Drew Lyon is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. His career includes multiple tenures at Wells Fargo Clearing and a period at RBC Capital Markets. Outside of his advisory work, he has ownership in a rental property in Austin, Texas. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Kisa Konrad is a Financial Consultant at Fidelity Investments, a role she has held since 2021. She brings a collaborative and empathetic approach to financial planning, aiming to make complex concepts accessible and understandable for her clients. Her professional philosophy centers on easing the anxiety often associated with conversations about finances and retirement planning. Prior to her current position, Kisa worked as a Private Client Advisor at JP Morgan Securities from 2019 to 2021 and as a Private Client Banker at JP Morgan Chase from 2015 to 2019. She holds a California Insurance License, which supports her work in financial consulting and client advisement. Outside of her professional career, Kisa has interests in comedy, fitness, music, photography, reading, and traveling.

Nadeem Alam is a financial advisor at J.P. Morgan Securities with 18 years of industry experience. He holds Series 63, 65, and 66 credentials and has been with J.P. Morgan Securities LLC since 2016. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm’s approach combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Emily Bach is a financial advisor with Morgan Stanley in Orinda, California, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. She has been with Morgan Stanley Private Bank, N.A. since 2015 and has served at Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market modeling techniques.

Robert Steinhorn is a financial advisor with Osaic Wealth, Inc. based in Alamo, CA. He holds Series 63 and Series 65 licenses and has 31 years of industry experience. He has worked at Royal Alliance Associates, Inc. since 1994 and serves as CEO of Steinhorn Consulting, providing consultation on defined contribution versus defined benefit retirement plans. Osaic Wealth, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers, employing asset-allocation tools, risk assessments, and automated rebalancing to construct portfolios across a range of investment types.

Tammie Kim is a financial advisor with Morgan Stanley in Walnut Creek, CA, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. She has been with Morgan Stanley since 2016 and currently works with Morgan Stanley Private Bank, N.A. Since 2024, she has served as treasurer for the Stone Valley Middle School Education Fund. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools.

Erin Beable is a financial advisor with Morgan Stanley in Walnut Creek, CA, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. She has worked with Morgan Stanley Private Bank, N.A. since 2015 and has been affiliated with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients. The firm provides a range of advisory programs including tailored financial planning, supported by structured discovery and analysis tools, and manages approximately $2.74 trillion in client assets.

Mitchell Alvey is a Financial Consultant at Fidelity Investments, where he has been serving since 2025. Prior to his current role, he held positions at Fidelity including Planning Consultant from 2022 to 2025, Investment Consultant from 2021 to 2022, and Financial Representative from 2019 to 2021. His approach centers on building trust with clients by understanding their priorities, goals, and vision for the future, ensuring portfolios are aligned with their aspirations. Mitchell holds a California Insurance License. Outside of his professional work, Mitchell has interests in football, movies, music, parenthood, pets, and puzzles.

Stephen Valentine is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on college education planning, managing new wealth, personal retirement planning, and retirement income. Stephen partners with individuals, families, and business owners to create tailored strategies designed to help them pursue their financial goals while navigating important life milestones. His approach emphasizes education, personalized advice, and client service. With six years of experience in the financial services industry, Stephen provides guidance to clients through various financial situations and life transitions. Prior to becoming a Financial Advisor, he worked as a Banker with Chase Bank and as a Client Service Associate with Morgan Stanley. These roles helped establish his foundation in banking, investing, and client service, which inform his holistic approach to financial planning. Stephen holds a Bachelor's Degree from the University of California System and has earned the Personal Investment Advisor (PIA) designation. Outside of his professional work, he enjoys cooking, playing pickleball, traveling, hiking, and spending time with his wife and family.

Rolando Sapantay Jr. is a financial advisor with Merrill in Walnut Creek, CA, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has been with Merrill and its affiliate Bank of America, N.A. for the past 10 years. Merrill, along with Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm utilizes strategic asset allocation and tax-aware strategies, supported by the Bank of America group’s broad financial infrastructure.

Minh Thanh Van Nguyen is a Series 66-licensed financial advisor with LPL Enterprise, based in Walnut Creek, CA, and has one year of industry experience. Prior to joining LPL Enterprise, Nguyen worked at PRUCO Securities and has business experience with Feng Cha Teahouse Corporate and Quoc Vinh LLC. Outside of finance, Nguyen works as a barista at Starbucks Coffee Company. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, model portfolio management, and access to third-party asset management programs within an integrated platform that includes brokerage and insurance products.

Harold Hendricks is a CFP® with 41 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Outside of his advisory role, he serves as co-trustee for a family investment trust. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions.

Paul Granucci is a financial advisor at Merrill with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Bank of America, N.A. and Merrill since 2010. Outside of his advisory role, he serves as a trustee for the 2004 G Revocable Trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Nicholas Coufal is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds a Series 66 designation and has worked at JPMorgan Securities LLC and JPMorgan Chase Bank NA since 2021. Prior to that, he was with ICONIQ Capital LLC from 2019 to 2021. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm integrates institutional advisory operations with brokerage and investment management capabilities.

Brittany Ormondroyd is a financial advisor with UBS Financial Services in Walnut Creek, CA, holding a Series 66 designation and five years of industry experience. She has worked at UBS since 2018 and previously at American Honda Finance Corporation from 2016 to 2018. Outside of her advisory role, she operates SconnieLass & Co., a small candle and home fragrance business. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans to clients’ goals and risk tolerances.

Lars Derr is a financial advisor with Charles Schwab holding a Series 66 credential and beginning his industry career in 2025. Prior to joining Schwab, he held positions at the Tschetter Group and the Seattle Mariners, and has experience in education and entrepreneurial ventures including PersonalUmbrella.com. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, utilizing multi-asset model portfolios and a centralized structure that supports a high client-to-advisor ratio.

Jhonny Kreidi is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His previous roles include positions at Bank of America, Mass Mutual Investors Services, and NYLife Securities. Outside of finance, he has worked in retail at Flares Bridal And Formal. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Rachel Harris is a financial advisor at Merrill with 20 years of industry experience. She holds Series 63 and Series 66 designations and has been with Merrill since 2013. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jennifer Hamilton is a financial advisor at Edward Jones with a Series 66 designation and two years of industry experience. She is also the president and owner of HamBar Investments, Inc., which operates a restaurant and bakery in Brentwood, CA. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices nationwide.

Jennifer Nelson is a financial advisor at Wells Fargo Clearing with 28 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Wells Fargo Advisors since 2012. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with services including investment advisory, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.