including Investment Consultant, Relationship Manager, and High Net Worth Associate. Prior to his tenure at Fidelity, he worked as a Registered Administrative Associate at LPL Financial from 2021 to 2022. Jonathan holds a California Insurance License, supporting his work in financial consulting. His approach involves listening to clients and understanding their financial priorities to create customized strategies that align with their life goals. Outside of his professional work, Jonathan's interests include family activities, fitness, golf, outdoor adventures, and soccer.

Ethan Moberg is a financial advisor at Morgan Stanley in Oakland, CA, holding a Series 66 designation. He has been with Morgan Stanley since 2025 and previously worked at Alo, Vuori, and Ritz-Carlton. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides tailored financial planning and a wide range of advisory programs, managing approximately $2.74 trillion in client assets.

Janna Magdaleno is a Series 66-credentialed financial advisor with 15 years of industry experience. She currently works at J.P. Morgan Securities and JPMorgan Chase Bank, N.A., having previously been with Morgan Stanley Wealth Management and Bank of America Merrill Lynch. Magdaleno is also involved in business activities with TNT Land Holdings LLC and Terra Nova Trading Inc. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Brandon Wise is a financial advisor at Wells Fargo Advisors with two years of industry experience. He holds the Series 66 designation and has previously worked at Osano and Multiview. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including specialized areas such as business-owner transition and sports & entertainment planning, using proprietary research and tools to develop customized recommendations.

Jaime Zapata is a financial advisor with Cambridge Investment Research Advisors holding a Series 65 designation. He has been with Cambridge Investment Research, Inc. since 2016 and with Cambridge Investment Research Advisors since 2025. Jaime is based in Walnut Creek, CA. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent Financial Professionals, employing a range of portfolio management strategies across multiple custody and platform arrangements.

Nick Klarman is a Financial Consultant who collaborates with clients and their families to develop secure financial plans that encompass retirement planning, investment strategy, and income protection. He emphasizes education to simplify complex financial topics and strives to provide a white-glove experience that facilitates the co-creation of holistic financial plans tailored to individual needs. Nick's professional experience includes roles as an Investment Consultant at Fidelity Investments from 2025 to 2026, and as a Financial Representative at the same firm from 2023 to 2025. He holds a California Insurance License, supporting his expertise in income protection and insurance-related financial planning. Outside of his professional work, Nick engages in family activities, social events with friends, golf, and outdoor adventures.

Tim Everhart is a CFP® professional with 18 years of industry experience, currently serving as an advisor at J.P. Morgan Securities. He has worked at J.P. Morgan Securities since 2012 and has been affiliated with JPMorgan Chase Bank, N.A. since 2008. Outside of his advisory role, he owns a small e-commerce business selling sports cards. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

John Bruzzone is a financial advisor with UBS Financial Services in Walnut Creek, California, holding a Series 63 designation and 41 years of industry experience. He has been with UBS since 2015. Outside of his advisory role, he is a partner in an Angus cattle ranch involved in basic animal care. UBS Financial Services Inc. provides brokerage and investment advisory services to individual, corporate, and institutional clients, combining institutional trading capabilities with wealth management offerings and utilizing proprietary research and model-based asset allocations to tailor client plans.

Alicia Taylor is a financial advisor at Morgan Stanley with eight years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2017. Prior to joining Morgan Stanley, she worked at J.Jill for one year. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs to both individual and institutional clients. The firm emphasizes tailored financial planning supported by structured discovery conversations and proprietary planning tools.

Chris Garrigan is a financial advisor with LPL Financial, holding a Series 66 designation and having two years of industry experience. His prior work includes roles at Legion Technologies and Cornerstone, as well as managing his own consulting and financial business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a large national network. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and model portfolios.

Laura Lashinsky is a financial advisor at Merrill in Walnut Creek, CA, holding a Series 66 designation with six years of industry experience. She has worked at Bank of America and Merrill since 2019 and previously was employed by the Lafayette School District from 2016 to 2019. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies managed by internal teams and third-party managers for a range of clients including individuals, high-net-worth investors, and charitable organizations.

Anthony Alfisi is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in personalized wealth management strategies tailored to clients’ individual financial goals. Anthony collaborates closely with clients to develop flexible financial plans that address changing market conditions and provide access to Merrill’s investment insights as well as Bank of America’s banking and lending solutions. His expertise includes college and education planning, retirement income and personal retirement planning, portfolio management, tax minimization, and strategies for endowments, foundations, non-profits, defined benefit plans, sports and entertainment clients, and both individual and corporate investment strategy. Anthony holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). He earned a bachelor's degree from San Francisco State University. Anthony is committed to community involvement and participates in volunteer activities aligned with Merrill’s tradition of service in local communities.

Matthew Costello is a financial advisor at OSAIC with 18 years of industry experience. He holds a Series 66 designation and previously worked for Woodbury Financial Services, Inc. for 10 years. Costello also owns a sole proprietorship involved in insurance sales. OSAIC serves a diverse client base, including individual investors, pension plans, corporations, and charitable organizations, through a large network of affiliated advisers and multiple advisory platforms. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to manage portfolios that include a broad range of investment products.

Douglas Neubrand is a financial advisor at Wells Fargo Advisors with 34 years of industry experience. He holds Series 63 and Series 65 credentials and has been associated with Wells Fargo entities since 2011. Outside of his advisory role, he serves as an arbitrator in securities dispute resolution. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser offering investment and financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services through its network of advisors, utilizing proprietary research and tools to develop tailored client recommendations.

Charles Carter is a financial advisor at OSAIC with 30 years of industry experience. He holds Series 63 and Series 65 licenses and was previously with Securities America, Inc. for 16 years. Outside of his advisory role, he is the sole proprietor of an insurance sales business focused on term life insurance and fixed annuities. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage, investment advisory services, and access to third-party money managers and managed accounts. The firm utilizes quantitative tools and multiple advisory platforms to construct diversified portfolios tailored to clients’ risk tolerance and investment restrictions.

Yun Messina is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and having one year of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank in 2026, Messina worked at Rockefeller Financial and Sierra Pacific Financial. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Andrew Ross is a financial advisor at Wells Fargo Advisors with 29 years of industry experience. He holds the Series 63 and Series 65 designations and has worked within various Wells Fargo entities since 2011. Wells Fargo Advisors Financial Network is a large broker‑dealer and registered investment adviser offering investment and fee‑based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including specialized areas such as business-owner transition and special‑needs analysis, using proprietary research and planning tools.