John Matzoll is a Wealth Management Advisor with Merrill Lynch Wealth Management. He works closely with clients to develop personalized financial strategies tailored to their individual goals and the evolving market conditions. His approach integrates the investment insights of Merrill and the banking and lending resources of Bank of America to deliver comprehensive wealth management solutions. John holds several professional designations, including Chartered Financial Analyst (CFA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a Bachelor's Degree from the University of Nevada - Reno and a Master's Degree from the University of California, Davis. In addition to his professional work, John is engaged in community service and dedicates time to volunteering with organizations in the communities he serves, reflecting the Merrill tradition of active community participation.

Marcella Lees is a financial advisor at LPL Financial with 35 years of industry experience. She holds Series 63 and Series 66 designations and previously worked at Ameriprise Financial Services for 13 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios, third-party research, and a variety of investment strategies.

Manny Sahota is a Planning Consultant at Fidelity Investments, a role he has held since 2022. He joined Fidelity in 2020 and has served in various capacities including Relationship Manager and Financial Representative. Prior to his tenure at Fidelity, Manny worked as a Senior Financial Sales Advisor at BBVA Compass Bank from 2017 to 2020 and as a Senior Relationship Banker at MUFG Union Bank from 2016 to 2017. Manny's professional experience centers on helping clients and their families develop and maintain financial plans tailored to their unique situations. He is dedicated to building client confidence in retirement planning. He holds a California Insurance License. Outside of his professional work, Manny has interests that include comedy, cooking and baking, football, golf, and puzzles.

Jasmine Wysingle is a financial advisor with Fidelity in Sacramento, CA, holding Series 63 and Series 65 licenses and four years of industry experience. She has worked at Fidelity Investments since 2025 and previously held roles at Franklin Distributors, LLC, and Franklin Templeton Companies, LLC. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a range of clients including retail and institutional investors, employing a combination of proprietary fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs. The firm is noted for its use of algorithmic methods and AI in research, as well as its roles as a commodity pool operator and advisor to multiple registered investment companies.

Casey Gunter is a financial advisor with Equitable Advisors in Folsom, CA, holding a Series 66 designation and four years of industry experience. Prior to joining Equitable Advisors in 2021, he worked at U-Haul and California State University. Outside of his advisory role, he volunteers as a football coach at University Preparatory School in Redding, CA. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations, offering financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, utilizing both client-referral and handoff structures and providing a range of advisory and brokerage channels.

Hayden Sabido is a financial advisor at Fidelity with six years of industry experience. He holds Series 63 and Series 66 designations and has worked at Fidelity Brokerage Services since 2020. His prior experience includes roles at New York Life Insurance, Pro Unlimited, and Franklin Templeton Investments. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction across a broad range of investment vehicles.

Alfred Hymans is a CFP® professional affiliated with OSAIC, with 24 years of experience in the financial services industry. His prior roles include positions at Securities America Advisors and Voya Financial Advisors. He is the president and CEO of Hymans & Associates, Inc., and serves on the boards of Nordahl Hall, a nonprofit organization, and the Sons of Norway International Foundation. Additionally, he provides pro bono financial coaching to widows through the Wings for Widows program. OSAIC serves a diverse client base including retail and institutional investors, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs asset allocation tools and risk evaluation methodologies to construct customized portfolios across various investment types.

Johnathan Wilson is a CFP®-designated financial advisor with Stifel in Roseville, CA, bringing 27 years of industry experience. He has been with Stifel Nicolaus & Co. Inc since 2012. Outside of finance, he participates in commercials and movies as a member of the Screen Actor's Guild. Stifel serves a broad client base including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services. The firm’s investment approach relies on proprietary models developed by its Investment Strategy Group to support asset allocation, retirement, and estate planning analyses.

Brandon Collins is a financial advisor with Fidelity, holding Series 63 and Series 66 licenses and four years of industry experience. Prior to joining Fidelity, he worked at Cuna Brokerage Services Inc. and has experience in the financial services and hospitality sectors. He is a partner and treasurer at Ujamaa Endeavors, a commercial leasing business. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction across a broad investable universe.

Gay Marie Bone is a CFP® professional with 30 years of industry experience, currently serving at Wells Fargo Clearing since 2016. She previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of her advisory role, she is a wellness consultant with DoTerra. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Virginia Moye is a financial advisor with Robert W. Baird & Co. in Grass Valley, CA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. She has been with Robert W. Baird & Co. since 2009. She is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and charitable organizations. The group offers tailored financial planning and portfolio management services, utilizing both in-house and third-party managers to implement strategies aligned with client goals and risk tolerances.

Patrick Mclaughlin is a financial advisor with Cetera, holding Series 63 and Series 65 designations and over 30 years of industry experience. He has worked with Cetera and its affiliated firms since 2004, including First Allied Advisory Services and First Allied Securities. Outside of his advisory role, he operates a tax preparation business. Cetera Investment Advisers LLC is a nationwide SEC-registered firm that serves individual, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options and access to third-party money managers, managing over $256 billion in assets through more than 10,000 advisors.

Scott Feher is a financial advisor with LPL Financial in Folsom, CA, holding Series 63 and Series 65 credentials and possessing 33 years of industry experience. He worked previously at Cetera Advisors LLC from 2013 to 2019. His other business activities include operating Blue Sky Financial Management, Inc. and managing Scott Feher and Associates. LPL Financial is an SEC-registered adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from LPL Research and third-party subadvisors.

Craig Barker is a financial advisor at Raymond James & Associates with 32 years of industry experience. He holds the CFP® designation along with Series 63 and Series 66 licenses. His prior experience includes 15 years at Stifel Nicolaus & Co Inc and 15 years with FINRA. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and public entities, offering financial planning, investment consulting, and institutional fiduciary solutions through a range of portfolio management styles and affiliated research.

Daniel Beaulieu is a financial advisor at Charles Schwab with Series 63 and Series 65 licenses and three years of industry experience. His prior work includes roles at Bank of America, Merrill, Equitable Advisors, and Huntington National Bank. Outside of finance, he has worked as a personal trainer through Wild Active LLC and currently delivers food for Uber Eats. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary and discretionary investment management services supported by multi-asset model portfolios and alternative investment options.

Elizabeth Keyser is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 designations, and has 10 years of industry experience. Her prior roles include positions at Prudential Insurance Company of America, Pruco Securities, LLC, and Lincoln Financial Securities Corporation. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, consulting, and access to model portfolios, with investment advice primarily delivered by investment adviser representatives using LPL’s research and third-party strategists.

Anya Bilivsky is a financial advisor with LPL Financial in Roseville, CA, holding Series 65 and Series 63 licenses and having two years of industry experience. She has been with LPL Financial since 2019 and is also associated with SAFE Credit Union, where she has worked since 2004. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of financial planning and advisory services, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Stan Leavitt is a financial advisor with Ameriprise in Granite Bay, CA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He worked at Merrill from 1998 to 2017 before joining Ameriprise Financial Services Inc., where he served from 2017 to 2020, and then Ameriprise from 2020 to the present. Ameriprise offers retirement-income planning services aimed at individuals approaching or in retirement, combining research, modeling, and tax-efficiency analysis to provide written Recommendation Reports. The firm serves clients with at least $1 million in net investable assets and integrates advisory, brokerage, and insurance solutions through affiliated companies.

Pieter Van Damme is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. His prior work history includes positions at Bank of America, Amazon.com, Apple, and the Sacramento Kings. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Carter Morrison is a financial advisor at OSAIC with 43 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at American Portfolios Financial Services, Inc. and Western International Securities, Inc. Outside of his advisory role, he is a silent partner in CrossFit Anywhere, contributing personal training expertise. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through affiliated advisors and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services featuring portfolio construction tools, managed accounts, and access to third-party money managers.