Zachary Babcock is a Certified Financial Planner (CFP®) with 10 years of industry experience. He has worked at Schwab Wealth Advisory Inc. since 2018 and has been with Charles Schwab & Co., Inc. since 2016. He holds Series 63 and Series 66 licenses and is based in Indianapolis, IN. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program. The firm offers annual financial reviews, retirement and planning discussions, and investment recommendations using Schwab’s asset allocation models and research tools, with final trading decisions made by clients.

Douglas Voight is a financial advisor with Schwab Wealth Advisory and holds Series 63 and Series 66 licenses. He has 27 years of industry experience, including over a decade at Schwab Wealth Advisory and more than 20 years with Charles Schwab. He is based in Indianapolis, Indiana. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice primarily to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and tailored investment recommendations. The firm uses Schwab’s asset allocation models and research tools, with advisors recommending allocations while clients retain final trading decisions.

Annie Kruzel is a Certified Financial Planner® with 18 years of industry experience. She has been with The Huntington Investment Company since 2010 and also worked at Ameriprise starting in 2026. The Huntington Investment Company serves individuals, charitable organizations, corporations, and other business entities with advisory and brokerage services through multiple wrap-fee programs on the Envestnet MAS platform. The firm combines third-party and proprietary investment models and provides a range of portfolio management and custodial services.

Thomas Waterway is a financial advisor with Private Advisor Group, LLC and holds a Series 66 designation. He has six years of industry experience, including prior roles at LPL Financial, LLC, Lantern Global Advisors, and Pentera Group Inc. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans. The firm offers discretionary and non-discretionary portfolio management, financial planning, retirement plan consulting, and access to various managed account solutions, utilizing a fiduciary-based advisory model and a range of investment strategies.

Gabrielle Baker is a CFP® credentialed financial advisor with five years of industry experience. She currently works at Commonwealth Financial Network and previously was with Ameriprise and Oaktree Financial Advisors. Baker spends a small portion of her time on fixed insurance sales conducted at her branch location. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of nearly 2,900 advisors and managing approximately $213 billion in client assets, offering a wide range of managed account programs and support services.

Allyson Bolinger is a CFP® with five years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. She has worked with Charles Schwab & Co., Inc. since 2019 and previously held roles at Indiana Mills and Manufacturing and Farm Credit Mid America. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients annual financial reviews and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within Charles Schwab & Co., focusing on client-directed trading decisions and conducting annual account reviews without discretionary trading authority.

William Collins is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and 18 years of industry experience. His career includes roles at Charles Schwab & Co., Inc., J.P. Morgan Securities, Morgan Stanley, and William Blair. He is based in Indianapolis, IN. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, delivering services such as annual financial reviews, retirement and planning discussions, and investment recommendations using Schwab’s proprietary research tools and asset allocation models. The firm operates within the Schwab ecosystem and does not directly charge clients fees, distinguishing its advisory approach from many enterprise wealth managers.

John Kitlinski is a financial advisor with Valic Financial Advisors in Carmel, IN, holding Series 63 and Series 65 licenses with 11 years of industry experience. He previously worked at Axa Advisors LLC and has served as an agent for Agia, involved in non-securities insurance products. Valic Financial Advisors primarily serves U.S. individuals, including high net worth clients and employer-sponsored retirement participants, through a large network of advisors offering portfolio management, financial planning, and unified managed accounts utilizing Envestnet’s platform.

Thomas Warren is a CFP® professional with 10 years of industry experience. He is currently with Schwab Wealth Advisory and has prior experience at Morgan Stanley and various Charles Schwab entities dating back to 2015. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, focusing on financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and asset allocation models. The firm operates within the Schwab ecosystem and does not charge clients directly, distinguishing its approach from many enterprise wealth managers.

Jacob Khairallah is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and four years of industry experience. He has worked at Schwab Wealth Advisory since 2025 and has been affiliated with Charles Schwab & Co., Inc. since 2021. Prior to his career in financial services, Jacob held various roles at Hilton Hotels & Resorts and Carson Pirie Scott & Co. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm offers annual financial reviews, retirement and planning discussions, and investment recommendations using Schwab’s standard asset allocation models and research tools, while clients retain final trading decisions.

Randall Clark is a CFP® with 43 years of industry experience, currently serving at Corient since 2023. He previously worked at Crown Capital Securities, LP for 14 years and Windsor Wealth Management for 37 years. Outside of his advisory role, he is the owner of a property management business, SDC Property Management LLC. Corient provides investment advisory and financial planning services to individual and high-net-worth clients, trusts, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm uses a goals-based, team investment approach combining in-house strategies with third-party manager solutions and employs risk management tools to align portfolios with client objectives.

Thomas Hosty is a financial advisor at Schwab Wealth Advisory with 11 years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations. His prior experience includes roles at Northwestern Mutual Wealth Management Company and MARK WISE Financial. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations. The firm uses Schwab’s asset allocation models and research tools, with final trading decisions made by clients, and operates as an internal advisory unit within the Schwab ecosystem.

Kyle Nelson is a CERTIFIED FINANCIAL PLANNER™ professional with 12 years of industry experience. He is currently with Schwab Wealth Advisory, Inc. and has worked at various Charles Schwab entities since 2016. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations based on Schwab’s asset allocation models and research tools. The firm operates within the Schwab ecosystem and does not exercise discretionary trading authority, with discretionary management generally handled by affiliated or third-party managers.

Thomas Carney is a CFP® professional with 26 years of experience in the financial services industry. He is currently with Empower Advisory Group and Empower Financial Services, Inc., having previously worked at Fisher Investments and Fidelity Investments in various advisory roles. Outside of his advisory work, he is a passive owner of a rental property managed by a professional investment property manager. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and retail brokerage clients. The firm’s integrated model links services to Empower’s recordkeeping and administrative platforms and emphasizes long-term portfolio returns and savings rates over short-term forecasts.

John Geshay is a financial advisor with FIFTH THIRD SECURITIES, Inc. in Carmel, Indiana. He holds Series 63 and Series 65 licenses and has six years of industry experience. His work history includes positions at FIFTH THIRD SECURITIES since 2019, Fifth Third Bank since 2018, Morgan Stanley in 2017, and Hope College from 2016 to 2018. Outside of his advisory role, he is involved in managing rental properties in Indianapolis. FIFTH THIRD SECURITIES, Inc. serves a diverse client base including individuals, high-net-worth clients, and institutions through investment advisory and brokerage services. The firm offers multiple program types on its Passageway Managed Account platform, allowing clients to select strategies based on their risk profiles, and operates as a subsidiary of Fifth Third Bank with comprehensive advisory and broker-dealer activities.

Amelia West is a CFP® with 21 years of industry experience, currently serving at CWM, LLC. Her career includes roles at Carson Wealth, Total Wealth Planning, Howell Financial Advisors, and Goldstein Group Financial Advisors. Outside of her advisory work, she volunteers as an administrator and treasurer for Saint Ambrose Academy. CWM, LLC is an SEC-registered adviser that serves individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of over 600 advisors. The firm offers portfolio management, financial planning, and retirement-plan services utilizing discretionary management and a combination of fundamental and technical analysis alongside third-party sub-advisors.

Anthony Jones is a financial advisor with Schwab Wealth Advisory in Indianapolis, IN, holding Series 63 and Series 65 licenses and having six years of industry experience. He has worked at Charles Schwab since 2018 and joined Schwab Wealth Advisory in 2021. Outside of his advisory role, Jones owns TOJO Leather, a small business designing and selling personal leather goods. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in its Schwab Wealth Advisory program, using Charles Schwab’s asset allocation models and research tools. The firm focuses on annual financial reviews and investment recommendations, with clients making final trading decisions.

Zachary Quante is a financial advisor with Focus Partners Wealth, LLC in Indianapolis, holding a Series 65 designation and one year of industry experience. He previously worked at Spectrum Wealth Management for two years and was a full-time student for eight years prior to his advisory career. Focus Partners serves individuals, high-net-worth families, family offices, corporate, and institutional clients with a range of wealth management and advisory services. The firm’s investment approach combines active and passive strategies within an enhanced open architecture framework, integrating fundamental and quantitative analysis alongside specialized tools such as trend-following and options overlay strategies.

Eric Giddings is a CFP® with Series 65 and Series 66 registrations based in Indianapolis, IN. He has experience in the financial industry since 2018, including roles at Focus Partners Wealth, LLC, Padgett Business Advisors, Seber Tans PLC, Trifound, and Plante Moran. Focus Partners Wealth, LLC serves individuals, high-net-worth families, family offices, and institutional clients with wealth management, financial and tax planning, family office and business management, and retirement plan consulting. The firm emphasizes long-term, tax- and fee-sensitive portfolio construction using a blend of active and passive strategies, third-party managers, and private funds within an enhanced open architecture framework.

Bernard Reed is a financial advisor with Sanctuary Advisors, LLC in Indianapolis, IN, holding Series 63, Series 65, and Series 66 licenses, and has four years of industry experience. Prior to joining Sanctuary Advisors, he worked at Regions Wealth Management, Key Wealth Management, and in a management role from 2018 to 2025. He is the founder and chairman of the board of Fortis Transition Partners, a buy-side intermediary firm that identifies business acquisition opportunities for private equity buyers. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, pension plans, trusts, and charitable organizations through a network of over 400 independent investment adviser representatives. The firm offers a range of portfolio management options and employs various analytical approaches, acting as a fiduciary when a written advisory agreement is in place.