William Ward Jr. is a financial advisor with Equitable Advisors in West Chester, OH, holding Series 63 and Series 65 licenses and 13 years of industry experience. He has been with Equitable Advisors since 2012, previously affiliated with Axa Advisors LLC. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels tailored to clients’ goals and risk tolerance.

Chris Brewer is a Certified Financial Planner (CFP®) with 16 years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2012. Brewer also has a long-standing role at Blue Ash College dating back to 2007. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm offers non-discretionary advice through a select group of Wealth Advisors.

Cynthia Stahr is a financial advisor with UBS Financial Services in Cincinnati, OH, holding Series 63 and Series 65 licenses and six years of industry experience. She previously worked at Fifth Third Securities and Fifth Third Bank, contributing a total of ten years to the Fifth Third organization. UBS Financial Services serves individual, corporate, and institutional clients through a wide range of brokerage and investment advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm integrates proprietary capital market assumptions and research to tailor financial plans and employs institutional trading capabilities alongside wealth management services.

William Jones is a financial advisor at UBS Financial Services with 34 years of industry experience. He holds Series 63 and Series 65 designations and has been with UBS since 2009. Based in Cincinnati, OH, he provides advisory services through a leading global financial institution. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including fee-based financial planning, portfolio management, and access to mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management services to deliver tailored investment solutions.

Michael Hensler is a financial advisor at LPL Enterprise with 19 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked extensively with Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, consulting, and access to model portfolios and third-party asset management through both advisory and brokerage channels.

Kristi Mcclure is a financial advisor at Morgan Stanley in Cincinnati, OH, with 32 years of industry experience. She holds a Series 66 designation and previously worked at Merrill for 33 years before joining Morgan Stanley in 2017. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and modeling techniques.

Trevor Hammonds is a Financial Advisor and a member of The Clinkenbeard Group at Merrill Lynch Wealth Management. In his role, he works with families to simplify, organize, and efficiently manage their wealth through personalized financial strategies. He collaborates with clients to ensure their financial plans align with their goals and provides access to a broad range of resources including general investing, retirement planning, and small business solutions. Trevor holds a Bachelor's Degree from the University of Kentucky and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). His approach centers on providing clarity and conviction to his clients' financial planning, aiming to meet their specific needs through ongoing advice and guidance.

Philip Ochs V is a financial advisor at UBS Financial Services with five years of industry experience. He holds a Series 66 designation and has prior work experience at New York University and in the craft brewery sector, including roles at Streetside Brewery and Rhinegeist Brewery. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services. The firm combines institutional trading capabilities with wealth management and uses proprietary research and model-based asset allocations to tailor financial plans to clients’ goals and risk tolerances.

Minseok Kwon is a financial advisor at Raymond James & Associates with a Series 66 designation and less than one year of industry experience. Prior to joining Raymond James, he worked at Grandview Peak Capital and held various roles at The Ohio State University and the American International School of Guangzhou. He served in the Republic of Korea Marine Corps from 2020 to 2022. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations through both non-discretionary and discretionary programs, with specialized services in public finance and municipal sectors.

Michael Brandy is a Series 66-licensed financial advisor at Equitable Advisors with two years of industry experience. He has worked at Equitable Advisors since 2023 and previously held roles at the University of Kentucky, Art Daniel's Pool Company, and Anderson High School. Equitable Advisors serves a diverse client base, including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients, providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, working extensively with program sponsors and third-party managers to deliver advisory and brokerage solutions.

Jaden Kopser is a financial advisor at Morgan Stanley in Cincinnati, OH, holding a Series 66 designation with one year of industry experience. His prior roles include positions at the Federal Home Loan Bank of Cincinnati and Morgan Stanley Private Bank, N.A. He has also been involved with University of Kentucky Campus Recreation and Augean Stables. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning. The firm’s approach incorporates structured discovery conversations and firm-approved planning tools but does not provide individual security recommendations as part of standalone planning.

Phillip Brann is a financial advisor at Morgan Stanley with 15 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Smith Barney since 2011 and Morgan Stanley Private Bank, National Association since 2015. He is based in Cincinnati, OH. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a wide range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a financial planning process using structured discovery and firm-approved tools.

Andrew Cullen is a financial advisor at Ameriprise with four years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at firms including U.S. Bancorp Investments, Fidelity Investments, J.P. Morgan Securities, Bank of America, and Fifth Third Bancorp. Ameriprise Financial Services is a large diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which provides ongoing advice focused on dependable income sources and tax-aware withdrawal strategies.

Jacob Mason is a Financial Advisor with Merrill Lynch Wealth Management. He works with clients to develop strategies aimed at pursuing their short-, mid-, and long-term financial goals. His role includes providing resources and guidance on general investing, retirement planning, and saving for unexpected expenses. Additionally, he offers access to specialists from Bank of America for services such as banking, credit, home financing, and small business solutions. Jacob is part of the Schiess Andrews Wealth Management Group, where he focuses on retirement planning and investment management. He assists individuals and families in building, managing, and preserving wealth through personalized financial strategies. Jacob's approach emphasizes understanding clients' goals and concerns to provide ongoing advice and guidance as their needs evolve. He holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Grand Valley State University.

James Sebastian is a financial advisor with Primerica Advisors in Cincinnati, OH, holding a Series 63 designation and 29 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1996. Outside of his advisory role, he serves on the Butler County Board of Elections and is involved in raising and selling feeder calves. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of separately managed account options primarily for individual and high-net-worth clients. The firm utilizes third-party asset managers and maintains oversight of its curated investment models within a wrap-fee structure.

Julie King is a financial advisor at Raymond James Financial with 17 years of industry experience. She holds the Series 66 designation and has worked with Raymond James Financial Services Advisors Inc. since 2012. In addition to her advisory role, she is employed as a brokerage and compliance administrator at Yellow Cardinal Brokerage Services. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth and non-HNW clients, pension and profit-sharing plans, charitable organizations, corporations, and municipal entities. The firm emphasizes non-discretionary financial planning and investment consulting, leveraging asset-allocation analysis and firm research to develop tailored recommendations.

Tatjana Cumic is a financial advisor with Thrivent Investment Management in Cincinnati, OH, holding a Series 66 designation and bringing five years of industry experience. She has worked with Thrivent since 2020 and previously held roles at Express Employment Professionals and the University of Montenegro. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive financial planning across a range of topics without portfolio management for institutional clients. The firm combines goal-based analyses with a managed-account program under a consolidated billing option called “WealthPlan.”

Charles Futel Jr. is a financial advisor with Primerica Advisors in Cincinnati, OH, holding a Series 63 designation and over 42 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1983. Outside of his advisory role, he serves as an elder at Renew Community Church and is the owner of Rich Habits, a separate non-investment related venture. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and discretionary separately managed accounts primarily for individual and high-net-worth clients. The firm curates third-party asset managers and uses an operational model focused on wrap-fee solutions rather than institutional pension or profit-sharing plan management.

Anthony Sexton is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 19 years of industry experience. He has worked at LPL Financial since 2018 and previously spent six years at INVEST Financial Corp. In addition to his advisory role, Sexton is involved with Tri-County Assurance Agency, Inc. as an agent for fixed insurance products and performs tax preparation and accounting services on a limited basis. LPL Financial serves a broad client base including individuals, retirement plans, banks, corporations, and nonprofits through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, combining discretionary and non-discretionary management with research-supported and diversified investment strategies.

Matt Arnold is a Financial Consultant at Fidelity Investments, a position he has held since 2024. He has 20 years of experience working with high-net-worth individuals and families. His expertise includes retirement planning, income strategies, tax-efficient investing, and estate planning considerations. Matt focuses on helping clients navigate the capital markets by collaborating and building customized comprehensive financial plans. Prior to his current role, Matt served as Regional Vice President at Fisher Investments from 2020 to 2023. He has also held positions as Wealth Manager at Creative Planning (2016-2020), Financial Advisor at JP Morgan (2013-2016), Investment Consultant at TD Ameritrade (2009-2013), Associate at UBS (2007-2009), and worked in Service & Trading, Stock Plan Services at Fidelity Investments (2005-2007). Outside of his professional work, Matt's personal interests include fitness, football, golf, parenthood, traveling, and volunteering.